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The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
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New Initiative: Revision Through MCQs (RTM) – Revision of Current Affairs Made Interesting
As revision is the key to success in this exam, we are starting a new initiative where you will revise current affairs effectively through MCQs (RTM) that are solely based on Insights Daily Current Affairs.
These questions will be different than our regular current affairs quiz. These questions are framed to TEST how well you have read and revised Insights Current Affairs on daily basis.
We will post nearly 10 MCQs every day which are based on previous day’s Insights current affairs. Tonight we will be posting RTM questions on the Insights current affairs of October 3, 2019.
The added advantage of this initiative is it will help you solve at least 20 MCQs daily (5 Static + 5 CA Quiz + 10 RTM) – thereby helping you improve your retention as well as elimination and guessing skills.
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Question 1 of 10
1. Question
1 pointsWhich one of the following Amendments to the Constitution has lowered the voting age of elections to the Lok Sabha and to the Legislative Assemblies of States from 21 years to 18 years?
Correct
Ans: (c )
Explanation:
- Context: A Parliamentary panel has suggested lowering the minimum age for contesting in Assembly elections from 25 years to 18 years.
- The Sixty-first Amendment of the Constitution of India, officially known as The Constitution (Sixty-first Amendment) Act, 1988, lowered the voting age of elections to the Lok Sabha and to the Legislative Assemblies of States from 21 years to 18 years.
Refer: https://www.insightsonindia.com/2023/08/07/lowering-the-minimum-age-for-contesting-election/
Incorrect
Ans: (c )
Explanation:
- Context: A Parliamentary panel has suggested lowering the minimum age for contesting in Assembly elections from 25 years to 18 years.
- The Sixty-first Amendment of the Constitution of India, officially known as The Constitution (Sixty-first Amendment) Act, 1988, lowered the voting age of elections to the Lok Sabha and to the Legislative Assemblies of States from 21 years to 18 years.
Refer: https://www.insightsonindia.com/2023/08/07/lowering-the-minimum-age-for-contesting-election/
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Question 2 of 10
2. Question
1 pointsConsider the following statements.
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- Justice G. Rohini Commission’s report is related to the issue of sub-categorization of Scheduled caste and tribes.
- Article 14 lays down conditions for the appointment of a Commission to investigate the conditions of the backward classes.
Which of the above statements is/are correct?
Correct
Ans: (d)
Explanation:
- Context: The Justice G. Rohini-led Commission, established in 2017 to explore the sub-categorization of Other Backward Classes (OBC) groups, submitted its report to the President of India on July 31, 2023, after numerous extensions.
- What is Article 340?
- It lays down conditions for the appointment of a Commission to investigate the conditions of the backward classes.
- The President may by order appoint a Commission consisting of such persons as he thinks fit to investigate the conditions of socially and educationally backward classes within the territory of India.
- Constitutional basis:
- Article 14 of the Constitution guarantees equality before the law. Measures are required to be taken for the upliftment of unequal to bring them on par with the advanced classes.
- Article 16 (4) provides that the State can make any provision for the reservation of appointments or posts in favour of any backward class of citizens who, in the opinion of the state, are not adequately represented in the services under the State.
Refer: https://www.insightsonindia.com/2023/08/07/justice-rohini-panels-findings/
Incorrect
Ans: (d)
Explanation:
- Context: The Justice G. Rohini-led Commission, established in 2017 to explore the sub-categorization of Other Backward Classes (OBC) groups, submitted its report to the President of India on July 31, 2023, after numerous extensions.
- What is Article 340?
- It lays down conditions for the appointment of a Commission to investigate the conditions of the backward classes.
- The President may by order appoint a Commission consisting of such persons as he thinks fit to investigate the conditions of socially and educationally backward classes within the territory of India.
- Constitutional basis:
- Article 14 of the Constitution guarantees equality before the law. Measures are required to be taken for the upliftment of unequal to bring them on par with the advanced classes.
- Article 16 (4) provides that the State can make any provision for the reservation of appointments or posts in favour of any backward class of citizens who, in the opinion of the state, are not adequately represented in the services under the State.
Refer: https://www.insightsonindia.com/2023/08/07/justice-rohini-panels-findings/
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Question 3 of 10
3. Question
1 pointsWhat is the Fediverse?
Correct
Ans: (b)
Explanation:
- Fediverse is a group of federated social networking services that allow users of each service to communicate with users on any other service.
- Fediverse is a decentralized social media network that is not controlled by any one entity.
- Fediverse is a more privacy-friendly alternative to mainstream social media platforms.
- Fediverse is a more censorship-resistant alternative to mainstream social media platforms.
Refer: https://www.insightsonindia.com/2023/08/07/fediverse/
Incorrect
Ans: (b)
Explanation:
- Fediverse is a group of federated social networking services that allow users of each service to communicate with users on any other service.
- Fediverse is a decentralized social media network that is not controlled by any one entity.
- Fediverse is a more privacy-friendly alternative to mainstream social media platforms.
- Fediverse is a more censorship-resistant alternative to mainstream social media platforms.
Refer: https://www.insightsonindia.com/2023/08/07/fediverse/
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Question 4 of 10
4. Question
1 pointsWhat is ‘Devika’?
Correct
Ans: (b)
Explanation:
- North India’s first River Rejuvenation Project, named Devika, is almost finished and was inaugurated by Prime Minister Narendra Modi. This project modeled after the ‘Namami Ganga‘ initiative, is aimed at restoring the health of the Devika River (in Udhampur, Jammu & Kashmir).
- The Liquid Waste Management Project involves creating a network of pipes and manholes connecting households under the Devika Rejuvenation Project. Additionally, a Solid Waste Management Project is planned to further enhance the river’s restoration.
Refer: https://www.insightsonindia.com/2023/08/07/devika-north-indias-first-river-rejuvenation-project/
Incorrect
Ans: (b)
Explanation:
- North India’s first River Rejuvenation Project, named Devika, is almost finished and was inaugurated by Prime Minister Narendra Modi. This project modeled after the ‘Namami Ganga‘ initiative, is aimed at restoring the health of the Devika River (in Udhampur, Jammu & Kashmir).
- The Liquid Waste Management Project involves creating a network of pipes and manholes connecting households under the Devika Rejuvenation Project. Additionally, a Solid Waste Management Project is planned to further enhance the river’s restoration.
Refer: https://www.insightsonindia.com/2023/08/07/devika-north-indias-first-river-rejuvenation-project/
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Question 5 of 10
5. Question
1 pointsConsider the following statements about National Health Authority:
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- It is an attached office of the Ministry of Health & Family Welfare.
- It is responsible for implementing the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
Which of the above statements is/are correct?
Correct
Ans: (c)
Explanation:
- The National Health Authority (founded in 2018) is an attached office of the Ministry of Health & Family Welfare. It is responsible for implementing India’s flagship public health insurance/assurance scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
Refer: https://www.insightsonindia.com/2023/08/07/digital-health-incentives-scheme-dhis/
Incorrect
Ans: (c)
Explanation:
- The National Health Authority (founded in 2018) is an attached office of the Ministry of Health & Family Welfare. It is responsible for implementing India’s flagship public health insurance/assurance scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
Refer: https://www.insightsonindia.com/2023/08/07/digital-health-incentives-scheme-dhis/
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Question 6 of 10
6. Question
1 pointsWhat is the Einstein Cross?
Correct
Ans: (c )
Explanation:
- The Einstein Cross refers to a specific example of gravitational lensing, a phenomenon predicted by Albert Einstein’s theory of General Relativity. Gravitational lensing occurs when the gravitational field of a massive object, such as a galaxy or a cluster of galaxies, bends the path of light coming from a background object, like a more distant galaxy or a quasar. This bending of light can create multiple images of the background object, which can be observed from Earth.
Refer: https://www.insightsonindia.com/2023/08/07/einstein-cross/
Incorrect
Ans: (c )
Explanation:
- The Einstein Cross refers to a specific example of gravitational lensing, a phenomenon predicted by Albert Einstein’s theory of General Relativity. Gravitational lensing occurs when the gravitational field of a massive object, such as a galaxy or a cluster of galaxies, bends the path of light coming from a background object, like a more distant galaxy or a quasar. This bending of light can create multiple images of the background object, which can be observed from Earth.
Refer: https://www.insightsonindia.com/2023/08/07/einstein-cross/
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Question 7 of 10
7. Question
1 pointsConsider the following statements:
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- In India, Western Ghats have the highest number of endemic bird species.
- Jerdon’s Courser is found only in the northern part of the state of Andhra Pradesh.
- Himalayan Quail is critically endangered as per IUCN status.
How many of the above pairs are correctly matched?
Correct
Ans: (c)
Explanation:
- Context: A recent publication by the Zoological Survey of India (ZSI) reveals that 5% of India’s bird species are endemic, meaning they are unique to the country and not found elsewhere.
- Titled “75 Endemic Birds of India,” the publication was released on the 108th foundation day of the ZSI. Out of India’s total of 1,353 bird species, 78 (5%) are endemic to the country.
- Key Findings:
- Three of these species have not been spotted in decades: the Manipur Bush Quail, the Himalayan Quail, and Jerdon’s Courser.
- The Western Ghats have the highest number of endemic species, with 28 recorded.
- The Andaman and Nicobar Islands also have significant endemism, hosting 25 bird species unique to the region.
- The publication sheds light on the conservation status of these endemic species, with 25 classifieds as ‘Threatened’ by the IUCN, and a few listed as ‘Critically Endangered,’ ‘Endangered,’ ‘Vulnerable,’ or ‘Near Threatened.’
- The Jerdon’s Courser is a nocturnal bird which is found only in the northern part of the state of Andhra Pradesh in peninsular India.
- Himalayan Quail is critically endangered as per IUCN status.
Refer: https://www.insightsonindia.com/2023/08/07/5-of-birds-in-india-are-endemic/
Incorrect
Ans: (c)
Explanation:
- Context: A recent publication by the Zoological Survey of India (ZSI) reveals that 5% of India’s bird species are endemic, meaning they are unique to the country and not found elsewhere.
- Titled “75 Endemic Birds of India,” the publication was released on the 108th foundation day of the ZSI. Out of India’s total of 1,353 bird species, 78 (5%) are endemic to the country.
- Key Findings:
- Three of these species have not been spotted in decades: the Manipur Bush Quail, the Himalayan Quail, and Jerdon’s Courser.
- The Western Ghats have the highest number of endemic species, with 28 recorded.
- The Andaman and Nicobar Islands also have significant endemism, hosting 25 bird species unique to the region.
- The publication sheds light on the conservation status of these endemic species, with 25 classifieds as ‘Threatened’ by the IUCN, and a few listed as ‘Critically Endangered,’ ‘Endangered,’ ‘Vulnerable,’ or ‘Near Threatened.’
- The Jerdon’s Courser is a nocturnal bird which is found only in the northern part of the state of Andhra Pradesh in peninsular India.
- Himalayan Quail is critically endangered as per IUCN status.
Refer: https://www.insightsonindia.com/2023/08/07/5-of-birds-in-india-are-endemic/
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Question 8 of 10
8. Question
1 pointsIn which of the following states is Manas Tiger Reserve located?
Correct
Ans: (d)
Explanation:
- Context: Assam’s Manas Tiger Reserve is facing significant staffing challenges, with nearly 63% of required positions vacant. The reserve is transitioning from a low- to high-tiger-density area according to the All India Tiger Estimation 2022.
- Manas, situated in Assam and traversed by the Manas and Beki rivers, experiences a tropical monsoon climate. The primary forest types include semi-evergreen forests, mixed moist and dry deciduous forests, alluvial grasslands, creeper swamp forests, Eastern seasonal Swamp forests, and Cane and bamboo brakes. Notably, endemic plant species like the Catechu tree, Sissoo, and White siris thrive here, while the endemic fauna includes the Pygmy hog, Golden langur, and Assam roofed turtle. This area is a World Natural Heritage site, encompassing a wildlife sanctuary, national park, and tiger reserve, safeguarding its unique biodiversity.
Refer: https://www.insightsonindia.com/2023/08/07/assams-manas-tiger-reserve/
Incorrect
Ans: (d)
Explanation:
- Context: Assam’s Manas Tiger Reserve is facing significant staffing challenges, with nearly 63% of required positions vacant. The reserve is transitioning from a low- to high-tiger-density area according to the All India Tiger Estimation 2022.
- Manas, situated in Assam and traversed by the Manas and Beki rivers, experiences a tropical monsoon climate. The primary forest types include semi-evergreen forests, mixed moist and dry deciduous forests, alluvial grasslands, creeper swamp forests, Eastern seasonal Swamp forests, and Cane and bamboo brakes. Notably, endemic plant species like the Catechu tree, Sissoo, and White siris thrive here, while the endemic fauna includes the Pygmy hog, Golden langur, and Assam roofed turtle. This area is a World Natural Heritage site, encompassing a wildlife sanctuary, national park, and tiger reserve, safeguarding its unique biodiversity.
Refer: https://www.insightsonindia.com/2023/08/07/assams-manas-tiger-reserve/
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Question 9 of 10
9. Question
1 pointsWhat is the importance of the term “Interest Coverage Ratio” of a firm in India?
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- It helps in understanding the present risk of a firm that a bank is going to give loan to.
- It helps in evaluating the emerging risk of a firm that a bank is going to give loan to.
- The higher a borrowing firm’s level of Interest Coverage Ratio, the worse is its ability to service its debt.
Select the correct answer using the code given below:
Correct
Ans: (a)
Explanation:
- The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt. The interest coverage ratio may be calculated by dividing a company’s earnings before interest and taxes (EBIT) during a given period by the company’s interest payments due within the same period.
- A higher coverage ratio is better, although the ideal ratio may vary by industry.
Refer: UPSC CSE 2020
Incorrect
Ans: (a)
Explanation:
- The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt. The interest coverage ratio may be calculated by dividing a company’s earnings before interest and taxes (EBIT) during a given period by the company’s interest payments due within the same period.
- A higher coverage ratio is better, although the ideal ratio may vary by industry.
Refer: UPSC CSE 2020
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Question 10 of 10
10. Question
1 pointsWith reference to the Indian Economy, consider the following statements:
-
- ’Commercial Paper’ is a short term unsecured promissory note.
- ‘Certificate of Deposit’ is a long-term instrument issued by the Reserve Bank of India to a corporation.
- ‘Call Money’ is a short term finance used for interbank transactions.
- ‘Zero-Coupon Bonds’ are the interest bearing short term bonds issued by the Scheduled Commercial Banks to corporations.
Which of the statements given above is/are correct ?
Correct
Ans: (c )
Explanation:
- RBI does not issue CDs to corporations, so S2 is wrong.
- S4 is incorrect too. Zero Coupon Bonds are G-secs that are issued at a discount and redeemed at par. No interest payment is made on such bonds at periodic intervals before maturity.
Refer: UPSC CSE 2020
Incorrect
Ans: (c )
Explanation:
- RBI does not issue CDs to corporations, so S2 is wrong.
- S4 is incorrect too. Zero Coupon Bonds are G-secs that are issued at a discount and redeemed at par. No interest payment is made on such bonds at periodic intervals before maturity.
Refer: UPSC CSE 2020
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