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The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
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Question 1 of 5
1. Question
1 pointsConsider the following statements regarding Credit information bureaus.
- They maintain credit information of borrowers which can be accessed by banks and other lending institutions.
- They collect information of borrowers from credit card companies and non-bank financial institutions.
- The lending decision of banks and finance companies are not dependent on the rating given by the credit bureaus.
How many of the above statements are correct?
Correct
Solution: b)
Statement 3 is incorrect.
What are credit information bureaus?
They maintain credit information of borrowers (including individuals, corporate, SMEs) which can be accessed by banks and other lending institutions. They collect information from a variety of credit providers including banks, credit card companies and non-bank financial institutions. They rate the borrowers in a scale of 300-900 with 900 being the highest rating. Banks and finance companies normally take decision on the rating given by the credit bureaus.
If the borrower has a rating of over 800, he has a good chance to get a loan or credit card easily and at a lower interest rate. If a borrower defaults, his rating will come down. When the rating declines below 500, chances of getting low interest rates and even loans or cards also decline accordingly.
Incorrect
Solution: b)
Statement 3 is incorrect.
What are credit information bureaus?
They maintain credit information of borrowers (including individuals, corporate, SMEs) which can be accessed by banks and other lending institutions. They collect information from a variety of credit providers including banks, credit card companies and non-bank financial institutions. They rate the borrowers in a scale of 300-900 with 900 being the highest rating. Banks and finance companies normally take decision on the rating given by the credit bureaus.
If the borrower has a rating of over 800, he has a good chance to get a loan or credit card easily and at a lower interest rate. If a borrower defaults, his rating will come down. When the rating declines below 500, chances of getting low interest rates and even loans or cards also decline accordingly.
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Question 2 of 5
2. Question
1 pointsConsider the following statements regarding Air Quality Index (AQI).
- AQI is a number that helps the public and the government understand the condition of the air and what subsequent measures are to be taken to combat the situation.
- The lower the AQI, the worse is the quality of the air.
- There are different categories of AQI, ranging from ‘Good’ to ‘Severe’.
How many of the above statements are correct?
Correct
Solution: b)
Statement 2 is incorrect.
AQI is a number, which is a measure of air quality. The higher the AQI, the worse the air.
The colour-coded AQI index was launched in India in 2014, and it helps the public and the government understand the condition of the air and what subsequent measures are to be taken to combat the situation, based on its severity. There are six categories of AQI, namely ‘Good’ (0-50), ‘Satisfactory’ (50-100), ‘Moderately polluted’ (100-200), ‘Poor’ (200-300), ‘Very Poor’ (300-400), and ‘Severe’ (400-500).
Incorrect
Solution: b)
Statement 2 is incorrect.
AQI is a number, which is a measure of air quality. The higher the AQI, the worse the air.
The colour-coded AQI index was launched in India in 2014, and it helps the public and the government understand the condition of the air and what subsequent measures are to be taken to combat the situation, based on its severity. There are six categories of AQI, namely ‘Good’ (0-50), ‘Satisfactory’ (50-100), ‘Moderately polluted’ (100-200), ‘Poor’ (200-300), ‘Very Poor’ (300-400), and ‘Severe’ (400-500).
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Question 3 of 5
3. Question
1 pointsConsider the following statements regarding Critical minerals.
- Critical minerals are those that are essential for economic development and national security, and the lack of availability of these minerals could potentially lead to “supply chain vulnerabilities and even disruption of supplies”.
- Lithium, graphite, cobalt and titanium are considered as Critical minerals.
- Only metallic minerals are considered as Critical minerals and not non-metallic minerals.
How many of the above statements are correct?
Correct
Solution: b)
Statement 3 is incorrect.
Critical minerals
These are minerals that are essential for economic development and national security, and the lack of availability of these minerals or the concentration of extraction or processing in a few geographical locations could potentially lead to “supply chain vulnerabilities and even disruption of supplies”. This is true for minerals such as lithium, graphite, cobalt, titanium, and rare earth elements, which are essential for the advancement of many sectors, including hightech electronics, telecommunications, transport, and defence.
Australia refers to critical minerals as: “metals, non-metals and minerals that are considered vital for the economic well-being of the world’s major and emerging economies, yet whose supply may be at risk due to geological scarcity, geopolitical issues, trade policy or other factors”.
Incorrect
Solution: b)
Statement 3 is incorrect.
Critical minerals
These are minerals that are essential for economic development and national security, and the lack of availability of these minerals or the concentration of extraction or processing in a few geographical locations could potentially lead to “supply chain vulnerabilities and even disruption of supplies”. This is true for minerals such as lithium, graphite, cobalt, titanium, and rare earth elements, which are essential for the advancement of many sectors, including hightech electronics, telecommunications, transport, and defence.
Australia refers to critical minerals as: “metals, non-metals and minerals that are considered vital for the economic well-being of the world’s major and emerging economies, yet whose supply may be at risk due to geological scarcity, geopolitical issues, trade policy or other factors”.
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Question 4 of 5
4. Question
1 pointsTelecom Regulatory Authority of India (TRAI)issues orders and directions on subjects such as
- Direct to Home (DTH) services
- Increasing broadband penetration in India
- Mobile number portability
- Tariffs
Select the correct answer code:
Correct
Solution: d)
TRAI regularly issues orders and directions on various subjects such as tariffs, interconnections, quality of service, Direct To Home (DTH) services and mobile number portability.
Incorrect
Solution: d)
TRAI regularly issues orders and directions on various subjects such as tariffs, interconnections, quality of service, Direct To Home (DTH) services and mobile number portability.
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Question 5 of 5
5. Question
1 pointsAspartame, recently seen in news is mainly used as
Correct
Solution: d)
Aspartame is one of the world’s most common artificial sweeteners and is used in a wide range of diet soft drinks, sugar-free chewing gum, sugar-free ice cream, sugar-free breakfast cereals, etc.
Incorrect
Solution: d)
Aspartame is one of the world’s most common artificial sweeteners and is used in a wide range of diet soft drinks, sugar-free chewing gum, sugar-free ice cream, sugar-free breakfast cereals, etc.
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