Tag: Financial Stability

Posted on

What is meant by de-dollarisation in the global economy? Identify the key economic and financial factors driving this trend. Bring out its implications for global financial stability

Topic: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment Q4. What is meant by de-dollarisation in the global economy? Identify the key economic and financial factors driving this trend. Bring out its implications for global financial stability. (15 M) Difficulty Level: Medium Reference: IE Why the question Recent shifts …

Continue reading “What is meant by de-dollarisation in the global economy? Identify the key economic and financial factors driving this trend. Bring out its implications for global financial stability”

Posted on

Trend and Progress of Banking in India 2024-25 Report

Source:  LM Subject: Economics Context: RBI’s latest “Trend and Progress of Banking in India” report flags a resilient banking system with multi-decadal low NPAs, strong balance-sheet expansion and policy push for safer, more inclusive finance. About Trend and Progress of Banking in India 2024-25 Report: What it is? An annual RBI flagship assessment of banking …

Continue reading “Trend and Progress of Banking in India 2024-25 Report”

Posted on

What do you understand by regulatory capture in the banking sector? Critically examine how it undermines financial stability.

Topic: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment Q5. What do you understand by regulatory capture in the banking sector? Critically examine how it undermines financial stability. (10 M) Difficulty Level: Medium Reference: NIE Why the question Global bank failures (Credit Suisse, US regional banks) and lobbying against …

Continue reading “What do you understand by regulatory capture in the banking sector? Critically examine how it undermines financial stability.”

Posted on

A credible insolvency framework is vital for sustaining economic growth in a credit-dependent economy. Examine the macroeconomic importance of timely resolution. Analyse how creditor rights and debtor protection can be balanced. Suggest key priorities for future reforms.

Topic: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment Q5. A credible insolvency framework is vital for sustaining economic growth in a credit-dependent economy. Examine the macroeconomic importance of timely resolution. Analyse how creditor rights and debtor protection can be balanced. Suggest key priorities for future reforms. (15 M) …

Continue reading “A credible insolvency framework is vital for sustaining economic growth in a credit-dependent economy. Examine the macroeconomic importance of timely resolution. Analyse how creditor rights and debtor protection can be balanced. Suggest key priorities for future reforms.”

Posted on

Indian capital markets are increasingly driven by speculative flows, not fundamentals. Critically assess this trend. Discuss its implications for financial stability. Suggest policy safeguards to insulate the real economy.

Topic: Capital Markets & Money Markets Q6. Indian capital markets are increasingly driven by speculative flows, not fundamentals. Critically assess this trend. Discuss its implications for financial stability. Suggest policy safeguards to insulate the real economy. (15 M) Difficulty Level: Medium Reference: InsightsIAS Why the question: The growing disconnect between stock market performance and economic …

Continue reading “Indian capital markets are increasingly driven by speculative flows, not fundamentals. Critically assess this trend. Discuss its implications for financial stability. Suggest policy safeguards to insulate the real economy.”

Posted on

Explain the key reasons behind the sustained decline in bank credit growth in recent times. Suggest measures to ensure credit growth without compromising financial stability.

Topic: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment Q5. Explain the key reasons behind the sustained decline in bank credit growth in recent times. Suggest measures to ensure credit growth without compromising financial stability. (10 M) Difficulty Level: Medium Reference: TH Why the question: RBI’s March 2025 data …

Continue reading “Explain the key reasons behind the sustained decline in bank credit growth in recent times. Suggest measures to ensure credit growth without compromising financial stability.”

Posted on

Financial Stability and Development Council (FSDC)

General Studies-3 Topics Covered: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment.   Context: 24th meeting of Financial Stability and Development Council (FSDC). The 24th meeting deliberated on various mandates of the FSDC such as financial stability, financial sector development, inter-regulatory coordination, financial literacy, financial inclusion, and macro prudential …

Continue reading “Financial Stability and Development Council (FSDC)”