Assess the role of Pradhan Mantri Jan Dhan Yojana (PMJDY) in transforming India’s subsidy delivery architecture. How has it helped curb leakages?

Topic:  Inclusive growth and issues arising from it Q5. Assess the role of Pradhan Mantri Jan Dhan Yojana (PMJDY) in transforming India’s subsidy delivery architecture. How has it helped curb leakages? (10 M) Difficulty Level: Medium Reference: IE Why the question Because PMJDY has become the backbone of India’s DBT-led subsidy system, transforming governance by …