Jeevan Pramaan – Digital Life Certificate for Pensioners

Jeevan Pramaan – Digital Life Certificate for Pensioners

  1. Introduction
  2. Background
  3. Usual Process
  4. Working
  5. Process
  6. Status


  • Jeevan Pramaan is a biometric-enabled digital service for pensioners.
  • Pensioners of Central Government, State Government or any other Government organization can take benefit of this facility.
  • The scheme was launched on November 10, 2014.
  • The beneficiaries of the scheme are over three crore retired employees of government and PSUs.


  • The Prime Minister, recently, launched “Jeevan Pramaan” – an “Aadhar-based Digital Life Certificate” for pensioners, in a move that could eventually benefit over a crore pensioners.
  • The proposed digital certification will do away with the requirement of a pensioner having to submit a physical Life Certificate in November each year, in order to ensure continuity of pension being credited into his account.
  • The Department of Electronics and IT has developed a software application which will enable the recording of the pensioner`s Aadhar number and biometric details from his mobile device or computer, by plugging in a biometric reading device.
  • Key details of the pensioner, including date, time, and biometric information will be uploaded to a central database on real-time basis, ultimately enabling the Pension Disbursing Agency to access a Digital Life Certificate.
  • This will conclusively establish that the pensioner was alive at the time of authentication.

Usual process

  • One of the major requisite for the pensioners post their retirement from service, is to provide life certificates to the authorized pension disbursing agencies like Banks, Post offices etc., following which their pension is credited to their account.
  • In order to get this life certificate the individual drawing the pension is required to either personally present oneself before the Pension Disbursing Agency or have the Life Certificate issued by authority where they have served earlier and have it delivered to the disbursing agency.
  • Using Jeevan Pramaan, a pensioner can now digitally provide proof of his/her existence to authorities for continuity of pension every year instead of requiring to present himself/herself physically or through a Life Certificate issued by specified authorities.
  • The Digital Life Certificate facility is not available to Remarried or Re-employed Pensioners.
  • They are required to submit the Life Certificate the conventional way to their Pension Disbursing Authority.

How it works

  • Jeevan Pramaan uses the Aadhaar platform for biometric authentication of the pensioner.
  • A successful authentication generates the Digital Life Certificate which gets stored in the Life Certificate Repository.
  • The Pension Disbursing Agencies can access the certificate on-line.

The step-wise process is as follows

Enroll Yourself :

  • Download the PC/ Mobile application or alternatively visit the nearest Jeevan Pramaan Centre to get your self registered.
  • Provide necessary information like Aadhaar number, Pension Payment Order No., Bank Account No., Bank Name and your Mobile number.

Aadhaar Authentication :

  • Provide your biometrics, either a finger print or Iris and authenticate your self. (Jeevan Pramaan uses the Aadhaar Platform for on-line biometric authentication )

Life Certificate :

  • After a successful authentication a SMS acknowledgement is sent to your mobile number including your Jeevan Pramaan Certificate ID.
  • The certificates are stored in the Life Certificate Repository for making it available any time and any where for the pensioner and the Pension Disbursing Agency.
  • Pensioner has to inform to the Bank that his Jeevan Pramaan has been generated through online registration from Jeevan Pramaan portal.

Access your Certificate :

You can download a PDF copy of the certificate from the Jeevan Pramaan website by providing the Jeevan Pramaan ID or Aadhaar number.

Jeevan Pramaan – Digital Life Certificate for Pensioners


  • At present, 50 lakh individuals draw pension from the Central Government alone. A similar number draw pension from State and Union Territory Governments.
  • Several PSUs also provide pension benefits. Over 25 lakh retired personnel draw pension from the Armed Forces.
  • The Aadhar-Based Digital Life Certificate will go a long way in reducing hardship which so many senior citizens have to go through to produce a Life Certificate every year.
  • The software application system will be made available to pensioners and other stakeholders on a large scale at no extra cost.
  • It can be operated on a personal computer or a smartphone, along with an inexpensive biometric reading device.

This facility will also be made available at Common Service Centres being operated under the National e-Governance Plan, for the benefit of pensioners residing in remote and inaccessible areas.