Schemes under Ministry of Housing and Urban Affairs

PM Svanidhi (Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi scheme)

  1. Introduction
  2. Overview
  3. Loans under scheme
  4. Implementation agency
  5. Eligibility
  6. Target Beneficiaries
  7. Scheme Benefits
  8. Need for


  • The PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) was launched by the Ministry of Housing and Urban Affairs on June 01, 2020 for providing affordable Working Capital loan to street vendors to resume their livelihoodsthat have been adversely affected due to Covid-19 lockdown.
  • The duration of the scheme is until March 2022.


  • It is a special micro-credit facility plan to provide affordable loan of up to ₹10,000 to more than 50 lakh street vendors, who had their businesses operational on or before 24 March.
  • The the scheme is valid until March 2022.
  • Small Industries Development Bank of India is the technical partner for implementation of this scheme.

It will manage the credit guarantee to the lending institutions through Credit Guarantee Fund Trust for Micro and Small Enterprises.

PM Svanidhi (Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi scheme)

Loans under the scheme:

  • Under the scheme, vendors can avail working capital loan of up to ₹10,000, which is repayable in monthly instalments within one year.
  • On timely/early repayment of the loan, an interest subsidy of 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer (DBT) on six-months basis.
  • There will be no penalty on early repayment of loan.

Implementing agency:

  • Last month, the Ministry of Housing and Urban Affairs signed MoU with Small Industries Development Bank of India (SIDBI) in order to engage SIDBI as the Implementation Agency for the scheme.
  • SIDBI will manage the credit guarantee to the lending institutions through Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).


  • The scheme is applicable to vendors, hawkers, thelewalas, rehriwalas, theliphadwalas in different areas/contexts who supply goods and services.
  • Street vendors belonging to the surrounding peri-urban/rural areas are also included.

Target beneficiaries

  • This scheme targets to benefit over 50 lakh Street Vendors.
  • A vendor, according to the scheme guidelines is any person engaged in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the public in a street, footpath, pavement etc., from a temporary built up structure or by moving from place to place.
  • The goods supplied by them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, apparel, artisan products, books/ stationary etc. and the services include barber shops, cobblers, pan shops, laundry services etc.

Scheme Benefits

  • Vendors can avail a working capital loan of up to Rs. 10,000, which is repayable in monthly instalments in the tenure of one year.
  • On timely/ early repayment of the loan, an interest subsidy @ 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer on quarterly basis.
  • There will be no penalty on early repayment of loan.
  • The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.
  • The vendors can avail the facility of escalation of the credit limit on timely/ early repayment of loan.

Need for:

  • The lockdown has affected the lives and livelihoods of many especially daily wagers including street vendors whose businesses were affected due to the restrictions.
  • Street vendors usually work with a small capital base taken on very high interest rates from informal sources.
  • Further, they might have consumed their savings and high cost capital during the lockdown.

Therefore, there is an urgent need to provide affordable credit for working capital through formal banking channel to street vendors to help them resume the business.

Pradhan Mantri Awas Yojana (Housing for All - Urban)

  1. About the Scheme
  2. Beneficiaries
  3. Scope
  4. Coverage and Duration
  5. Details
  6. Implementation methodology
  7. Benefits
  8. Ownership of House
  9. Achievements
  10. Challenges ahead

About PMAY- Urban:

  • Launched by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA) in Mission mode.
  • It envisions provision of Housing for All by 2022, when the Nation completes 75 years of its Independence.
  • The Mission seeks to address the housing requirement of urban poor including slum dwellers through following programme verticals:
    1. Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource.
    2. Promotion of Affordable Housing for weaker section through credit linked subsidy.
    3. Affordable Housing in Partnership with Public & Private sectors.
    4. Subsidy for beneficiary-led individual house construction /enhancement.


  • The mission seeks to address the housing requirement of urban poor including slum dwellers.
  • A slum is defined as a compact area of at least 300 people or about 60 – 70 households of poorly built congested tenements in unhygienic environment usually with inadequate infrastructure and lacking in proper sanitary and drinking water facilities.
  • Beneficiaries include Economically weaker section (EWS), low-income groups (LIGs) and Middle Income Groups (MIGs).
  • The annual income cap is up to Rs 3 lakh for EWS, Rs 3-6 lakh for LIG and Rs 6 + -18 lakhs for MIG.
  • EWS category of beneficiaries is eligible for assistance in all four verticals of the Missions whereas LIG and MIG categories are eligible under only Credit linked subsidy scheme (CLSS) component of the Mission.
  • For identification as a EWS or LIG beneficiary under the scheme, an individual loan applicant will submit self-certificate/ affidavit as proof of income.
  • A beneficiary family will comprise husband, wife, unmarried sons and/or unmarried daughters.
  • The beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in any part of India to be eligible to receive central assistance under the mission.
  • States/UTs, at their discretion, may decide a cut-off date on which beneficiaries need to be resident of that urban area for being eligible to take benefits under the scheme.
  • At the slum decadal growth rate of 34%, the slum households are projected to go upto 18 million. 2 million non-slum urban poor households are proposed to be covered under the Mission.
  • Hence, total housing shortage envisaged to be addressed through the new mission is 20 million.


  • “Housing for All” Mission for urban area is being implemented during 2015-2022 and this Mission will provide central assistance to implementing agencies through States and UTs for providing houses to all eligible families/beneficiaries by 2022.
  • Mission will be implemented as Centrally Sponsored Scheme (CSS) except for the component of credit linked subsidy which will be implemented as a Central Sector Scheme.
  • Mission with all its component has become effective from the date 17.06.2015 and will be implemented upto 31.03.2022

Coverage and Duration

  • All 4041 statutory towns as per Census 2011 with focus on 500 Class I cities would be covered in three phases as follows:
    1. Phase I (April 2015 – March 2017) to cover 100 Cities selected from States/UTs as per their willingness.
    2. Phase II (April 2017 – March 2019) to cover additional 200 Cities
    3. Phase III (April 2019 – March 2022) to cover all other remaining Cities


  • Ministry, however, will have flexibility regarding inclusion of additional cities in earlier phases in case there is a resource backed demand from States/UTs.
  • The mission will support construction of houses upto 30 square meter carpet area with basic civic infrastructure.
  • States/UTs will have flexibility in terms of determining the size of house and other facilities at the state level in consultation with the Ministry but without any enhanced financial assistance from Centre.
  • Slum redevelopment projects and Affordable Housing projects in partnership should have basic civic infrastructure like water, sanitation, sewerage, road, electricity etc.
  • Urban Local Bodies (ULB) should ensure that individual houses under credit linked interest subsidy and beneficiary led construction should have provision for these basic civic services.
  • The minimum size of houses constructed under the mission under each component should conform to the standards provided in National Building Code (NBC).
  • If available area of land, however, does not permit building of such minimum size of houses as per NBC and if beneficiary consent is available for reduced size of house, a suitable decision on area may be taken by State/UTs with the approval of SLSMC.
  • All houses built or expanded under the Mission should essentially have toilet facility.
  • The houses under the mission should be designed and constructed to meet the requirements of structural safety against earthquake, flood, cyclone, landslides etc.
  • conforming to the National Building Code and other relevant Bureau of Indian Standards (BIS) codes.
  • The houses constructed/acquired with central assistance under the mission should be in the name of the female head of the household or in the joint name of the male head of the household and his wife, and only in cases when there is no adult female member in the family, the house can be in the name of male member of the household.
  • State/UT Government and Implementing Agencies should encourage formation of associations of beneficiaries under the scheme like Resident Welfare Association etc. to take care of maintenance of houses being built under the mission.
  • The houses constructed/acquired with central assistance under the mission should be in the name of the female head of the household or in the joint name of the male head of the household and his wife, and only in cases when there is no adult female member in the family, the dwelling unit/house can be in the name of male member of the household.

Implementation Methodology

  • The Mission will be implemented through four verticals giving option to beneficiaries, ULBs and State Governments.
  • These four verticals are as below.

Pradhan Mantri Awas Yojana (Housing for All - Urban)


  1. The government is providing an interest subsidy of 6.5% on housing loans which can be availed by beneficiaries for 15 years from start of loan date.
  2. The government will grant Rs 1 lakh to all the beneficiaries of the scheme.
  3.  In addition, Rs 1.5 lakh will be given to all eligible urban poor who want to construct their houses in urban areas or plan to go for renovation in their existing houses.
  4. One can also avail loans under this scheme to build toilets in existing houses.

Ownership of houses:

  • House is to be allotted in the name of adult female member or in joint name and all houses to have toilet facility, drinking water and power supply.
  • Preference is given to persons with disabilities, ST/ SC/ OBCs, minorities and transgender.


A total of 1.12 crore houses have been sanctioned under Pradhan Mantri Awas Yojana (U), of which 82.5 lakh houses have been grounded and around 48 lakh have been completed.

Challenges ahead:

  • Government has to mobilise Rs 1 lakh crore in the next three years for achieving its target of building 1 crore houses.
  • Other headwinds include: unavailability of land in prime areas, low participation of private developers on account of brand dilution and bidding mechanism.
  • Also there are issues of stringent cost and time schedules resulting in low yields, increasing construction costs due to absence of bulk sourcing of materials, and lack of new technology that impacts productivity, cost efficiency and quality.

Deendayal Antyodaya Yojana (National Urban Livelihoods Mission)


  1. Introduction
  2. About the Scheme
  3. Coverage
  4. Aim
  5. Guiding principles
  6. Values
  7. Strategy
  8. Components


  • Economic development and urbanisation are closely linked.
  • Cities in India are emerging as the country’s engines of economic growth, with a contribution of more than 60 per cent to GDP.
  • As per Census of India, 2011, India’s urban population is now 377 million which shows a 31 percent increase from 2001.
  • The Report on Conditions of Work and Promotion of Livelihoods in the Unorganized Sector by the National Commission on Enterprises in the Unorganized Sector brought out in August 2007 (NCEUS, 2007) reveals that in 2004-05, out of India’s total workforce, 92 percent worked in the informal economy.
  • The urban informal sector comprises a large part of the unorganized non-agriculture sector. Low levels of education and skill in the unorganized sector workers have resulted in their inability to access the opportunities offered by emerging markets.
  • This underscores the criticality of skills up-gradation for better livelihoods opportunities in urban areas.
  • Most of the poor are involved in informal sector activities where there is a constant threat of eviction, removal, confiscation of goods and almost non-existent social security cover.
  • Even when segments of the urban population are not income-poor, they face deprivation in terms of lack of access to sanitary living conditions and their well-being is hampered by discrimination, social exclusion, crime, and violence, insecurity of tenure, hazardous environmental conditions and lack of voice in governance.
  • The dimensions of urban poverty can be broadly divided into three categories:
    •  residential vulnerability (access to land, shelter, basic services, etc.);
    • social vulnerability (deprivations related to factors like gender, age and social stratification, lack of social protection, inadequate voice and participation in governance structures, etc.) and
    • occupational vulnerability (precarious livelihoods, dependence on informal sector for employment and earnings, lack of job security, poor working conditions, etc.).
  • These vulnerabilities are inter-related.
  • Amongst the urban poor, there are sections subject to greater vulnerability in terms of the above classification; these include women, children, and the aged, SCs, STs, minorities and differently-abled persons who deserve attention on a priority basis.
  • The Ministry of Housing and Urban Poverty Alleviation had been implementing a Centrally Sponsored Scheme Swarna Jayanti Shahari Rozgar Yojana (SJSRY) since 1997 which has been restructured as Deendayal Antyodaya Yojana – National Urban Livelihoods Mission since September, 2013.
  • The NULM has been under implementation w.e.f. September 24, 2013 in all district headquarters (irrespective of population) and all the cities with population of 1 lakh or more.

About DAY- NULM:


Under the scheme urban areas extends the coverage to all the 4041 statutory cities and towns, there by covering almost the entire urban population.


  • To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self employment and skilled wage employment opportunities, resulting in an appreciable improvement in their livelihoods on a sustainable basis, through building strong grassroots level.
  • To provide the shelter equipped with essential services to the urban homeless in a phased manner.
  • To address the livelihood concern of the urban street vendors by facilitating with suitable space, institutional credit, and social security and skills to the urban street vendor for accessing emerging market opportunities.

Deendayal Antyodaya Yojana (National Urban Livelihoods Mission)

Guiding Principles

  • The core belief of National Urban Livelihoods Mission (NULM) is that the poor are entrepreneurial and have innate desire to come out of poverty.
  • The challenge is to unleash their capabilities to generate meaningful and sustainable livelihoods.
  • The first step in this process is motivating the urban poor to form their own institutions.
  • They and their institutions need to be provided sufficient capacity so that they can manage the external environment, access finance, expand their skills, enterprises and assets.
  • This requires continuous and carefully designed handholding support. An external, dedicated and sensitive support structure, from the national level to the city and community levels, is required to induce social mobilisation, institution building and livelihood promotion.
  • NULM believes that any livelihood promotion programme can be scaled up in a time- bound manner only if driven by the poor and their institutions.
  • Such strong institutional platforms support the poor in building up their own human, social, financial, and other assets.
  • This in turn, enables them access to rights, entitlements, opportunities and services from the public and private sectors, while enhancing their solidarity, voice and bargaining power.
  • As per the Constitution (74thAmendment) Act, 1992, urban poverty alleviation is a legitimate function of the Urban Local Bodies (ULB).
  • Therefore, ULBs would need to undertake a lead role for all issues and programmes concerning the urban poor in cities/towns, including skills and livelihoods.
  • NULM would aim at universal coverage of the urban poor for skill development and credit facilities.
  • It will strive for skills training of the urban poor for market-based jobs and self- employment, facilitating easy access to credit.
  • Street vendors constitute an important segment of the urban population at the bottom of the pyramid.
  • Street vending provides a source of self-employment, and thus acts as a measure of urban poverty alleviation without major Government intervention.
  • They have a prominent place in the urban supply chain and are an integral part of the economic growth process within urban areas.
  • NULM would aim at facilitating access to suitable spaces, institutional credit, social security and skills to the urban street vendors for accessing emerging market opportunities.
  • Urban homeless persons who live without shelter or social security/ protection are the most vulnerable class, even while they contribute towards sustaining cities with their cheap labour.
  • Life on the streets involves surviving continuously at the edge, in a physically brutalized and challenging environment.
  • There is a need for appropriate policy intervention to address the challenges faced by homeless people, with regard to shelter, social housing and social protection.
  • Accordingly, NULM would aim at providing shelter equipped with essential services to the urban homeless in a phased manner.
  • NULM would place a very high emphasis on convergence with schemes/programmes of the relevant line Ministries/Departments and programmes of state governments dealing with skills, livelihoods, entrepreneurship development, health, education, social assistance, etc.
  • An alliance strategy will be sought with all concerned departments to promote skills training of rural-urban migrants as a bridge between the livelihoods of the rural and urban poor.
  • NULM would aim at partnership with the private sector in providing skill training, employment and operation of shelter for homeless.
  • It will strive for active participation of private and civil society sectors in providing shelter to the urban homeless, skill training and placement of the urban poor and also in facilitating technological, marketing and handholding support for the urban poor entrepreneurs who want to be self-employed and set up their own small businesses or manufacturing units.


The mission will espouse the following values:

  • Ownership and productive involvement of the urban poor and their institutions in all processes
  • Transparency in programme design and implementation, including institution –
  • building and capacity strengthening
  • Accountability of government functionaries and the community
  • Partnerships with industry and other stakeholders and
  • Community self-reliance, self-dependence, self-help and mutual-help


NULM will adopt the following strategy:

  • Building capacity of the urban poor, their institutions and the machinery involved in the implementation of livelihoods development and poverty alleviation programmes through handholding support
  • Enhancing and expanding existing livelihoods options of the urban poor
  • Building skills to enable access to growing market-based job opportunities offered by emerging urban economies
  • Training for and support to the establishment of micro-enterprises by the urban poor – self and group
  • Ensure availability and access for the urban homeless population to permanent 24- hour shelters including the basic infrastructural facilities like water supply, sanitation, safety and security
  • Cater to the needs of especially vulnerable segments of the urban homeless like the dependent children, aged, disabled, mentally ill, and recovering patients etc., by creating special sections within homeless shelters and provisioning special service linkages for them
  • To establish strong rights-based linkages with other programmes which cover the right of the urban homeless to food, healthcare, education, etc. and ensure access for homeless populations to various entitlements, including to social security pensions, PDS, ICDS, feeding programmes, drinking water, sanitation, identity, financial inclusion, school admission etc., and to affordable housing
  • To address livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security and skills to the urban street vendors for accessing emerging market opportunities.


The scheme has two component one for urban India and other for rural India:

  1. The Urban component named as Deen Dayal Antyodaya Yojana will be implemented by the Ministry of Housing and Urban Poverty Alleviation.
  2. The rural component named as Deen Dayal Upadhyaya Grameen Kaushalya Yojana will be implemented by the Ministry of Rural Development.

Smart Cities Mission (SCM)

  1. Introduction
  2. Objectives
  3. Mission strategy
  4. Core infrastructure
  5. Coverage and Duration
  6. Financing
  7. Progress
  8. Challenges
  9. Way forward
  10. Conclusion


  • The Smart Cities Mission is an innovative and new initiative by the Government of India to drive economic growth and improve the quality of life of people by enabling local development and harnessing technology as a means to create smart outcomes for citizens.
  • ‘Smart city’ is a city equipped with basic infrastructure to give a decent quality of life, a clean and sustainable environment through application of some smart solutions.
  • It includes basic infrastructure like adequate water supply, electricity supply, sustainable sanitation and solid waste management, efficient urban mobility, affordable housing and ensuring robust IT connectivity and e-governance.
  • Smart Cities focus on their most pressing needs and on the greatest opportunities to improve lives.
  • They tap a range of approaches – digital and information technologies, urban planning best practices, public-private partnerships, and policy change – to make a difference. They always put people first.


  1. In the approach to the Smart Cities Mission, the objective is to promote cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions.
  2. The focus is on sustainable and inclusive development and the idea is to look at compact areas, create a replicable model which will act like a light house to other aspiring cities.
  3. The Smart Cities Mission is meant to set examples that can be replicated both within and outside the Smart City, catalysing the creation of similar Smart Cities in various regions and parts of the country.


Pan-city initiative in which at least one Smart Solution is applied city-wide

Develop areas step-by-step – three models of area-based developments

  1. Retrofitting,
  2. Redevelopment,
  3. Greenfield

The core infrastructure elements

  1. Adequate water supply,
  2. Assured electricity supply,
  3. Sanitation, including solid waste management,
  4. Efficient urban mobility and public transport,
  5. Affordable housing, especially for the poor,
  6. Robust IT connectivity and digitalization,
  7. Good governance, especially e-Governance and citizen participation,
  8. Sustainable environment,
  9. Safety and security of citizens, particularly women, children and the elderly, and
  10. Health and education.


  • The Mission will cover 100 cities and its duration will be five years (FY2015-16 to FY2019-20).
  • The Mission may be continued thereafter in the light of an evaluation to be done by the Ministry of Urban Development (MoUD) and incorporating the learnings into the Mission.


  • The Smart City Mission will be operated as a Centrally Sponsored Scheme (CSS) and the Central Government proposes to give financial support to the Mission to the extent of Rs. 48,000 crores over five years i.e. on an average Rs. 100 crore per city per year.
  • An equal amount, on a matching basis, will have to be contributed by the State/ULB; therefore, nearly Rupees one lakh crore of Government/ULB funds will be available for Smart Cities development.

Smart Cities Mission (SCM)


  • After three years of the announcement, 89 cities have been selected, but with little to show in urban transformation.
  • There are a few cities that have taken the task seriously. Pune has begun by raising funds through the issuance of municipal ‘smart city’ bonds.
  • Bhubaneswar has launched a railway multi-modal hub, a hi-tech transport signal system and an urban knowledge centre.
  • The New Delhi Municipal Corporation has started implementation of mini-sewerage plants, wi-fi activated ‘smart’ street lights and city surveillance systems through a command and control centre.
  • But, most cities are still struggling at a primary planning stage, and financial closure to projects is still a long way off.
  • More importantly private investment – has hardly been identified and defined.


  • Smart cities function as special purpose vehicles diverged from regular urban governance structures.
  • It can create islands of development rather than an inclusive all round development of the city.
  • State and local governments lack fine-grained data or the capability to analyse them in order to understand the evolving needs of their communities.
  • Although India’s Smart Cities Mission has identified more than 20 priority areas, interventions by the respective agencies are weak.
  • There is an inadequate emphasis on the functioning of urban local bodies.
  • The Area Based Development approach – development of a sewage system somewhere or a web of roads in another city – will cover just about three per cent of the urban areas associated with these smart cities.
  • Urban local bodies lack both technical and human capacity and professionalism.

Way Forward

  • Smart cities cannot be a solution to urban crisis happening in India. It needs understanding of problem rationally through data collected systematically.
  • If Chicago city is taken as an example, Array of Sensors are installed on streets for people to download raw data on air quality, pedestrian movement and standing water.
  • Similarly India also shall develop transport, waste management data for improving urban governance based on evidence.
  • When one has limited funds, an easier and speedier route is to take five big cities or 10 small ones at a time, and transform them comprehensively.
  • Building of these cities cannot come only with government spending.
  • The funding has to happen through private sector’s involvement.
  • Since the smart cities programme aims at affordable housing and modern transportation, government has to facilitate smoother land acquisition with appropriate rehabilitation and resettlement
  • We see cutting of trees for widening of roads and highways. Care has to be taken to protect the environment while making cities smart.
  • Citizen participation is important right from policy inputs, implmentation and execution because citizens are the ultimate beneficiaries of smart cities.
  • Smart cities development requires smart leadership which has to come from all the three tiers of the government.


  • Clearly, there is a lot of low-hanging fruit on the road to smartness, and a nimble policy approach can tap this quickly.
  • The plan should recognise that the vibrant life of cities depends on variety and enabling environments, rather than a mere technology-led vision.
  • Pollution-free commons, walkability and easy mobility, with a base of reliable civic services, is the smart way to go.
  • With urbanization gaining prominence in the global policy discourse, it is important to focus on local governance.

Heritage City Development and Augmentation Yojana


Under HRIDAY launched in January, 2015, heritage related infrastructure development is being taken up in 12 identified cities at a total cost of Rs. 500 cr.


It aims to preserve and rejuvenate the rich cultural heritage of the country.


  1. Planning, development and implementation of heritage-sensitive infrastructure
  2. Service Delivery and infrastructure provisioning in the core areas of the historic city
  3. Preserve and revitalise heritage wherein tourists can connect directly with city’s unique character
  4. Develop and document a heritage asset inventory of cities – natural, cultural, living and built heritage as a basis for urban planning, growth, service provision and delivery
  5. Implementation and enhancement of basic services delivery with focus on sanitation services like public conveniences, toilets, water taps, street lights, with use of latest technologies in improving tourist facilities/amenities.
  6. Local capacity enhancement for inclusive heritage-based industry


  • HRIDAY is a central sector scheme, where 100% funding will be provided by Government of India.
  • INR 500 Crores have been allocated to the scheme.

Key facts

  • It seeks to promote an integrated, inclusive and sustainable development of heritage sites, focusing not just on maintenance of monuments but on advancement of the entire ecosystem including its citizens, tourists and local businesses.
  • Central government will meet the entire expenditure under the scheme.
  • But, the states and local urban bodies are requested to supplement their resources for rapid development of heritage cities.
  • The project will work through a partnership of Government, Academic Institutions and local community combining affordable technologies.
  • The 12 cities selected for the scheme are Ajmer, Amritsar, Amravati, Badami, Dwarka, Gaya, Warangal, Puri, Kanchipuram, Mathura, Varanasi and Velankanni.

Atal Mission for Rejuvenation and Urban Transformation

  1. About the Scheme
  2. Thrust area
  3. Category of cities
  4. Implementation

About AMRUT mission:

The Mission will focus on the following Thrust Areas:

  1. Water Supply.
  2. Sewerage and septage management.
  3. Storm Water Drainage to reduce flooding
  4. Non-motorized Urban Transport.
  5. Green space/parks.

Five hundred cities have been selected under AMRUT.

The category of cities that have been selected under AMRUT is given below:

  • All Cities and Towns with a population of over one lakh with notified Municipalities as per Census 2011, including Cantonment Boards (Civilian areas).
  • All Capital Cities/Towns of States/ UTs, not covered in above.
  • All Cities/ Towns classified as Heritage Cities by MoHUA under the HRIDAY Scheme.
  • Thirteen Cities and Towns on the stem of the main rivers with a population above 75,000 and less than 1 lakh.
  • Ten Cities from hill states, islands and tourist destinations (not more than one from each State).


  • AMRUT adopts a project approach to ensure basic infrastructure services relating to water supply, sewerage, storm-water drains, transportation and development of green spaces and parks with special provision for meeting the needs of children.
  • Under this mission, 10% of the budget allocation will be given to states and union territories as incentive based on the achievement of reforms during the previous year.
  • States will only submit state annual action Plans to the centre for broad concurrence based on which funds will be released.
  • Central assistance will be to the extent of 50% of project cost for cities and towns with a population of up to 10 lakhs and one-third of the project cost for those with a population of above 10 lakhs.
  • Under the mission, states will transfer funds to urban local bodies within 7 days of transfer by central government and no diversion of funds to be made failing which penal interest would be charged besides taking other adverse action by the centre.