“Zero-cost digital payments have accelerated financial inclusion, but may not constitute a sustainable long-term business model.” How can affordability and commercial viability be reconciled in India’s payment ecosystem?

Topic: Inclusive growth and issues arising from it Q5. “Zero-cost digital payments have accelerated financial inclusion, but may not constitute a sustainable long-term business model.” How can affordability and commercial viability be reconciled in India’s payment ecosystem? (10 M) Difficulty Level: Medium Reference: IE Why the question UPI’s rapid expansion and zero-cost model have advanced …