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The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
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New Initiative: Revision Through MCQs (RTM) – Revision of Current Affairs Made Interesting
As revision is the key to success in this exam, we are starting a new initiative where you will revise current affairs effectively through MCQs (RTM) that are solely based on Insights Daily Current Affairs.
These questions will be different than our regular current affairs quiz. These questions are framed to TEST how well you have read and revised Insights Current Affairs on daily basis.
We will post nearly 10 MCQs every day which are based on previous day’s Insights current affairs. Tonight we will be posting RTM questions on the Insights current affairs of October 3, 2019.
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Question 1 of 10
1. Question
1 pointsRegarding Money Bill, which of the following statements is not correct?
Correct
Ans: (c )
Explanation:
- Definition of Money Bill
- (1) For the purposes of this Chapter, a Bill shall be deemed to be a Money Bill if it contains only provisions dealing with all or any of the following matters, namely
- (a) the imposition, abolition, remission, alteration or regulation of any tax;
- (b) the regulation of the borrowing of money or the giving of any guarantee by the Government of India, or the amendment of the law with respect to any financial obligations undertaken or to be undertaken by the Government of India;
- (c) the custody of the consolidated Fund or the Contingency Fund of India, the payment of moneys into or the withdrawal of moneys from any such Fund;
- (d) the appropriation of moneys out of the consolidated Fund of India (not Contingency Fund of India). So, C is incorrect.
Refer: https://www.insightsonindia.com/2023/08/05/money-bills-and-financial-bills/
Incorrect
Ans: (c )
Explanation:
- Definition of Money Bill
- (1) For the purposes of this Chapter, a Bill shall be deemed to be a Money Bill if it contains only provisions dealing with all or any of the following matters, namely
- (a) the imposition, abolition, remission, alteration or regulation of any tax;
- (b) the regulation of the borrowing of money or the giving of any guarantee by the Government of India, or the amendment of the law with respect to any financial obligations undertaken or to be undertaken by the Government of India;
- (c) the custody of the consolidated Fund or the Contingency Fund of India, the payment of moneys into or the withdrawal of moneys from any such Fund;
- (d) the appropriation of moneys out of the consolidated Fund of India (not Contingency Fund of India). So, C is incorrect.
Refer: https://www.insightsonindia.com/2023/08/05/money-bills-and-financial-bills/
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Question 2 of 10
2. Question
1 pointsConsider the following statements:
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- Financial Bills can be introduced in either the Lok Sabha or the Rajya Sabha.
- The President’s recommendation is essential for the introduction of the Money Bills.
- Finance Bills deal exclusively with matters listed in Article 110(1) of the Constitution.
How many of the above pairs are correctly matched?
Correct
Ans: (b)
Explanation:
- Comparison of Money Bills and Financial Bills:
Aspect Money Bills Financial Bills Introduction Can only be introduced in the Lok Sabha Can be introduced in either the Lok Sabha or the Rajya Sabha. President’s Recommendation Must be introduced on the President’s recommendation. President’s recommendation is necessary for Category I at the introduction stage and for Category II at the consideration stage. Originating House Must originate only in the Lok Sabha. Category II can originate in either the Lok Sabha or the Rajya Sabha. Rajya Sabha Involvement Rajya Sabha’s involvement is limited; it can only provide recommendations. (Article 117) Rajya Sabha can fully participate, including amendments and discussions. Inclusion of RS Recommendations Not mandatory for Money Bills to include Rajya Sabha’s recommendations. Provision for Rajya Sabha’s recommendations to be included in Financial Bills. Subjects Covered Deals exclusively with matters listed in Article 110(1) of the Constitution. Deals with matters beyond those listed in Article 110(1) and can include other financial provisions. Certification Certified by the Speaker as a Money Bill if it falls under Article 110(1). Overriding Authority Lok Sabha’s decision prevails in case of disagreements with the Rajya Sabha. Requires agreement of both Houses for passage. President’s Role President’s recommendation is essential for the introduction President’s recommendation is required if the Bill involves expenditure from the Consolidated Fund of India. Refer: insightsonindia.com/2023/08/05/money-bills-and-financial-bills/
Incorrect
Ans: (b)
Explanation:
- Comparison of Money Bills and Financial Bills:
Aspect Money Bills Financial Bills Introduction Can only be introduced in the Lok Sabha Can be introduced in either the Lok Sabha or the Rajya Sabha. President’s Recommendation Must be introduced on the President’s recommendation. President’s recommendation is necessary for Category I at the introduction stage and for Category II at the consideration stage. Originating House Must originate only in the Lok Sabha. Category II can originate in either the Lok Sabha or the Rajya Sabha. Rajya Sabha Involvement Rajya Sabha’s involvement is limited; it can only provide recommendations. (Article 117) Rajya Sabha can fully participate, including amendments and discussions. Inclusion of RS Recommendations Not mandatory for Money Bills to include Rajya Sabha’s recommendations. Provision for Rajya Sabha’s recommendations to be included in Financial Bills. Subjects Covered Deals exclusively with matters listed in Article 110(1) of the Constitution. Deals with matters beyond those listed in Article 110(1) and can include other financial provisions. Certification Certified by the Speaker as a Money Bill if it falls under Article 110(1). Overriding Authority Lok Sabha’s decision prevails in case of disagreements with the Rajya Sabha. Requires agreement of both Houses for passage. President’s Role President’s recommendation is essential for the introduction President’s recommendation is required if the Bill involves expenditure from the Consolidated Fund of India. Refer: insightsonindia.com/2023/08/05/money-bills-and-financial-bills/
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Question 3 of 10
3. Question
1 pointsVivad se Vishwas scheme, sometimes seen in news is related to
Correct
Ans: (c)
Explanation:
- Context: The “Vivad se Vishwas 2.0″ scheme has been launched by the Department of Expenditure, Ministry of Finance, with the aim of resolving contractual disputes involving the government and government undertakings.
- What are contractual disputes?
- Contractual disputes are disagreements or conflicts that arise between parties involved in a contractual agreement. These disputes occur when one or more parties believe that the terms, conditions, or obligations outlined in the contract have been violated, misunderstood, or not properly fulfilled.
Refer: https://www.insightsonindia.com/2023/08/05/vivad-se-vishwas-2-0/
Incorrect
Ans: (c)
Explanation:
- Context: The “Vivad se Vishwas 2.0″ scheme has been launched by the Department of Expenditure, Ministry of Finance, with the aim of resolving contractual disputes involving the government and government undertakings.
- What are contractual disputes?
- Contractual disputes are disagreements or conflicts that arise between parties involved in a contractual agreement. These disputes occur when one or more parties believe that the terms, conditions, or obligations outlined in the contract have been violated, misunderstood, or not properly fulfilled.
Refer: https://www.insightsonindia.com/2023/08/05/vivad-se-vishwas-2-0/
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Question 4 of 10
4. Question
1 pointsConsider the following statements regarding Red Sanders.
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- Red Sanders is a flora-species that is endemic to Western Ghats.
- It is listed under ‘endangered list’ in the International Union for Conservation of Nature (IUCN) Red List.
- The export of Red Sanders from India is prohibited.
How many of the above pairs are correctly matched?
Correct
Ans: (b)
Explanation
- Red Sanders is a flora-species that is endemic to a distinct tract of forests in Eastern Ghats region of Andhra Pradesh and fall under ‘endangered list’ in the International Union for Conservation of Nature (IUCN) Red List.
- Red Sanders is also listed in Appendix-II of the Convention on International Trade in Endangered Species of Wildlife Fauna and Flora (CITES).
- Its rich hue and therapeutic properties are responsible for its high demand across Asia, particularly China, for use in cosmetics, medicinal products and high-end furniture/woodcraft.
- The export of Red Sanders from India is prohibited as per the Foreign Trade Policy.
Refer: https://www.insightsonindia.com/2023/08/05/red-sanders/
Incorrect
Ans: (b)
Explanation
- Red Sanders is a flora-species that is endemic to a distinct tract of forests in Eastern Ghats region of Andhra Pradesh and fall under ‘endangered list’ in the International Union for Conservation of Nature (IUCN) Red List.
- Red Sanders is also listed in Appendix-II of the Convention on International Trade in Endangered Species of Wildlife Fauna and Flora (CITES).
- Its rich hue and therapeutic properties are responsible for its high demand across Asia, particularly China, for use in cosmetics, medicinal products and high-end furniture/woodcraft.
- The export of Red Sanders from India is prohibited as per the Foreign Trade Policy.
Refer: https://www.insightsonindia.com/2023/08/05/red-sanders/
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Question 5 of 10
5. Question
1 pointsConsider the following facts:
-
- It is known for its rich hue and therapeutic properties.
- It is endemic to several districts in Andhra Pradesh and some parts of Kerala, Tamil Nadu and Karnataka.
- It is classified as an “endangered” species by the IUCN Red List.
The above given facts refers to which one of the following species?
Correct
Ans: (c )
Explanation:
- Red sanders (Pterocarpus santalinus)is known for its rich hue and therapeutic properties.
- The tree is endemic to several districts in Andhra Pradeshand some parts of Kerala, Tamil Nadu and Karnataka.
- The species was listed in Appendix II of CITES in 1995, and subsequently export of red sanders was prohibited in 2004.
- But, in 2019, the Directorate General of Foreign Trade (DGFT) has revised its export policy to permit the export of red sanders if it is obtained from cultivated land.
- Red Sanders usually grow in the rocky, degraded and fallow lands with Red Soil and hot and dry climate.
- The International Union for Conservation of Nature’s (IUCN), in January 2022, categorised the Red Sanders (or Red Sandalwood) again into the ‘endangered’ category in its Red List.
Refer: https://www.insightsonindia.com/2023/08/05/red-sanders/
Incorrect
Ans: (c )
Explanation:
- Red sanders (Pterocarpus santalinus)is known for its rich hue and therapeutic properties.
- The tree is endemic to several districts in Andhra Pradeshand some parts of Kerala, Tamil Nadu and Karnataka.
- The species was listed in Appendix II of CITES in 1995, and subsequently export of red sanders was prohibited in 2004.
- But, in 2019, the Directorate General of Foreign Trade (DGFT) has revised its export policy to permit the export of red sanders if it is obtained from cultivated land.
- Red Sanders usually grow in the rocky, degraded and fallow lands with Red Soil and hot and dry climate.
- The International Union for Conservation of Nature’s (IUCN), in January 2022, categorised the Red Sanders (or Red Sandalwood) again into the ‘endangered’ category in its Red List.
Refer: https://www.insightsonindia.com/2023/08/05/red-sanders/
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Question 6 of 10
6. Question
1 pointsThe NIDHI Program, is an initiative of the
Correct
Ans: (a)
Explanation:
- Context: The NIDHI Program, initiated by the Department of Science & Technology (DST) in 2016, aims to foster innovation and startup culture in India.
Refer: https://www.insightsonindia.com/2023/08/05/nidhi-program-2/
Incorrect
Ans: (a)
Explanation:
- Context: The NIDHI Program, initiated by the Department of Science & Technology (DST) in 2016, aims to foster innovation and startup culture in India.
Refer: https://www.insightsonindia.com/2023/08/05/nidhi-program-2/
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Question 7 of 10
7. Question
1 pointsWith reference to the temples at Khajuraho, consider the following statements:
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- The site of Khajuraho belonged to the Chandela Kings who ruled over Central India from the 9th to 13th centuries.
- The monuments at Khajuraho are a group of Hindu and Jaina temples.
- The Brahma temple is the only temple at Khajuraho completely built of soapstone and has a four-faced lingam in its sanctum sanctorum.
How many of the above pairs are correctly matched?
Correct
Ans: (b)
Explanation:
- The site of Khajuraho belonged to the Chandela Kings who ruled over Central India from the 9th to 13th centuries. Khajuraho was the cultural capital of the Chandela rulers as a result of which it continued to flourish despite the frequent shifting of its political capital. Initially, this group of monuments were a total of eighty-four temples out of which only twenty-five remain intact today. The monuments at Khajuraho are a group of Hindu and Jaina temples. Widely known for its magnificent structures and the much-debated erotic sculptures, Khajuraho was declared a World Heritage Site by UNESCO in the year 1986.
- Khajuraho temples are considered as some of the best examples of Nagara style of temple architecture with a sanctum cella (garbhagriha), small vestibule (antarala), a large hall (mahamandapa), an assembly hall (mandapa) and an entrance portico (ardhamandapa).
- The temples are grouped into three categories; the Western Group, the Eastern Group and the Southern Group.
- Western Group:
- It is the western group that is known worldwide with the Kandariya Mahadev Temple, Lakshmana Temple, Visvanatha Temple, Chausath Yogini and Chitragupta Temple being a part of it. They are considered to be some of the best representations of a typical Khajuraho temple. Out of these, the Kandariya Mahadev (102 feet in length and 66 feet in breadth) temple has a lingam enshrined in its sanctum sanctorum. Known for its intricately carved interiors depicting Gods and Goddesses, the exteriors of this temple have erotic sculptures carved on them.
- Eastern Group:
- This group is dominated by the Jaina Temples out of which the Parsvanath Temple is the largest. Initially, the temple was dedicated to Adinath which was later replaced with the idol of Parsvanath. Close to the Parsvanath temple is the Ghantai Temple and the Adinath temple. The Adinath temple is one of the later temples as a result of which the sculptures of this temple are more detailed and delicately carved.
- This group also has the Vamana, Brahma and Javeri temples of the Hindu pantheon. The Brahma temple is the only temple at Khajuraho completely built of granite and has a four-faced lingam in its sanctum sanctorum.
- Southern Group:
- The Southern Group of temples is situated slightly away from other groups and consists of the Duladeo Temple, Chaturbhuj Temple and the Beejamandal Temple. The Duladeo temple dedicated to Lord Shiva has some of the best sculptures depicting apsaras and is the most famous temple among the Southern Group of temples.
Refer: https://www.insightsonindia.com/2023/08/05/puri-odisha/
Incorrect
Ans: (b)
Explanation:
- The site of Khajuraho belonged to the Chandela Kings who ruled over Central India from the 9th to 13th centuries. Khajuraho was the cultural capital of the Chandela rulers as a result of which it continued to flourish despite the frequent shifting of its political capital. Initially, this group of monuments were a total of eighty-four temples out of which only twenty-five remain intact today. The monuments at Khajuraho are a group of Hindu and Jaina temples. Widely known for its magnificent structures and the much-debated erotic sculptures, Khajuraho was declared a World Heritage Site by UNESCO in the year 1986.
- Khajuraho temples are considered as some of the best examples of Nagara style of temple architecture with a sanctum cella (garbhagriha), small vestibule (antarala), a large hall (mahamandapa), an assembly hall (mandapa) and an entrance portico (ardhamandapa).
- The temples are grouped into three categories; the Western Group, the Eastern Group and the Southern Group.
- Western Group:
- It is the western group that is known worldwide with the Kandariya Mahadev Temple, Lakshmana Temple, Visvanatha Temple, Chausath Yogini and Chitragupta Temple being a part of it. They are considered to be some of the best representations of a typical Khajuraho temple. Out of these, the Kandariya Mahadev (102 feet in length and 66 feet in breadth) temple has a lingam enshrined in its sanctum sanctorum. Known for its intricately carved interiors depicting Gods and Goddesses, the exteriors of this temple have erotic sculptures carved on them.
- Eastern Group:
- This group is dominated by the Jaina Temples out of which the Parsvanath Temple is the largest. Initially, the temple was dedicated to Adinath which was later replaced with the idol of Parsvanath. Close to the Parsvanath temple is the Ghantai Temple and the Adinath temple. The Adinath temple is one of the later temples as a result of which the sculptures of this temple are more detailed and delicately carved.
- This group also has the Vamana, Brahma and Javeri temples of the Hindu pantheon. The Brahma temple is the only temple at Khajuraho completely built of granite and has a four-faced lingam in its sanctum sanctorum.
- Southern Group:
- The Southern Group of temples is situated slightly away from other groups and consists of the Duladeo Temple, Chaturbhuj Temple and the Beejamandal Temple. The Duladeo temple dedicated to Lord Shiva has some of the best sculptures depicting apsaras and is the most famous temple among the Southern Group of temples.
Refer: https://www.insightsonindia.com/2023/08/05/puri-odisha/
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Question 8 of 10
8. Question
1 pointsRecently, which one of the following has introduced the ‘Rajmargyatra’ app?
Correct
Ans: (d)
Explanation:
- Context: The National Highways Authority of India (NHAI) has introduced the ‘Rajmargyatra’ app, a user-friendly mobile application aimed at providing comprehensive information about Indian National Highways and facilitating a smoother journey.
Refer: https://www.insightsonindia.com/2023/08/05/rajmargyatra/
Incorrect
Ans: (d)
Explanation:
- Context: The National Highways Authority of India (NHAI) has introduced the ‘Rajmargyatra’ app, a user-friendly mobile application aimed at providing comprehensive information about Indian National Highways and facilitating a smoother journey.
Refer: https://www.insightsonindia.com/2023/08/05/rajmargyatra/
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Question 9 of 10
9. Question
1 pointsIn India, why are some nuclear reactors kept under “IAEA Safeguards” while others are not?
Correct
Ans: (b)
Explanation:
- IAEA Safeguards are meant to understand if imported/enriched uranium is not used for non-peaceful purposes. Straightforward.
Refer: UPSC CSE 2020
Incorrect
Ans: (b)
Explanation:
- IAEA Safeguards are meant to understand if imported/enriched uranium is not used for non-peaceful purposes. Straightforward.
Refer: UPSC CSE 2020
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Question 10 of 10
10. Question
1 pointsConsider the following statements:
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- In terms of short term credit delivery to the agriculture sector, District Central Cooperative Banks(DCCBs) deliver more credit in comparison to Scheduled Commercial Banks and Regional Rural Banks.
- One of the most important functions of DCCBs is to provide funds to the Primary Agricultural Credit Societies.
Which of the statements is/are correct ?
Correct
Ans: (b)
Explanation:
- S1: It is incorrect. Scheduled commercial banks contributed the major share (78 – 80 per cent) in agricultural and allied credit. Co-operative institutions also play a significant role in extending agricultural credit and the share of all co-operative banks/institutions (i.e. StCBs, DCCBs and PACS put together) constituted 15-16 per cent. The RRBs contributed the remaining 5 per cent of the agricultural credit.
- Refer to the pie chart below from https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?UrlPage=&ID=942#CP12
- S2: It is correct. See http://shodhganga.inflibnet.ac.in/bitstream/10603/36583/12/12_chapter4.pdf
- Details: The co-operative banking sector thrives either as three-tier or two-tier structure. The three-tier structure includes StCB, DCCB and PACS, whereas in two-tier structure only StCB and PACS are present. In the three-tier structure, the lower level tiers, i.e. DCCB and PACS extend credit to individual borrowers using their own funds/deposits and claim refinance from the upper tier, i.e. PACS from DCCB/StCB and DCCB from StCB. In the two-tier structure, PACS provide credit to individual borrowers and claim refinance from StCB. In some cases, the StCBs also extend credit to the individuals through its branches across the state.
- https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?UrlPage=&ID=942#CP12
Refer: UPSC CSE 2020
Incorrect
Ans: (b)
Explanation:
- S1: It is incorrect. Scheduled commercial banks contributed the major share (78 – 80 per cent) in agricultural and allied credit. Co-operative institutions also play a significant role in extending agricultural credit and the share of all co-operative banks/institutions (i.e. StCBs, DCCBs and PACS put together) constituted 15-16 per cent. The RRBs contributed the remaining 5 per cent of the agricultural credit.
- Refer to the pie chart below from https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?UrlPage=&ID=942#CP12
- S2: It is correct. See http://shodhganga.inflibnet.ac.in/bitstream/10603/36583/12/12_chapter4.pdf
- Details: The co-operative banking sector thrives either as three-tier or two-tier structure. The three-tier structure includes StCB, DCCB and PACS, whereas in two-tier structure only StCB and PACS are present. In the three-tier structure, the lower level tiers, i.e. DCCB and PACS extend credit to individual borrowers using their own funds/deposits and claim refinance from the upper tier, i.e. PACS from DCCB/StCB and DCCB from StCB. In the two-tier structure, PACS provide credit to individual borrowers and claim refinance from StCB. In some cases, the StCBs also extend credit to the individuals through its branches across the state.
- https://www.rbi.org.in/Scripts/PublicationReportDetails.aspx?UrlPage=&ID=942#CP12
Refer: UPSC CSE 2020
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