DAY – 29 : Insta 75 Days Revision Plan-2026 : GOVERNMENT SCHEMES & ORGANISATIONS

Answer:   (b)

Explanation:

• Statement 1 is Incorrect: Although it is a pension platform, SAMPANN was developed primarily by the Department of Telecommunications (DoT). While the Department of Pension and Pensioners’ Welfare sets broader policies, the technical implementation and ownership of this specific System for Accounting and Management of Pension (SAMPANN) rest with the DoT.
• Statement 2 is Correct: SAMPANN is an end-to-end comprehensive system. It doesn’t just handle payments; it covers the entire lifecycle: Sanction à Authorization à Accounting à Disbursement.
• Statement 3 is Correct: The platform was dedicated to the nation on December 29, 2018, as a flagship project under the Digital India Mission to ensure Minimum Government, Maximum Governance.

Answer:    (a)

Explanation:

• Statement 1 is Incorrect: The Coconut Promotion Scheme is a Central Sector Initiative. In such schemes, 100% of the funding is provided by the Central Government. A 60:40 ratio is characteristic of Centrally Sponsored Schemes (CSS), which this is not.
• Statement 2 is Correct: As per the Union Budget 2026–27, the government announced a dedicated ₹350 crore allocation specifically for high-value horticulture crops, which includes coconut, cashew, and cocoa.

Statement 3 is Incorrect: While the scheme has been announced, it is currently under formulation. State/UT-wise fund allocations and the final operational guidelines have not yet been finalized for the implementation phase.

Answer:  (c)

Explanation:

• (a) Incorrect: While the 15th Finance Commission provides critical funding for sanitation, DRAP is a specific, high-intensity program with a one-year target per site, rather than a general goal aligned with a five-year fiscal cycle.
• (b) Incorrect: Achieving 100% waste processing capacity refers to fresh daily waste DRAP is specifically focused on Legacy Waste—the mountains of garbage already accumulated over decades.
• (c) Correct: Launched in November 2025, DRAP aims for the Lakshya Zero Dumpsites target by September 2026. It prioritizes 214 high-impact sites (holding 80% of India’s legacy waste) to be cleared within a strictly monitored, one-year time-bound framework from the date of adoption.

(d) Incorrect: The program focuses on remediation (cleaning up and reclaiming land) rather than just closure. Simply closing a landfill without remediation leaves behind toxic leachate and methane gas, which DRAP seeks to eliminate through scientific processes like Bio-mining.

Answer:   (b)

Explanation:

• Statement 1 is Incorrect: While the ICMR and NITI Aayog are deeply involved in health policy, the BODH Initiative is a specific technical collaboration between IIT Kanpur and the National Health Authority (NHA). It leverages IIT Kanpur’s technical expertise in AI and the NHA’s role as the implementer of the Ayushman Bharat Digital Mission (ABDM).

Statement 2 is Correct: The core purpose of BODH is to act as a national benchmarking and validation platform. It ensures that Artificial Intelligence (AI) tools intended for healthcare are systematically tested for clinical robustness, accuracy, and safety before they are deployed at a national scale.

Answer:   (d)

Explanation:

• (a) Incorrect: While there are private e-commerce platforms for agriculture, Bharat-VISTAAR is a government-led initiative focused on information, advisory, and scheme access, not a commercial marketplace for organic sales.
• (b) Incorrect: Satellite-based monitoring is used in agriculture (e.g., in the YES-TECH initiative for PMFBY), but Bharat-VISTAAR is a farmer-facing interface for communication and resources, not a back-end surveillance tool.
• (c) Incorrect: Although land records are being digitized under the Digital India Land Records Modernization Programme (DILRMP) and integrated into AgriStack, Bharat-VISTAAR itself is an AI-based communication and grievance platform, not a blockchain registry.
• (d) Correct: Bharat-VISTAAR (Virtually Integrated System to Access Agricultural Resources) is an AI-driven platform that provides a single digital gateway. It is designed to be multilingual (initially Hindi and English, expanding to 11 languages) and accessible via both smartphones (App) and basic feature phones (Voice-based AI assistant Bharati).

Answer:   (c)

Explanation:

• Statement 1 is Correct: The eDAR (Electronic Detailed Accident Report) is the foundational data platform managed by the Ministry of Road Transport and Highways (MoRTH). It digitizes the accident report, making it instantly accessible to hospitals, insurance companies, and the police, which is the first step in triggering the PM RAHAT benefits.
• Statement 2 is Correct: To avoid building a new financial system from scratch, the government utilized the National Health Authority’s (NHA) existing expertise. The TMS 2.0 (Transaction Management System), which also powers Ayushman Bharat (PM-JAY), is used to process medical claims and ensure that hospitals are paid directly by the government.
• Statement 3 is Correct: To prevent fraudulent claims and ensure the legitimacy of the accident, Police Authentication is mandatory. A confirmation must be provided within 24 hours (for non-life-threatening cases) or 48 hours (for life-threatening cases) to move the claim forward.

Answer:   (b)

Explanation:

• Statement 1 is Incorrect: While the name Ayushman is associated with the National Health Authority (NHA) for the Ayushman Bharat (PM-JAY) insurance scheme, Ayushman Sahakar is not an insurance scheme. It is a financial assistance scheme for infrastructure and term loans. It does not provide insurance cover to individuals; rather, it provides loans to cooperatives to build hospitals and clinics.
• Statement 2 is Correct: The scheme is a dedicated initiative of the National Cooperative Development Corporation (NCDC). Since the creation of the Ministry of Cooperation in 2021, the NCDC falls under its administrative control (previously it was under the Ministry of Agriculture).
• Statement 3 is Correct: Ayushman Sahakar was notified by the NCDC in 2020 specifically to fulfill the objectives of the National Health Policy (NHP) 2017, which emphasizes strengthening health systems and promoting pluralism (including AYUSH).

Answer:   (a)

Explanation:

• Statement-I is Correct: Bharat Taxi is explicitly positioned as India’s indigenous, cooperative-sector answer to global ride-hailing giants. It represents a Make in India approach to the gig economy, aiming to reclaim market space from commission-heavy multinational platforms.
• Statement-II is Correct: The core of the cooperative model is the shift from Aggregator-led to Driver-owned. By removing the middleman (the aggregator who takes 20–30% commission), the platform allows the entire fare to go to the driver. Any operational profits generated by the cooperative are redistributed among the members (the drivers) rather than going to external shareholders.
• Statement-II explains how Bharat Taxi can realistically compete with and provide an alternative to established players. By offering a fairer financial deal to drivers (zero-commission) and a better deal to passengers (surge-free pricing), the cooperative model provides the competitive edge that makes it a viable indigenous alternative.

Answer:   (b)

Explanation:

• Statement 1 is Incorrect: While the year of launch (2000) is correct, PMGSY is a Centrally Sponsored Scheme (CSS), not a Central Sector Scheme. In a CSS, the cost is shared between the Centre and the States (currently in a 60:40 ratio for most states and 90:10 for NE and Himalayan states).
• Statement 2 is Correct: A significant portion of the Union Government’s share for PMGSY is met from the accruals of the Cess on High-Speed Diesel (HSD). This is managed through the Central Road and Infrastructure Fund (CRIF), which ensures a dedicated stream of revenue for rural road assets.
• Statement 3 is Correct: Under PMGSY guidelines, the construction contract includes a mandatory five-year post-construction maintenance period by the same contractor. Once this initial period is over, the financial and administrative responsibility for the routine and periodic maintenance of the road shifts entirely to the respective State Governments.

Answer:   (b)

Explanation:

• Statement 1 is Incorrect: While the Union Ministry of Education is the nodal authority, PM SHRI is a Centrally Sponsored Scheme (CSS), not a Central Sector Scheme. This means the funding is shared between the Centre and the States/UTs.
  • For most states, the ratio is 60:40.
  • For North-Eastern and Himalayan states (including J&K), it is 90:10.
  • The Centre only bears 100% of the cost for UTs without a legislature.
• Statement 2 is Correct: This is a significant current affairs development. Several states (such as Kerala, West Bengal, and Tamil Nadu) initially resisted signing the MoU for PM SHRI due to its explicit links with the NEP 2020. However, the Centre has, in practice, linked the signing of the PM SHRI MoU to the release of installment funds under the Samagra Shiksha Abhiyan (SSA). This led to states like Kerala eventually agreeing to sign the MoU to unlock their pending SSA funds (approx. ₹1,500 crore).

Answer: b) 49/60

Solution:
Total bulbs = 10 (7 good, 3 defective)
Total ways = 10C3 = 120

Case 1: No defective
Ways = 7C3 = 35

Case 2: Exactly one defective
Ways = 3C1 × 7C2 = 3 × 21 = 63

Total favourable = 35 + 63 = 98

Probability = 98/120 = 49/60

Answer: c) 216

Solution:
A number divisible by 5 must end in 0 or 5

Case 1: Last digit = 0
Remaining digits arranged = 5! = 120

Case 2: Last digit = 5
First digit ≠ 0 → 4 choices
Remaining 4 digits = 4!

Ways = 4 × 24 = 96

Total = 120 + 96 = 216

Answer: b) 1/4

Solution:
Total arrangements = 4! = 24

Choose 2 correct letters = 4C2 = 6

Remaining 2 must be wrongly placed → derangement = 1

Favourable = 6 × 1 = 6

Probability = 6/24 = 1/4

Answer: b) 13/24

Solution:

Case 1: White from first bag, black from second
= (4/6) × (5/8) = 5/12

Case 2: Black from first bag, white from second
= (2/6) × (3/8) = 1/8

Total = 5/12 + 1/8
= 10/24 + 3/24 = 13/24

Answer: b) 2 and 3 only

Solution:

• Statement 1: Incorrect The passage clearly mentions benefits such as autonomy and income diversification. Hence, it is wrong to assume the gig economy offers no tangible benefits.
• Statement 2: Correct The discussion of algorithmic management and lack of transparency implies that existing labor frameworks are inadequate to handle these new dynamics.
• Statement 3: Correct The passage explicitly states that the gig economy “offloads corporate risks onto the individual,” indicating a transfer of financial liability.