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Introducing yet another ingenious course, InsightsIAS is excited to announce our new initiative QUED – Questions from Editorials. Considering the number of questions that appeared from Editorials in previous year UPSC Prelims Examinations, we feel it is wise for students to cover Editorials from Prelims point of view as well in order to achieve that extra edge. Although, we have covered important editorials separately in our Editorial Section as well as under Secure Initiative, MCQ practice can prove to be crucial for better performance and guaranteed result.
We strongly recommend you at add QUED along with Static Quiz ,Current Affairs Quiz and RTM for your Daily MCQ practice.
We will be posting 5 MCQs at 11am everyday from Monday to Saturday on http://www.insightsonindia.com. QUED will be available under QUIZ menu.
We hope students utilize this initiative to the best of advantage. 🙂
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Question 1 of 5
1. Question
RBI cancels the license of a Bank due to which of the following reasons?
- The bank has failed to comply with the requirements of Banking Regulation Act, 1949.
- The bank does not have adequate capital and earning prospects.
- The bank with its present financial position would be unable to pay its present depositors in full.
- Public interest would be adversely affected if the bank is allowed to carry on its banking business any further.
Select the correct answer code:
Correct
Solution: d)
The RBI audits banks every year, and can take action if it notes an increase in bad debts or other suspicious activities in their books. The reasons for the cancellation of the bank’s licence:
- The bank does not have adequate capital and earning prospects. As such, it does not comply with the provisions of Section 11(1) and Section 22 (3) (d) read with Section 56 of the Banking Regulation Act, 1949;
- The continuance of the bank is prejudicial to the interests of its depositors.
- The bank with its present financial position would be unable to pay its present depositors in full;
Public interest would be adversely affected if the bank is allowed to carry on its banking business any further.
Incorrect
Solution: d)
The RBI audits banks every year, and can take action if it notes an increase in bad debts or other suspicious activities in their books. The reasons for the cancellation of the bank’s licence:
- The bank does not have adequate capital and earning prospects. As such, it does not comply with the provisions of Section 11(1) and Section 22 (3) (d) read with Section 56 of the Banking Regulation Act, 1949;
- The continuance of the bank is prejudicial to the interests of its depositors.
- The bank with its present financial position would be unable to pay its present depositors in full;
Public interest would be adversely affected if the bank is allowed to carry on its banking business any further.
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Question 2 of 5
2. Question
Consider the following statements regarding Ocean deoxygenation.
- Ocean deoxygenation is the maximum reduction of oxygen minimum zones in the world’s oceans as a consequence of anthropogenic emissions of carbon dioxide.
- The areas of Sea water that is depleted of dissolved oxygen is called Anoxic waters.
- Oxygen is less soluble in warmer water.
Which of the above statements is/are correct?
Correct
Solution: c)
Ocean deoxygenation is the expansion of oxygen minimum zones in the world’s oceans as a consequence of anthropogenic emissions of carbon dioxide. The change has been fairly rapid and poses a threat to fish and other types of marine life, as well as to people who depend on marine life for nutrition or livelihood.
Ocean deoxygenation poses implications for ocean productivity, nutrient cycling, carbon cycling, and marine habitats.
Most of the excess heat from CO2 and other greenhouse gas emissions is absorbed by the oceans. Warmer oceans cause deoxygenation both because oxygen is less soluble in warmer water, and through temperature driven stratification of the ocean which inhibits the production of oxygen from photosynthesis.
Anoxic waters are areas of sea water, fresh water, or groundwater that are depleted of dissolved oxygen and are a more severe condition of hypoxia.
Incorrect
Solution: c)
Ocean deoxygenation is the expansion of oxygen minimum zones in the world’s oceans as a consequence of anthropogenic emissions of carbon dioxide. The change has been fairly rapid and poses a threat to fish and other types of marine life, as well as to people who depend on marine life for nutrition or livelihood.
Ocean deoxygenation poses implications for ocean productivity, nutrient cycling, carbon cycling, and marine habitats.
Most of the excess heat from CO2 and other greenhouse gas emissions is absorbed by the oceans. Warmer oceans cause deoxygenation both because oxygen is less soluble in warmer water, and through temperature driven stratification of the ocean which inhibits the production of oxygen from photosynthesis.
Anoxic waters are areas of sea water, fresh water, or groundwater that are depleted of dissolved oxygen and are a more severe condition of hypoxia.
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Question 3 of 5
3. Question
Demographic trap is a combination of
Correct
Solution: b)
Demographic trap is combination of high fertility (birth rates) and declining mortality (death rates) in developing countries, resulting in a period of high population growth rate (PGR).
One of the significant outcomes of the “demographic trap” is explosive population growth.
Incorrect
Solution: b)
Demographic trap is combination of high fertility (birth rates) and declining mortality (death rates) in developing countries, resulting in a period of high population growth rate (PGR).
One of the significant outcomes of the “demographic trap” is explosive population growth.
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Question 4 of 5
4. Question
Consider the following statements regarding Indian Ocean Rim Association (IORA).
- The IORA is a regional forum, tripartite in nature, bringing together representatives of Government, Business and Academia, for promoting co-operation and closer interaction among them.
- It is based on the principles of Open Regionalism for strengthening Economic Cooperation particularly on Trade Facilitation and Investment as well as Social Development of the region.
- All the countries surrounding the Indian Ocean are the members of IORA.
Which of the above statements is/are correct?
Correct
Solution: a)
Indian Ocean Rim Association:
- The Indian Ocean Rim Association was set up with the objective of strengthening regional cooperation and sustainable development within the Indian Ocean Region
- The IORA is a regional forum, tripartite in nature, bringing together representatives of Government, Business and Academia, for promoting co-operation and closer interaction among them.
- It is based on the principles of Open Regionalism for strengthening Economic Cooperation particularly on Trade Facilitation and Investment, Promotion as well as Social Development of the region.
Not all countries surrounding the Indian Ocean are the members of IORA.
Incorrect
Solution: a)
Indian Ocean Rim Association:
- The Indian Ocean Rim Association was set up with the objective of strengthening regional cooperation and sustainable development within the Indian Ocean Region
- The IORA is a regional forum, tripartite in nature, bringing together representatives of Government, Business and Academia, for promoting co-operation and closer interaction among them.
- It is based on the principles of Open Regionalism for strengthening Economic Cooperation particularly on Trade Facilitation and Investment, Promotion as well as Social Development of the region.
Not all countries surrounding the Indian Ocean are the members of IORA.
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Question 5 of 5
5. Question
Consider the following statements regarding the creation of new districts in India.
- The creation of new districts or change of name of a district in India is the exclusive power of the State Government and the central government does not have any role in it.
- State governments can also create new districts by simply issuing an order and through gazette notification.
- At present, Madhya Pradesh has the most districts in India.
Which of the above statements is/are correct?
Correct
Solution: b)
Who decides on creating or scrapping districts, or changing their boundaries?
This power lies with the state governments, who can pass a law in the Assembly or simply issue an order and notify it in the gazette.
The central government does play a role, however, when a change of name of a district or railway station is contemplated. The request of the state government in this regard is sent to several central government departments before a no-objection certificate is issued.
Uttar Pradesh has the most districts (75) in the country, followed by Madhya Pradesh (52).
Incorrect
Solution: b)
Who decides on creating or scrapping districts, or changing their boundaries?
This power lies with the state governments, who can pass a law in the Assembly or simply issue an order and notify it in the gazette.
The central government does play a role, however, when a change of name of a district or railway station is contemplated. The request of the state government in this regard is sent to several central government departments before a no-objection certificate is issued.
Uttar Pradesh has the most districts (75) in the country, followed by Madhya Pradesh (52).
