PMGKY Pradhan Mantri Garib Kalyan Yojana

  1. Introduction
  2. Benefits
  3. Eligibility
  4. Beneficiaries
  5. Components
  6. Health care workers

Introduction

Eligibility

  • Eligibility for availing the PMUY scheme is

an adult woman belonging to a poor family not having LPG connection in her household, is an eligible beneficiary under the expanded scheme in addition to existing categories (viz. SECC 2011 list or in seven identified categories i.e. SC/ST households, beneficiaries of Pradhan Mantri Awas Yojana (PMAY) (Gramin), Antyodaya Anna Yojana (AAY), Forest dwellers, Most Backward

Classes (MBC), Tea and Ex-Tea Garden Tribes, People residing in river Islands)

Beneficiaries

Benefit to farmers:

  • The first instalment of Rs 2,000 due in 2020-21 will be front-loaded and paid in April 2020 itself under the PM KISAN Yojana.
  • It would cover 8.7 crore farmers

Cash transfers Under PM Garib Kalyan Yojana:

Help to Poor:

A total of 20.40 crores PMJDY women account-holders would be given an ex-gratia of Rs 500 per month for next three months.

Gas cylinders:

Under PM Garib Kalyan Yojana, gas cylinders, free of cost, would be provided to 8 crore poor families for the next three months.

Help to low wage earners in organized sectors:

  • Wage-earners below Rs 15,000 per month in businesses having less than 100 workers are at risk of losing their employment.
  • Under this package, government proposes to pay 24 percent of their monthly wages into their PF accounts for next three months.
  • This would prevent disruption in their employment.

Support for senior citizens (above 60 years), widows, and Divyang:

  • There are around 3 crore aged widows and people in Divyang category who are vulnerable due to economic disruption caused by COVID-19.
  • Government will give them Rs 1,000 to tide over difficulties during next three months.
  • MNREGA Under PM Garib Kalyan Yojana, MNREGA wages would be increased by Rs 20 with effect from 1 April, 2020.
  • Wage increase under MNREGA will provide an additional Rs 2,000 benefit annually to a worker.
  • This will benefit approximately 13.62 crore families.

Self-Help groups:

  • Women organised through 63 lakhs Self Help Groups (SHGs) support 6.85 crore households.
  • Limit of collateral free lending would be increased from Rs 10 to Rs 20 lakhs.

Other components of PM Garib Kalyan package-

Organised sector:

  • Employees’ Provident Fund Regulations will be amended to include Pandemic as the reason to allow non-refundable advance of 75 percent of the amount or three months of the wages, whichever is lower, from their accounts.
  • Families of four crore workers registered under EPF can take benefit of this window.

Building and Other Construction Workers Welfare Fund:

  • Welfare Fund for Building and Other Constructions Workers has been created under a Central Government Act.
  • There are around 3.5 Crore registered workers in the Fund. State Governments will be given directions to utilise this fund to provide assistance and support to these workers to protect them against economic disruptions.

District Mineral Fund :

The State Government will be asked to utilise the funds available under District Mineral Fund (DMF) for supplementing and augmenting facilities of medical testing, screening and other requirements in connection with preventing the spread of CVID-19 pandemic as well as treating the patients affected with this pandemic.

Insurance Scheme for Health Workers Fighting COVID-19

  • As per the announcement made under the Pradhan Mantri Garib Kalyan Package, the launch of ‘Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19’ has been approved with the following conditions:
  • It will provide an insurance cover of Rs. 50 lakh for ninety (90) days to a total of around 22.12 lakh public healthcare providers, including community health workers, who may have to be in direct contact and care of COVID-19 patients and who may be at risk of being impacted by this.
  • It will also include accidental loss of life on account of contracting COVID-19;
  • On account of the unprecedented situation, private hospital staff/ retired/volunteer/ local urban bodies/contract/daily wage/ ad-hoc/outsourced staff requisitioned by States/ Central hospitals/autonomous hospitals of Central/States/UTs, AIIMS & INIs/ hospitals of Central Ministries can also be drafted for COVID-19 related responsibilities.
  • These cases will also be covered subject to numbers indicated by Ministry of Health & Family Welfare;
  • The insurance provided under this scheme would be over and above any other insurance cover being availed of by the beneficiary.