UPSC CURRENT AFFAIRS – 16 October 2025

UPSC CURRENT AFFAIRS – 16 October 2025 covers important current affairs of the day, their backward linkages, their relevance for Prelims exam and MCQs on main articles

 

InstaLinks : Insta Links help you think beyond the current affairs issue and help you think multidimensionally to develop depth in your understanding of these issues. These linkages provided in this ‘hint’ format help you frame possible questions in your mind that might arise(or an examiner might imagine) from each current event. InstaLinks also connect every issue to their static or theoretical background.

Table of Contents

GS Paper 2&3 : (UPSC CURRENT AFFAIRS – 16 October (2025)

  1. Urban Fiscal Architecture in India

GS Paper 3:

  1. The Forest Declaration Assessment 2025

  2. India’s Biotech Surge and its Scaling Challenges

 Content for Mains Enrichment (CME):

  1. Naxalism and Affected Districts

  2. Leadership Through Cultural Empathy – The LG India Example

Facts for Prelims (FFP):

  1. Celestial Body – Chiron

  2. Ahmedabad recommended for 2030 Commonwealth Games

  3. IUCN Flags Western Ghats, Manas, and Sundarbans as ‘Significant Concern’ Sites

  4. Pradhan Mantri Jan Arogya Yojana (PM-JAY)

 Mapping:

  1. Mount Lewotobi Laki-laki

UPSC CURRENT AFFAIRS – 16 October 2025


GS Paper 2&3:


Urban Fiscal Architecture in India

Syllabus: Local bodies

Source:  TH

 Context: India’s municipalities, which contribute nearly two-thirds of the national GDP, control less than 1% of total tax revenue. A recent analysis highlights how over-centralisation of taxes post-GST has crippled city finances.

About Urban Fiscal Architecture in India:

Structural Flaw in Urban Fiscal Architecture:

  1. Revenue–Responsibility Mismatch: Cities generate 66% of GDP but get <1% of tax revenue, creating an unsustainable fiscal gap.

Eg: Municipal corporations depend on state and central transfers for over 75% of their annual budgets (CAG, 2024).

  1. Over-centralisation of Tax Powers: Major local taxes—octroi, entry tax, surcharges—were absorbed into the GST regime, weakening local fiscal control.

Eg: The loss of octroi in Maharashtra reduced Mumbai’s municipal income by ~₹7,000 crore annually post-GST.

  1. Dependence on Grants and Schemes: Municipalities rely on AMRUT, Smart Cities Mission, and State Finance Commissions, leading to tied and unpredictable funding.

Eg: Over 70% of Smart City funds remain centrally monitored with limited city-level discretion.

  1. Weak Fiscal Autonomy: Urban bodies cannot revise property or professional taxes without state approval, restricting dynamic revenue mobilisation.

Eg: In Gujarat, local bodies need state clearance for tax revisions, delaying fiscal decisions.

  1. Inversion of Democracy: Fiscal powers are centralised while service delivery is decentralised—cities must fund housing, waste management, and climate adaptation without control over income.

Eg: Bengaluru faces a ₹3,000 crore gap annually between assigned duties and available municipal resources (NITI Aayog, 2023).

Causes of Losing Revenue Autonomy:

  1. Post-GST Revenue Loss: The 2017 GST subsumed 19% of traditional municipal revenue sources, erasing city-specific tax flexibility.

Eg: Octroi, which once contributed ~30% of Mumbai’s budget, was abolished overnight.

  1. Bypassing Municipal Compensation: Compensation for GST loss flows to states, not ULBs, widening the fiscal gap.

Eg: No structured mechanism exists for direct municipal GST compensation, despite recommendations by the Fifteenth Finance Commission.

  1. State Control Over Tax Instruments: States retain authority over valuation norms, rates, and collection for property taxes.

Eg: Kerala municipalities require State Finance Department sanction to alter tax slabs.

  1. Administrative Weakness: Low digitalisation and outdated records reduce tax collection efficiency.

Eg: Property tax coverage averages only 60–65% of potential properties in Tier-II cities (MoHUA 2024).

  1. Lack of Fiscal Federalism Enforcement: The 74th Constitutional Amendment remains weakly implemented in terms of financial devolution.

Eg: Only 10–12 States have established State Finance Commissions regularly, leading to uneven fiscal decentralisation.

Municipal Bonds: Promise and Pitfalls of Local Finance

  1. Policy Hype vs. Fiscal Reality: NITI Aayog and the Union Ministry of Housing promote municipal bonds as the new frontier of local finance. However, only 40+ cities have issued bonds so far, with limited success.

Eg: Pune’s 2017 municipal bond worth ₹200 crore was pioneering, but similar initiatives stagnated due to weak balance sheets.

  1. Flawed Credibility Assessment: Creditworthiness is judged narrowly by “own revenue” indicators, ignoring steady intergovernmental grants and shared taxes.

Eg: When credit rating agencies classify grants as “non-recurring,” they reinforce the false narrative that cities depend on charity rather than constitutional entitlement.

  1. Ideological Bias of Self-Reliance: Global institutions like the World Bank and ADB push property tax and user charges as the only sustainable revenue models.
  2. Need for Governance-Linked Credit Ratings: City creditworthiness should factor in transparency, audit compliance, and citizen participation, not just revenue figures.

The Constitutional and Comparative Context:

Aspect India Scandinavian Model
Tax Powers Highly centralised; GST subsumed local taxes Municipalities can levy income taxes directly
Revenue Predictability Dependent on transfers and grants Stable, predictable, and localised
Citizen Accountability Indirect; limited visibility on spending Citizens directly see how local taxes are used
Fiscal Equity Wide inter-city disparity Shared ecosystem ensures efficiency and fairness

Roadmap for Reforming Urban Fiscal Federalism:

  1. Recognise Shared Taxes as City Income: Include grants and GST compensation in municipal balance sheets to improve creditworthiness.

Eg: 16th Finance Commission can institutionalise formula-based transfers to ULBs.

  1. Reform Credit Rating System: Incorporate governance capacity, transparency, and citizen participation as rating parameters.

Eg: A governance-weighted index by RBI can replace current revenue-only metrics.

  1. Create a Dedicated Urban Fiscal Fund: Establish a “Municipal Financing Authority” to pool pension, insurance, and DFI capital for low-cost loans.

Eg: Modeled on the Swedish Kommuninvest, which funds over 90% of local projects.

  1. Legally Guarantee Fiscal Transfers: Amend State Acts to ensure predictable, untied grants to ULBs under Article 280(3)(bb).

Eg: Tamil Nadu has begun releasing devolution funds directly to ULBs through a transparent digital dashboard.

  1. Empower Cities for Borrowing: Allow ULBs to use a portion of GST compensation or State revenue share as bond collateral.

Eg: Such securitisation could enable Tier-II cities to attract private and multilateral financing.

Conclusion:

India’s urban future depends on fiscal decentralisation and justice. Empowering municipalities with predictable, independent, and equitable revenues will restore the true spirit of the 74th Amendment. Cities must be recognised not as cost centres but as economic engines of national growth.

 


UPSC CURRENT AFFAIRS – 16 October 2025 GS Paper 3:


The Forest Declaration Assessment 2025

Syllabus: Ecology

Source:  IE

Context: The Forest Declaration Assessment 2025 reports that global deforestation reached 8.1 million hectares in 2024, putting the world 63% off-track to achieve zero deforestation by 2030, despite renewed global forest commitments under the Glasgow and Kunming-Montreal Declarations.

About The Forest Declaration Assessment 2025:

Status of Forests in Crisis:

  1. Global Decline in Forest Integrity: Forest loss continues at unsustainable levels—8.1 M ha deforested and 8.8 M ha degraded in 2024, with tropical regions accounting for 94% of total loss.
  2. Carbon Emissions Surge: Deforestation and degradation emitted 3.1 Gt CO₂e, equal to 150% of U.S. energy sector emissions.
  3. Primary Forests at Risk: 6.7 M ha of tropical primary forests—critical for biodiversity—were destroyed, mainly in Latin America and Africa.
  4. Biodiversity Impact: Forested Key Biodiversity Areas (fKBAs) lost 2.2 M ha of tree cover, increasing extinction risks for endemic species.
  5. Restoration Lag: Only 10.6 M ha under restoration globally, covering just 0.3% of the biophysical potential, far below 2030 targets.

Causes of the Forest Crisis:

  1. Agricultural Expansion (86% share): Conversion of forests for pasture, soy, and palm oil remains the largest driver of global deforestation.
  2. Mining and Infrastructure Projects: Rising mineral extraction and road networks fragment forests and enable illegal logging.
  3. Forest Fires and Climate Stress: Amazon fires in 2024 emitted 791 Mt CO₂e, intensifying degradation.
  4. Weak Governance and Corruption: Poor law enforcement and land speculation fuel uncontrolled clearing.
  5. Unsustainable Global Consumption: Industrialised nations drive indirect deforestation through imported commodities and consumption-linked trade.

Restoration Efforts:

  1. Global Commitments: UN’s Decade on Ecosystem Restoration (2021–2030) and Kunming-Montreal Framework Target 2 aim to restore 30% of degraded land.
  2. Regional Leadership: Latin America and Asia account for >70% of restoration projects, though data remains fragmented.
  3. Monitoring Platforms: FAO’s Framework for Ecosystem Restoration Monitoring (FERM) integrates global tracking and best practices.
  4. Innovative Models: Agroforestry and community-based restoration link livelihoods with ecosystem revival.
  5. India’s Role: Through the Green India Mission, CAMPA, and National Afforestation Programme, India targets 26 M ha restoration by 2030.

Challenges to Counter Forest Crisis:

  1. Insufficient Finance: Global investments that benefit forests form less than 10% of total climate finance, leaving restoration and protection projects underfunded and donor-dependent.
  2. Data Gaps and Fragmented Tracking: Multiple platforms like FAO-FERM, Restor, and Global Forest Watch operate separately, preventing unified global monitoring and timely response to forest loss.
  3. Policy Incoherence: Deforestation drivers are reinforced by contradictory climate, agriculture, and trade policies, where subsidies and land-use incentives still favour expansion over conservation.
  4. Limited Community Rights: Indigenous and forest-dependent communities lack clear land tenure and access to decision-making, undermining sustainable and inclusive forest governance.
  5. Restoration Quality Issues: Overemphasis on tree-planting counts rather than ecological integrity ignores biodiversity recovery, soil health, and long-term carbon sequestration benefits.

Recommendations:

  1. Legally Binding Forest Targets: Convert voluntary pledges into enforceable national laws with measurable benchmarks, accountability audits, and transparent progress reporting.
  2. Redirect Finance Flows: Reform subsidies and corporate investments to prioritise deforestation-free supply chains and low-carbon commodities through green certification mechanisms.
  3. Empower Local Communities: Legally recognise Indigenous land rights and participatory forest councils to enhance protection through traditional ecological knowledge.
  4. Strengthen Monitoring: Integrate databases like FAO-FERM and Forest Declaration Dashboard for real-time, open-access forest data supporting evidence-based policymaking.
  5. Promote Nature-Positive Agriculture: Incentivise agroforestry, regenerative farming, and mixed-crop systems that maintain productivity while preserving carbon stocks and biodiversity.

Conclusion:

The Forest Declaration Assessment 2025 is a wake-up call — forests, the planet’s green lungs, are losing resilience faster than policies evolve. Only binding commitments, community-driven restoration, and sustainable consumption can reverse this decline. Protecting forests is not a climate option — it is a planetary necessity for survival, equity, and future generations.

 


India’s Biotech Surge and its Scaling Challenges

Syllabus: Biotechnology

Source:  TH

Context: India’s biotechnology sector has seen an exponential rise—from 500 startups in 2018 to over 10,000 in 2025—driven by policies like BioE3 and a target of a $300-billion bioeconomy by 2030.

About India’s Biotech Surge and its Scaling Challenges:

Growth in India’s Biotech Ecosystem:

  1. Exponential Startup Expansion: The number of biotech startups increased 20-fold (2018–2025), supported by 94 incubators across 25 States, reflecting India’s transition from generic manufacturing to deep-tech innovation.
  2. Affordable R&D Edge: India’s low-cost research ecosystem and young STEM talent pool enable competitive innovation.
  3. AI-Driven Research Integration: Biotech startups are integrating AI and data analytics for faster drug discovery and diagnostics.
  4. Global Vaccine Leadership: India supplies 60% of global immunisation doses (DPT, BCG, measles), underscoring its role as the “Pharmacy of the World.”
  5. Ambitious Bioeconomy Vision: The BioE3 Policy (2025) targets a $300-billion bioeconomy by 2030, positioning biotech as a national growth pillar alongside IT and energy.

Major Initiatives Taken:

  1. BIRAC (Biotechnology Industry Research Assistance Council): Provides seed funding, grants, and incubation support through programs like BIG and SBIRI, fostering over 6,000 startups.
  2. BioE3 Policy 2025: Integrates biomanufacturing, bio-agriculture, bioenergy, and biopharma into a unified framework aligned with SDG and Atmanirbhar Bharat goals.
  3. Production-Linked Incentive (PLI) for Biopharma: Encourages domestic production of critical raw materials and bulk drugs, reducing import dependency.
  4. FDI Liberalisation and Startup India: Allows 100% FDI in biotech, drawing global investors and partnerships.

Major Challenges:

  1. Funding Bottlenecks in Scale-up Phase: Early-stage funding is strong, but Series B/C rounds remain scarce, limiting transition from lab to market.

Eg: India attracted only $3 billion (2023–25)—far below China’s $12 billion for biotech scale-ups.

  1. Fragmented Infrastructure: 70+ incubators exist, but few offer end-to-end GMP or pilot-scale facilities, leading to duplication and delays.

Eg: Startups often travel between Hyderabad, Pune, and Bengaluru to complete one product cycle.

  1. Regulatory Outdatedness: Current clinical trial and patent regimes lag behind emerging technologies like CRISPR and AI-based therapeutics.

Eg: Delays in gene therapy approvals cost startups international collaborations and IP protection.

  1. Talent and Brain Drain: India loses over 40% of its biotech PhDs to overseas research hubs due to limited career pathways.

Eg: Countries like Singapore and South Korea offer better post-doc incentives and funding continuity.

  1. Limited Global Market Access: Indian firms face regulatory misalignment with the US FDA and EU EMA, restricting exports of high-value biologics.

Eg: Only 15% of Indian biosimilars meet EMA approval criteria due to data integrity gaps.

Strategic Priorities for Reform

Area Proposed Action
Ecosystem Consolidation Create biotech clusters (e.g., “GMP Commons” in Genome Valley, Mumbai–Pune corridor) pooling shared infrastructure.
Financing Mechanism Establish dedicated biotech funds and blended-finance structures using venture debt and insurance capital.
Clinical Trial Hubs Develop late-phase trial centres in AIIMS hospitals with integrated EHRs, centralised ethics committees, and labs.
Talent Reinforcement Launch reverse brain drain schemes—tax incentives, relocation grants, micro-credential training (CRISPR, AI-biostatistics).
Regulatory Modernisation Adopt risk-based, adaptive frameworks inspired by the EU AI Act and US FDA models for emerging biotech domains.

Way Ahead

  1. Create Biotech Clusters: Develop integrated “Bio Commons” hubs (Genome Valley, Mumbai–Pune corridor) for shared GMP and regulatory facilities.

Eg: Clustered models in Boston and Seoul cut scale-up costs by 25% and improved collaboration.

  1. Establish Dedicated Biotech Financing Fund: A National Bio-Venture Fund with blended financing can support companies post-proof-of-concept.

Eg: Matching equity + venture debt could unlock institutional capital from pension and insurance funds.

  1. Modernise Regulations: Introduce risk-based, adaptive frameworks aligned with EU AI Act and US FDA Predetermined Change Control Plans.

Eg: Faster approvals for low-risk biologics can cut market-entry delays by 6–12 months.

  1. Attract and Retain Talent: Launch reverse brain drain programmes with tax breaks, relocation incentives, and micro-credential courses in AI-biostatistics, CRISPR, GMP data integrity.

Eg: Israel’s “Return Home Program” boosted R&D capacity by 20%; a similar model can aid India.

  1. Public–Private Collaboration: Foster co-development partnerships between government labs, academia, and private firms.

Eg: The Serum Institute–Oxford collaboration during COVID-19 became a model for global biotech diplomacy.

Conclusion:

India’s biotech revolution stands at a crossroads — rich in ideas but constrained by structure. To translate its startup boom into global leadership, India must consolidate, capitalise, and collaborate. By aligning innovation with infrastructure and governance, India can truly evolve into the biotech capital of the Global South by 2030.

 


UPSC CURRENT AFFAIRS – 16 October 2025 Content for Mains Enrichment (CME)


Naxalism and Affected Districts

Context: The Ministry of Home Affairs (2025) reported that the number of most affected Left-Wing Extremism (LWE) districts has dropped to just three—Bijapur, Sukma, and Narayanpur in Chhattisgarh.

About Naxalism and Affected Districts:

  • What it is?
    • Naxalism, inspired by Maoist ideology, began with the 1967 Naxalbari uprising in West Bengal and evolved into an armed insurgency challenging India’s democratic governance through violent revolution.
  • Geographical Spread: Traditionally known as the “Red Corridor”, it once spanned across 126 districts in states like Chhattisgarh, Jharkhand, Odisha, Bihar, Maharashtra, and Andhra Pradesh.
  • Current Trend (2025): The footprint has shrunk drastically to 11 affected districts, with only three categorized as ‘Most Affected’, indicating a near-terminal decline in Maoist activity.
  • Operational Success (2025):
    • 312 cadres eliminated, including senior Maoist leaders.
    • 836 arrested, 1,639 surrendered, and several camps dismantled.
    • Enhanced infrastructure, welfare saturation, and community engagement helped erode extremist influence.
  • Implication: The steep decline marks a strategic victory for India’s internal security apparatus, restoring normalcy, improving investor confidence, and enabling inclusive development in tribal and conflict-prone regions.

Relevance in UPSC Exam Syllabus:

  • GS Paper III – Internal Security: Directly linked to topics on Left Wing Extremism, internal security challenges, and Centre–State coordination mechanisms.
  • GS Paper II – Governance: Involves development and welfare measures for vulnerable sections, role of government policies in addressing internal conflicts.
  • Essay & Ethics Paper (GS IV): Illustrates conflict-resolution through governance, empathy, and accountability in administration.

 


Leadership Through Cultural Empathy – The LG India Example

Anecdote: When Hong Ju Jeon, Managing Director of LG India, took the stage at the National Stock Exchange during the company’s historic IPO listing in 2025, few expected what followed. The South Korean executive delivered his entire address in fluent Hindi, beginning with a heartfelt “Namaste.” In a moment that transcended business, Jeon symbolised adaptive leadership and cultural empathy — choosing connection over comfort.

Instead of relying on English or Korean, he spoke the language of his audience — not merely to impress, but to honour the cultural identity of the country he led operations in. His gesture resonated across India, reflecting that true leadership lies not in authority, but in understanding. The speech wasn’t just about corporate success; it was about integration, inclusivity, and emotional intelligence — hallmarks of effective leadership in a globalised world.

His example embodies the principle that communication builds trust, and in public life, adaptation to the ethos of people is the highest form of respect.

Relevance in UPSC Exam Syllabus

  • GS Paper IV – Ethics & Integrity: Illustrates values of empathy, cultural sensitivity, humility, and emotional intelligence in leadership.
  • Essay Paper: Can be used in essays on leadership, globalization, cross-cultural cooperation, or value-based governance.
  • GS Paper II – Governance: Shows how effective communication and contextual leadership strengthen public trust and institutional legitimacy.

 


UPSC CURRENT AFFAIRS – 16 October 2025 Facts for Prelims (FFP)


Celestial Body – Chiron

Source:  DD News

Context: Astronomers have, for the first time, observed ring formation around the icy celestial body Chiron, a minor planet orbiting between Saturn and Uranus, marking a historic discovery of a ring system evolving in real time.

About Celestial Body – Chiron

  • What it is?
    • Chiron, officially designated (2060) Chiron, is a centaur object — a hybrid between an asteroid and a comet — orbiting the Sun in the region between Jupiter and Neptune.
  • Discovery:
    Discovered in 1977 by astronomer Charles Kowal, Chiron was the first-known centaur, leading to the identification of several similar icy-rocky bodies in the outer solar system.
  • Key Features:
    • Orbit & Size: Roughly 200 km in diameter, taking about 50 years to complete one orbit around the Sun.
    • Composition: Primarily made of rock, water ice, and organic compounds, exhibiting occasional comet-like activity such as gas and dust ejection.
    • Ring System: The new study revealed four rings—three dense inner rings (at 273 km, 325 km, and 438 km from its center) and a fourth, diffuse outer ring about 1,400 km away, composed mainly of water ice and dust.
    • Formation Mechanism: The rings likely formed from a collision or debris ejected by Chiron itself, providing insights into ring evolution and small-body dynamics.
  • Significance:
    • Scientific Importance: Offers a unique glimpse into ring formation around small solar system bodies, helping astronomers understand disk dynamics, moon formation, and planetary evolution.
    • Comparative Insight: Chiron joins Chariklo, Haumea, and Quaoar as the only known small bodies with ring systems, expanding our understanding that ring formation is a universal process, not limited to giant planets like Saturn.

 


Ahmedabad recommended for 2030 Commonwealth Games

Source:  NIE

 Context: The Commonwealth Sport Executive Board (2025) has recommended Ahmedabad, Gujarat, as the host city for the 2030 Centenary Commonwealth Games, bringing the prestigious event back to India after 20 years.

About Ahmedabad recommended for 2030 Commonwealth Games:

Nature of the Event:

  • The Commonwealth Games is a quadrennial multi-sport event uniting athletes from 56 member nations of the Commonwealth.
  • It promotes peace, friendship, and inclusivity among former British Empire territories.
  • The 2030 edition will mark the 100th anniversary of the Games’ inception in Hamilton, Canada (1930).

2030 Host Recommendation:

  • Ahmedabad has been recommended as the proposed host city, defeating Nigeria’s Abuja in the evaluation process.
    • The final decision will be taken at the Commonwealth Sport General Assembly in Glasgow on November 26, 2025.

Selection Authority:

  • The final decision will be made by Commonwealth Sport’s full membership at the General Assembly in Glasgow.
  • The Commonwealth Games Federation (CGF) oversees the voting, guided by criteria such as athlete experience, technical readiness, infrastructure, and governance.

Historical Evolution:

  • Began as British Empire Games (1930) → later renamed Commonwealth Games (1978).
  • India hosted once before, the 2010 New Delhi Games, marking a milestone in its sporting journey despite organisational challenges.

India’s Proposal and Infrastructure Readiness:

  • Ahmedabad’s proposal showcased modern sports complexes like the Sardar Vallabhbhai Patel Sports Enclave and the Narendra Modi Stadium, alongside new aquatics and football arenas.
  • The bid aligns with India’s Viksit Bharat 2047 vision and aims to position Gujarat as a global sports capital.

 


IUCN Flags Western Ghats, Manas, and Sundarbans as ‘Significant Concern’ Sites

Source:  TH

Context: The International Union for Conservation of Nature (IUCN) in its World Heritage Outlook 4 (2025) report placed Western Ghats, Manas National Park, and Sundarbans National Park under the “Significant Concern” category.

About IUCN Flags Western Ghats, Manas, and Sundarbans as ‘Significant Concern’ Sites:

About the IUCN World Heritage Outlook

  • The World Heritage Outlook is a global assessment published every 3–4 years by the IUCN to evaluate the conservation status of natural World Heritage sites.
  • It assesses 63 natural sites across Asia under four categories — Good, Good with Some Concerns, Significant Concern, and Critical.
  • The 2025 report noted that the share of sites with “significant concern” has risen from 26% (2020) to 30% (2025), highlighting worsening pressures from climate change, tourism, and invasive species.

Indian Sites under Significant Concern:

Site Name Location Key Issues  
Western Ghats Spanning Maharashtra, Goa, Karnataka, Kerala, Tamil Nadu Loss of evergreen forest (−5%), urbanisation, tourism, infrastructure projects
Manas National Park Assam (India–Bhutan transboundary park) Habitat degradation, poaching, flood damage, invasive species
Sundarbans National Park West Bengal (India–Bangladesh transboundary park) Climate change, sea-level rise, erosion, and tourism pressure

Key Observations from IUCN Outlook 2025:

  1. India’s status: Out of 7 Indian natural World Heritage sites,
    • 1 site (Khangchendzonga NP, Sikkim) is rated “Good”,
    • 4 sites (Kaziranga, Nanda Devi, Valley of Flowers, Keoladeo, Great Himalayan NP) are “Good with Some Concerns”,
    • 3 sites (Western Ghats, Manas, Sundarbans) are under “Significant Concern.”
  2. Top threats: Climate change replaced hunting as the most widespread threat to Asian sites, followed by tourism and invasive alien species.
  3. Infrastructure risk: Roads and railways have newly entered the top five threats, causing habitat fragmentation and wildlife mortality.

 


Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Source:  TOI

Context: At the National Health Authority (NHA) Conclave 2025 held in Bhopal, Chhattisgarh was awarded as the best-performing state in implementing the Pradhan Mantri Jan Arogya Yojana (PM-JAY) for achieving near-zero claim pendency.

About Pradhan Mantri Jan Arogya Yojana (PM-JAY):

  • What it is?
    • PM-JAY, a component of Ayushman Bharat, is the world’s largest government-funded health assurance scheme, providing free secondary and tertiary healthcare to India’s poorest families.
  • Launch: Launched on 23rd September 2018 in Ranchi, Jharkhand.
  • 2025 Best State Implementation: Chhattisgarh topped national rankings with 97% empanelled hospitals active, 32,000+ audits for fraud control.
  • Aim:
    • To provide cashless and paperless access to quality healthcare for 12 crore vulnerable families (≈55 crore people) covering the bottom 40% of the Indian population, and to prevent catastrophic medical expenditure that pushes millions into poverty annually.
  • Key Features:
    • ₹5 lakh annual health cover per family on a family floater basis (no limit on family size, age, or gender).
    • Cashless treatment across public and private empanelled hospitals nationwide.
    • Covers 1,929 medical procedures, including diagnostics, surgery, implants, ICU, and medicines.
    • Includes 3 days of pre-hospitalisation and 15 days of post-hospitalisation care.
    • Portability: Benefits can be availed in any empanelled hospital across India.
    • Pre-existing diseases covered from day one.
    • Fully funded by Government — cost shared between Centre and States.
  • PM-JAY Beneficiaries:
    • Eligibility under PM-JAY is primarily based on SECC-2011 data, expanded to include senior citizens aged 70+ years.

 


UPSC CURRENT AFFAIRS – 16 October 2025 Mapping:


Mount Lewotobi Laki-laki

Source:   TW

Context: Indonesia’s Mount Lewotobi Laki-laki volcano erupted, spewing volcanic ash up to 10 km into the sky, prompting authorities to raise the alert to its highest level.

About Mount Lewotobi Laki-laki:

What It Is?

  • Mount Lewotobi Laki-laki is an active stratovolcano, part of the twin-peaked Lewotobi volcanic complex—its counterpart being Lewotobi Perempuan (“female”). The name “Laki-laki” literally means “male” in Indonesian.

Location:

  • It is situated on the island of Flores, in East Nusa Tenggara province, Indonesia, approximately 30 km southeast of Maumere city.
  • The volcano lies within the Pacific “Ring of Fire, a tectonically active belt known for frequent earthquakes and volcanic eruptions.

Geological Origin:

  • The volcano was formed through subduction processes along the Sunda–Banda Arc, where the Indo-Australian Plate is being forced beneath the Eurasian Plate, generating intense volcanic activity in the region.

Key Features:

  • Type: Stratovolcano (composite cone)
  • Twin System: Forms the Lewotobi complex, with summit craters less than 2 km apart.
  • Eruption Style: Produces explosive eruptions, pyroclastic flows, and ash plumes.
  • Elevation: Approximately 1,584 metres (5,197 ft) above sea level.

Significance:

  • Hazard Impact: The volcano’s eruptions affect air traffic, local agriculture, and nearby settlements, prompting recurring evacuations.
  • Scientific Importance: Serves as a natural laboratory for studying volcanic behavior, magma evolution, and Ring of Fire tectonics.
  • Cultural Aspect: The “husband and wife” volcanoes are woven into local folklore, symbolising balance and duality in Flores Island traditions.

 


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