UPSC CURRENT AFFAIRS – 16 April 2026 covers important current affairs of the day, their backward linkages, their relevance for Prelims exam and MCQs on main articles
InstaLinks : Insta Links help you think beyond the current affairs issue and help you think multidimensionally to develop depth in your understanding of these issues. These linkages provided in this ‘hint’ format help you frame possible questions in your mind that might arise(or an examiner might imagine) from each current event. InstaLinks also connect every issue to their static or theoretical background.
Table of Contents
GS Paper 1 :
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India’s Water Crisis: Beyond Resource Scarcity
GS Paper 2:
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Implications of increasing the size of the Lok Sabha
Content for Mains Enrichment (CME):
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LIC Launches ‘MyLIC’ and ‘Super Sales Saathi’ Mobile Applications
Facts for Prelims (FFP):
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First BRICS Health Working Group Meeting 2026
-
Urban Challenge Fund (UCF)
-
National Backward Classes Finance & Development Corporation (NBCFDC)
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Scarborough Shoal
-
Memristor
Mapping:
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Tehri Lake
UPSC CURRENT AFFAIRS – 16 April 2026
GS Paper 1 :
India’s Water Crisis: Beyond Resource Scarcity
Source: FL
Subject: Critical geographical features (including water-bodies)
Context: The recurring tragedies of waterborne diseases and contamination deaths—most recently in Chhainsa, Haryana, and Indore—highlight that India’s water crisis is a failure of governance and infrastructure management rather than an absolute lack of water.
About India’s Water Crisis: Beyond Resource Scarcity
What it is?
- The core of the problem lies in a linear, supply-obsessed model that focuses only on building pipes and dams while neglecting the circular lifecycle of water.
- It is a governance crisis where water is treated as an engineered commodity rather than a vulnerable ecological system, leading to preventable contamination even in cities with technically sophisticated supply networks.
Key Data/Stats on India’s Water Resources
- Global Share: India possesses only 4% of the world’s freshwater resources but must sustain nearly 17% of the global population.
- Groundwater Dependency: India is the world’s largest user of groundwater; over 60% of the country remains rural and almost entirely dependent on it.
- Urban Supply Inequity: In Delhi, per capita water availability in several zones is below 20-40 gallons per day, far short of the required benchmark of 60 GPCD.
- Non-Revenue Water: In major metros, 51% to 53% of the daily water supplied is lost due to leakages, theft, or lack of metering.
- Funding Disparity: Under urban rejuvenation missions, 62% of funds are spent on water supply, while only 3% is directed toward the rejuvenation of water bodies.
Why India’s Water Problem is NOT Just Resource Scarcity?
- Infrastructure Neglect: Contamination often occurs because corroded pipelines run parallel to sewer lines; pressure drops allow sewage to seep into drinking water.
- Lack of Mapping: Urban water agencies often lack updated maps of pipeline networks, making it nearly impossible to trace leaks or perform proactive maintenance.
- Institutional Silos: Water management is handled by specialized boards (like Delhi Jal Board) rather than integrated municipal governance, leading to poor inter-departmental communication.
- Neglect of Natural Reservoirs: Cities have encroached upon or built over local lakes and ponds, which historically acted as natural sponges and recharge zones.
- Data Inaccessibility: Crucial technical data often remains with private consultants rather than being integrated into a centralized government database for public health monitoring.
India’s Water Problem: A Demand & Management Issue
- Unchecked Urban Expansion: Rapid urbanization has outpaced planning, leading to excessive concretization that prevents rainwater from percolating into the ground.
- Linear Consumption: Cities currently follow a use and discard model, discharging massive volumes of wastewater rather than recycling it for non-potable uses.
- Over-reliance on External Sources: Metros like Delhi draw 90% of their water from hundreds of miles away (Himalayan dams/Ganga), ignoring local rain harvesting potential.
- Agricultural Inefficiency: The Gurugram Canal and similar waterways are used for irrigation but are so heavily polluted with sewage that they pose a health risk to farmers and crops.
- Community Disengagement: Governance has shifted from traditional community-based management to an institutionalized model where citizens are subscribers rather than stakeholders.
Initiatives Taken So Far:
- AMRUT & SBM-U 2.0: These flagship missions have allocated over ₹1.93 lakh crore for urban water supply, sewerage, and green spaces.
- Atal Bhujal Yojana: A central sector scheme aimed at community-led sustainable groundwater management in water-stressed blocks.
- Jal Jeevan Mission (Urban): Launched to provide universal coverage of water supply to all households through functional taps.
- Mandatory Rainwater Harvesting: Several states have made it mandatory for new buildings to install Rainwater Harvesting (RWH) systems to get occupancy certificates.
- Ayushman Bharat Integration: Utilizing health funds to manage local PHCs in rural areas, though operational challenges remain high as seen in Palwal.
Methods to Counter the Water Problem:
- Water-Sensitive Urban Design (WSUD): Shifting to an interdisciplinary approach that involves ecologists, hydrologists, and sociologists alongside engineers.
- Circular Water Economy: Implementing decentralized sewage treatment plants (STPs) to recycle wastewater for irrigating city parks and cooling industries.
- Restoring Natural Aquifers: Protecting and desilting existing urban lakes and ponds to serve as natural recharge zones rather than relying on artificial structures.
- Digital Monitoring: Installing flow meters and SCADA systems across the entire supply chain to quantify treatment and identify Non-Revenue Water losses instantly.
- Community Partnership: Empowering local residents and farmers to manage local water sources, moving away from an engineer-only top-down model.
Conclusion:
India’s water tragedy is a crisis of broken pipes and broken governance rather than dry wells, evidenced by sewage-tainted water claiming lives in even our most clean cities. Solving this requires transitioning from a supply-obsessed engineering model to a water-sensitive design that treats wastewater as a resource and local communities as partners.
UPSC CURRENT AFFAIRS – 16 April 2026 – GS Paper 2:
Implications of increasing the size of the Lok Sabha
Source: TH
Subject: Polity
Context: The government has introduced the Constitution (131st Amendment) Bill and the Delimitation Bill to increase the Lok Sabha’s strength from 550 to 850.
- These changes, proposed to be based on the 2011 Census, aim to redraw India’s political map and implement women’s reservation.
About Implications of increasing the size of the Lok Sabha:
Current Seat Distribution in Lok Sabha:
- Frozen Strength: The number of seats has been frozen at 543 (plus 2 nominated, now abolished) since the 1971 Census to ensure states that implemented population control were not penalized.
- Constitutional Cap: Article 81 of the Constitution currently limits the Lok Sabha to a maximum of 550 elected members.
- State-wise Allocation: Seats are currently distributed based on the 1971 Census population figures, leading to vast disparities in the number of voters per MP across different states.
- Freeze Extension: The 84th Amendment (2001) extended the freeze on the total number of seats until the first census after the year 2026.
- Delimitation Status: While boundaries within states were redrawn in 2002–2008, the total number of seats per state remained unchanged.
Proposed Bill Regarding Increasing Seats:
- Expanded Capacity: The Constitution (131st Amendment) Bill proposes increasing the maximum limit of Lok Sabha members from 550 to 850.
- Population Basis: Future seat allocation will be based on the proportion of each state’s population to the total population of all states.
- Census Usage: The Bill allows Parliament to specify which Census to use; however, the accompanying Delimitation Bill suggests using the 2011 Census for the immediate redrawing.
- Women’s Reservation Linkage: The Bill clarifies that the one-third reservation for women will only become effective after this new delimitation process is completed.
- Flexibility for Government: It proposes that the periodicity of delimitation and the choice of Census can be determined by a simple majority in Parliament, rather than being strictly tied to every decadal census.
Implications of Enhancing Lok Sabha Seats:
- Shift in Political Power: States like Uttar Pradesh, Bihar, and Rajasthan will gain significant seats, while Kerala and Tamil Nadu will see their relative share decrease, potentially marginalizing the political voice of southern states.
- Weakening of the Rajya Sabha: As the Lok Sabha grows to 850 but the Rajya Sabha stays at 245, the Lok Sabha’s weight in joint sittings and Presidential elections increases significantly (from 2.2x to 3.3x strength).
- Larger Council of Ministers: Since the Cabinet is limited to 15% of the Lok Sabha, an 815-member House would allow the Council of Ministers to grow from 81 to 122, potentially leading to a bloated executive.
- Reduced Individual Participation: With more MPs and limited session days (under 70 days/year), the probability of an individual MP being able to ask questions or raise issues in Zero Hour drops sharply.
- Impact on State Legislatures: If the Delimitation Commission applies the same logic to states, some assemblies (like U.P.) could grow to over 600 members, making floor management and debate highly chaotic.
Way Ahead:
- Public Consultation: Such transformative Bills should not be passed in haste; they require widespread public discussion and feedback from all federal stakeholders.
- Parliamentary Committee Review: The Bills should be referred to a Joint Parliamentary Committee to engage with legal experts, demographers, and the general public.
- Delinking Women’s Reservation: Many activists suggest delinking women’s quota from the delimitation process to ensure gender representation is not delayed by political map-drawing.
- Strengthening Committee Systems: To compensate for reduced floor time for MPs, the Parliamentary Standing Committee system must be made more robust, with mandatory referral of all Bills.
- Increased Sittings: Following global precedents like the U.K., the Indian Parliament should increase its annual sitting days to at least 120–150 days to allow more time for deliberation.
Conclusion:
The proposed expansion of the Lok Sabha marks a fundamental shift in India’s democratic and federal structure, balancing individual vote value against regional equity. While it facilitates the long-awaited women’s reservation, it risks deepening the North-South political divide and weakening the upper house. Intensive deliberation and consensus-building are essential to ensure these changes strengthen, rather than strain, the fabric of Indian democracy.
UPSC CURRENT AFFAIRS – 16 April 2026 – Content for Mains Enrichment (CME)
LIC Launches ‘MyLIC’ and ‘Super Sales Saathi’ Mobile Applications
Context: Life Insurance Corporation of India has launched two new mobile applications — MyLIC and Super Sales Saathi — to strengthen customer service and digital accessibility in the insurance sector.
About LIC Launches ‘MyLIC’ and ‘Super Sales Saathi’ Mobile Applications:
What it is?
- MyLIC is a customer-centric app that integrates policy management, claims, payments, loans, and e-KYC into one platform.
- Super Sales Saathi is a dedicated app for LIC’s agents and intermediaries, enabling digital sales, customer servicing, and performance monitoring.
Aim:
- To improve customer convenience through paperless, real-time insurance services.
- To digitally empower LIC’s field force and intermediaries for efficient outreach and servicing.
Key Features:
MyLIC App (Customer-Facing)
- Unified Policy Dashboard: Allows customers to view and manage all policies in one place with real-time benefit tracking.
- Paperless Services: Supports online premium payments, e-KYC, policy loans, revival of lapsed policies, and updates.
- Digital Purchase & Claims: Enables seamless online purchase of policies and claims-related support.
Super Sales Saathi (Agent/Intermediary-Facing)
- Digital Sales Tools: Product explainers, digital kits, and AI-based customer nudges for better sales outreach.
- Real-Time Tracking: Instant policy status updates, follow-up reminders, and customer interaction tools.
- Performance Dashboard: Helps intermediaries track targets, achievements, and customer insights.
Significance:
- Strengthens India’s insurance penetration and digital financial inclusion agenda.
- Reduces paperwork and transaction delays, improving ease of doing business in insurance.
- Supports India’s broader Digital India and fintech transformation goals.
Relevance in UPSC Exam Syllabus
GS Paper 3 – Indian Economy
- Insurance Sector Reforms
- Financial Inclusion
- Digital Economy and Fintech Innovations
- Inclusive Growth and Government Policies
GS Paper 2 – Governance
- E-Governance and Digital Service Delivery
- Citizen-Centric Administrative Reforms
UPSC CURRENT AFFAIRS – 16 April 2026 Facts for Prelims (FFP)
First BRICS Health Working Group Meeting 2026
Source: PIB
Subject: International Relations
Context: The Union Ministry of Health and Family Welfare hosted the First BRICS Health Working Group (HWG) Meeting 2026 in New Delhi to deliberate on collaborative strategies for global health security.
About First BRICS Health Working Group Meeting 2026:
What it is?
- The BRICS Health Working Group (HWG) is a specialized platform under the BRICS framework. It serves as a forum for senior health officials and technical experts to coordinate on public health challenges, harmonize regulations, and share evidence-based policy interventions.
Host: Union Ministry of Health and Family Welfare, Government of India (New Delhi).
Theme: Building for Resilience, Innovation, Cooperation and Sustainability. This reflects a People-Centric and Humanity-First approach.
Aim:
- To foster inclusive and sustainable health cooperation among member nations.
- To strengthen collaborative frameworks for pandemic preparedness and health technology innovation.
- To leverage collective expertise for scalable health interventions and achieving Universal Health Coverage (UHC).
Key Features:
The meeting identified nine priority areas, including two significant new pillars introduced by India:
- New Priority Areas (India’s Initiative):
- BRICS Mission for Healthy Lifestyles: Addressing risk factors like unhealthy diets, physical inactivity, tobacco, and alcohol.
- Promotion of Mental Health and Wellness: Strengthening services, reducing stigma, and integrating mental health into public health frameworks.
- Continuing Strategic Focus:
-
- BRICS TB Research Network: Ongoing collaboration to eliminate Tuberculosis.
- Evidence-Based Traditional Medicine: Promoting Traditional, Complementary, and Integrative Medicine (TCIM) rooted in biodiversity.
- Digital Health Architecture: Focus on continuum of care and specialized healthcare for remote areas.
- Regulatory Cooperation: Collaboration among Medical Products Regulatory Authorities to ensure equitable access to vaccines and medicines.
- Early Warning Systems: Integrated systems for preventing and responding to mass infectious diseases.
- Network of Public Health Institutes: Strengthening the BRICS Network of National Public Health Institutes.
- Social Determinants: Fighting diseases driven by social determinants of health (DDSDH).
Significance:
- By building an Integrated Early Warning System, the group bolsters the world’s defense against future pandemics.
- Focuses on the local production of medicines and vaccines, ensuring that health technologies are not restricted to wealthy nations.
Urban Challenge Fund (UCF)
Source: HT
Subject: Government Scheme
Context: Union Minister launched the Operational Guidelines for the Urban Challenge Fund (UCF) and the Credit Repayment Guarantee Sub-Scheme (CRGSS) to revolutionize urban infrastructure financing.
About Urban Challenge Fund (UCF):
What it is?
- The Urban Challenge Fund is a market-linked, reform-driven, and outcome-oriented catalytic instrument. Unlike traditional grant-based schemes, it uses limited central assistance to de-risk projects, encouraging cities to access market-based financing and private investments for large-scale urban transformation.
Implementation Period: FY 2025–26 to FY 2030–31.
Nodal Ministry: Ministry of Housing and Urban Affairs (MoHUA).
Aim:
- To transform cities into investment-ready, financially sustainable growth hubs.
- To mobilize private capital and market-based financing for urban infrastructure.
- To support the vision of Viksit Bharat @2047 by improving urban planning and governance.
Key Features:
- Catalytic Outlay: A total Central Assistance of ₹1 lakh crore, designed to mobilize nearly ₹4 lakh crore (4x leverage) in total investments.
- Funding Ratio: Central Assistance is limited to 25% of the project cost. At least 50% of funding must be mobilized through municipal bonds, bank loans, and Public-Private Partnerships (PPPs).
- Fund Allocation:
- ₹90,000 crore: Direct project funding.
- ₹5,000 crore: Project preparation and capacity building.
- ₹5,000 crore: Credit Repayment Guarantee Sub-Scheme (CRGSS).
- Credit Repayment Guarantee Sub-Scheme (CRGSS): A dedicated sub-scheme to help Tier-II and Tier-III cities, as well as those in hilly and North-Eastern regions, access credit by providing guarantees to lenders.
- Focus Sectors:
- Redevelopment of old city areas and traditional markets.
- Urban mobility, last-mile connectivity, and non-motorized transport.
- Water, sanitation, and climate-resilient infrastructure.
- Challenge-Based Selection: Funding is linked to the bankability of projects and the implementation of specific urban reforms by ULBs.
- Digital Tools: Launch of an e-directory linking cities with financial institutions and credit rating agencies to facilitate seamless deal-making.
Significance:
- By requiring cities to borrow from markets, the fund enforces fiscal responsibility and better accounting practices within ULBs.
- Through the CRGSS, it bridges the credit gap for smaller cities that typically struggle to issue municipal bonds or secure bank loans.
National Backward Classes Finance & Development Corporation (NBCFDC)
Source: News on Air
Subject: Miscellaneous
Context: The National Backward Classes Finance & Development Corporation (NBCFDC) recorded its highest-ever disbursement of ₹613 crore in FY 2025-26, marking a 16% increase over the previous year.
About National Backward Classes Finance & Development Corporation (NBCFDC):
What it is?
- NBCFDC is a Government of India Undertaking operating as a Not-for-Profit company. It functions under the aegis of the Ministry of Social Justice and Empowerment to provide financial and developmental support to the marginalized sections of society.
Established In:
- It was incorporated on January 13, 1992, under Section 25 of the Companies Act, 1956 (now Section 8 of the Companies Act, 2013).
Aim:
- The primary objective is to promote economic and developmental activities for the benefit of Backward Classes. It specifically targets the poorer sections of these classes to assist them in skill development and self-employment ventures.
Functions:
- Financial Assistance: Provides credit for income-generating activities through State Channelizing Agencies (SCAs) nominated by State Governments/UTs and through Micro Finance via SHGs.
- Sectoral Support: Assists ventures in broad sectors including:
- Agriculture and Allied Activities.
- Small Business/Artisans and Traditional Occupations.
- Technical and Professional Trades/Courses.
- Transport and Service Sectors.
- Skill Development: Facilitates vocational training and upskilling under the PM-DAKSH (Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi) Yojana.
- Grant Utilization: Implements specific welfare programs like the VISVAS Interest Subvention Scheme and the National Fellowship for OBCs.
- Target Group Expansion: Beyond OBCs, it assists Economically Backward Classes (EBCs), De-notified, Nomadic and Semi-Nomadic Tribes, Senior Citizens, Transgender persons, and Beggars.
Significance:
- By utilizing 99% of its funds and ensuring 100% geographical coverage, the corporation ensures that credit reaches the last mile of the backward regions.
- The VISVAS Scheme reduces the interest burden on small entrepreneurs and SHGs, making self-employment more viable.
Scarborough Shoal
Source: RT
Subject: International Relations/Geography
Context: Satellite imagery from April 2026 reveals that China has deployed a floating barrier and multiple vessels to block the entrance of the Scarborough Shoal.
About Scarborough Shoal:
What it is?
- Scarborough Shoal (known as Bajo de Masinloc in the Philippines and Huangyan Island in China) is a triangular-shaped chain of reefs and rocks with a central lagoon. It is not an island but a high-tide feature that serves as a traditionally rich fishing ground and a strategic maritime landmark in the South China Sea.
Location: Situated in the eastern part of the South China Sea, approximately 120 nautical miles (222 km) west of the Philippine island of Luzon and about 470 nautical miles from the coast of China.
Origin: It is a coral atoll formed on an underwater volcanic mount. Its strategic value lies in its proximity to the Philippine mainland and vital international shipping lanes.
Nations Involved:
- Philippines: Claims the shoal based on its proximity and its location within the Philippines’ 200-nautical-mile Exclusive Economic Zone (EEZ) under UNCLOS.
- China: Claims the shoal as part of its historical territory under the controversial Nine-Dash Line (now often cited through historical rights).
- Taiwan: Also maintains a claim over the feature similar to China’s.
Key Issues:
- Effective Control vs. Legal Rights: While a 2016 Permanent Court of Arbitration ruling invalidated China’s expansive claims and noted that the blockade violated international law, China has maintained de facto control since a 2012 standoff.
- Militarization and Barriers: China frequently uses Maritime Militia (fishing trawlers) and Coast Guard vessels to install floating barriers, preventing Filipino fishermen from accessing the lagoon.
- Pretext for Occupation: The recent establishment of a national nature reserve by China is viewed by Manila as a legal pretext for permanent occupation and potential construction of artificial structures.
Implications:
- The shoal is a flashpoint that could trigger the U.S.-Philippines Mutual Defense Treaty if a confrontation turns into an armed attack on Philippine vessels.
- The persistent blockade deprives local Filipino fishing communities of their traditional livelihoods, leading to economic distress in coastal provinces like Zambales.
- Diplomats fear China may escalate presence at the shoal while the U.S. is preoccupied with conflicts in the Middle East, testing the limits of the Manila-Washington alliance.
Memristor
Source: TH
Subject: Science and Technology
Context: Scientists at the University of Cambridge have developed a new hafnium-based memristor that mimics human brain synapses to process and store data simultaneously.
About Memristor:
What it is?
- A memristor (a portmanteau of memory and resistor) is a two-terminal electronic component that regulates the flow of electrical current in a circuit while also remembering the amount of charge that has previously flowed through it.
- It is considered the fourth fundamental circuit element, alongside the resistor, capacitor, and inductor.
How it Works?
- Variable Resistance: Unlike a standard resistor with fixed resistance, a memristor’s resistance changes depending on the voltage applied.
- The Memory Effect: When the power is turned off, the memristor retains its last resistance state. When power is restored, it remembers that state, acting as non-volatile memory.
- Cambridge Innovation (P-N Junction): Traditional memristors use a filament that breaks/forms unpredictably. The Cambridge team used a p-n junction interface. By pushing ions with low-voltage pulses, they smoothly raise or lower the energy barrier for electrons, making the device’s behavior more predictable and energy-efficient than filament-based versions.
Key Features:
- Brain-Inspired (Neuromorphic): Like a biological synapse, it fuses memory and computation in the same location, mimicking the brain’s architecture.
- Ultra-Low Power: Requires a million times less current to switch states compared to conventional oxide memristors, leading to a 70% reduction in energy use.
- Linearity & Plasticity: Exhibits linearity (proportional input/output) and spike-timing-dependent plasticity, meaning the connection strengthens or weakens based on the timing of signals, just like real neurons.
- Scalability: Made of Hafnium Oxide, a material already widely used in the semiconductor industry (CMOS transistors), making it easier to integrate into existing chip manufacturing lines.
- Durability: Can endure tens of thousands of switching cycles.
Applications:
- Artificial Intelligence: Running massive AI models and Neural Networks with a fraction of the current energy cost.
- Edge Computing: Enabling powerful AI processing on small devices (like smartphones or sensors) without needing constant cloud/server connectivity.
- Neuromorphic Computing: Building brain-on-a-chip systems that can perform complex pattern recognition and learning locally.
- Non-Volatile Memory: Creating faster, denser, and more energy-efficient alternatives to current Flash or DRAM memory.
UPSC CURRENT AFFAIRS – 16 April 2026 Mapping:
Tehri Lake
Source: NIE
Subject: Mapping
Context: Uttarakhand achieved a historic milestone as a 19-seater seaplane successfully completed trial landings on Tehri Lake, marking the start of a new era for regional connectivity.
About Tehri Lake:
What it is?
- Tehri Lake is one of the largest man-made lakes in Asia, formed by the impoundment of the Bhagirathi River by the Tehri Dam. It is a massive emerald-green reservoir that has evolved from a hydroelectric project into a premier destination for eco-tourism and adventure sports in Northern India.
Location:
- It is located in the Tehri Garhwal district of Uttarakhand, India. The lake is situated at an altitude of approximately 1,700 meters above sea level, nestled amidst the foothills of the Himalayas.
Origin and Source of Water
- Origin: The lake was created following the construction of the Tehri Dam, which necessitated the complete submergence of Old Tehri town. The project led to the relocation of the population to the modern, planned city of New Tehri.
- Source: The reservoir is primarily fed by the Bhagirathi and Bhilangna rivers, which meet at the site of the dam.
Key Geographical Features
- Scale: The lake covers an expansive surface area of approximately 42 square kilometers, creating a dramatic landscape where water meets steep mountain ridges.
- Catchment Area: It possesses a vast catchment area that collects glacial meltwater and monsoon runoff from the high Himalayas.
- Hydro-geology: As a deep-water reservoir, it maintains a significant volume of water year-round, which is essential for both power generation and maintaining the stability required for seaplane landings.
Significance:
- The lake serves the Tehri Dam, which has a massive power generation capacity of 2,400 MW, supplying electricity to several states in North India.
- It is the centerpiece of Uttarakhand’s adventure tourism policy, hosting activities like jet skiing, paragliding, and now seaplane services, reducing travel time from major cities like Dehradun.
- The reservoir provides critical irrigation water to roughly 270,000 hectares of land and drinking water to millions in Delhi and Uttar Pradesh.
Facts for Prelims – 16th April 2026 Current Affairs Video
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