Enumerate the key features of the Pradhan Mantri Jan Arogya Yojana (PMJAY) and evaluate its potential impact on improving healthcare access for the economically disadvantaged sections of Indian society.

Topic: Government policies and interventions for development in various sectors.

Q3. Enumerate the key features of the Pradhan Mantri Jan Arogya Yojana (PMJAY) and evaluate its potential impact on improving healthcare access for the economically disadvantaged sections of Indian society. (150 words)

 Difficulty level: Moderate

 Reference: Times of India, The Hindu

Why the question:

The Union Government is working on the inclusion of an AYUSH package under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

Key Demand of the Question:

Mention the key features of Pradhan Mantri Jan Arogya Yojana (PMJAY) and highlight positive impacts and challenges on improving healthcare access for economically disadvantaged sections of Indian society.

Structure of the Answer:

Introduction:

Briefly describe PMJAY and its purpose within the Ayushman Bharat scheme.

Body:

First part: Key Features of PMJAY:

Coverage and Benefits, Eligibility, Cashless Treatment, Inclusion of AYUSH Package

Second part: Potential Impact on Healthcare Access:

Improved Access:, Financial Protection, Enhanced Health Outcomes

Third part: Challenges related to the scheme

Conclusion:

Emphasize the need for real time monitoring of implementation and a commitment in the National Health Policy to raise the percentage of GDP allocated to health from 1.2% today to 2.5%.