UPSC Editorial Analysis: Indian Banking Sector

General Studies-3; Topic: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment.   Introduction The Reserve Bank of India’s (RBI) Financial Stability Report (FSR) released in late 2025 provides a watershed moment for Indian macroeconomics. It signals the end of the “Twin Balance Sheet” crisis that defined the previous decade. The …

UPSC Editorial Analysis: RBI’s Monetary Policy Shift

General Studies-3; Topic: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment. UPSC Editorial Analysis: RBI’s Monetary Policy Shift  Introduction The Reserve Bank of India (RBI) recently reduced the repo rate by 25 basis points (bps) to 5.25%. This move, occurring amidst 8.2% GDP growth and headline inflation at 1.7%, signals …