Sanchar Saathi App

Source:  NDTV Subject:  Government Scheme Context: The Department of Telecommunications (DoT) has mandated that all smartphones sold from March 2026 must come with the Sanchar Saathi app pre-installed. About Sanchar Saathi App: What it is? Sanchar Saathi is a telecom security and citizen-protection platform offering tools to report fraud, check SIM misuse, and block stolen …

SIM Binding

Source:  TOI Context: The Union Government has directed messaging apps like WhatsApp, Telegram, Signal and others to mandatorily link their services to the SIM card used during registration. About SIM Binding: What is SIM Binding? SIM binding is a security mechanism that permanently links a user’s messaging or authentication service to the physical SIM card …

SEBI’s New Verified UPI Mechanism

Source:  IE Context: SEBI has announced a new verified UPI ID system for registered market intermediaries, effective from October 1, 2025, to curb rising cases of cyber fraud and impersonation in securities transactions. About SEBI’s New Verified UPI Mechanism: What It Is? A validated UPI payment framework for SEBI-registered intermediaries featuring exclusive UPI handles ending …

Identify the key limitations in India’s digital payment security architecture. Examine how predictive intelligence tools like the Financial Fraud Risk Indicator (FRI) aim to bridge these structural gaps.

Topic: Role of media and social networking sites in internal security challenges, basics of cyber security; Q5. Identify the key limitations in India’s digital payment security architecture. Examine how predictive intelligence tools like the Financial Fraud Risk Indicator (FRI) aim to bridge these structural gaps. (10 M) Difficulty Level: Medium Reference: PIB Why the question …