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SARATHI portal

Facts for Prelims (FFP)


Source: Business Line

 Context: The Indian government has launched the SARATHI portal to assist insurance companies in reaching out to farmers and rural populations with tailored insurance products, including the Pradhan Mantri Fasal Bima Yojana (PMFBY).

  • The SARATHI portal, or Sandbox for Agriculture, Rural Security, Technology, and Insurance, aims to simplify the insurance process for farmers by providing a digitized insurance journey.
  • It offers a single-window platform for viewing, purchasing, and availing insurance products, with digital payment options and streamlined premium collection.
  • The platform will introduce a range of insurance products gradually, starting with personal accident and hospital cash policies, followed by health, shop, home, tractor, two-wheeler, livestock, and non-PMFBY insurance products.

The Krishi Rakshak Portal and Helpline will act as a facilitator between insured farmers, insurance companies, bankers, Common Service Centres (CSCs), and state governments, enabling farmers to register complaints for redressal.