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Introducing yet another ingenious course, InsightsIAS is excited to announce our new initiative QUED – Questions from Editorials. Considering the number of questions that appeared from Editorials in previous year UPSC Prelims Examinations, we feel it is wise for students to cover Editorials from Prelims point of view as well in order to achieve that extra edge. Although, we have covered important editorials separately in our Editorial Section as well as under Secure Initiative, MCQ practice can prove to be crucial for better performance and guaranteed result.
We strongly recommend you at add QUED along with Static Quiz ,Current Affairs Quiz and RTM for your Daily MCQ practice.
We will be posting 5 MCQs at 11am everyday from Monday to Saturday on http://www.insightsonindia.com. QUED will be available under QUIZ menu.
We hope students utilize this initiative to the best of advantage. 🙂
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Question 1 of 5
1. Question
Who among the following administers the oath to the newly elected President of India?
Correct
Solution: c)
The chief justice of India administers the oath of office of the president of India.
Incorrect
Solution: c)
The chief justice of India administers the oath of office of the president of India.
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Question 2 of 5
2. Question
Non-performing Assets (NPAs) are loans made by a bank or finance company on which repayments or interest payments are not being made on time. How do high NPAs affect the Banks in India?
- Results in lesser interest income
- Adds to risk weighted assets
- Banks tend to lower the interest rates on deposits
Select the correct code?
Correct
Solution: d)
Statement 1 – The increased NPAs put pressure on recycling of funds and reduces the ability of banks for lending more and thus results in lesser interest income.
Statement 2 – As per Basel norms, banks are required to maintain adequate capital on risk-weighted assets on an ongoing basis. Every increase in NPA level adds to risk weighted assets which warrant the banks to shore up their capital base further.
Statement 3 – In the light of high NPAs, Banks tend to lower the interest rates on deposits on one hand and likely to levy higher interest rates on advances.
Incorrect
Solution: d)
Statement 1 – The increased NPAs put pressure on recycling of funds and reduces the ability of banks for lending more and thus results in lesser interest income.
Statement 2 – As per Basel norms, banks are required to maintain adequate capital on risk-weighted assets on an ongoing basis. Every increase in NPA level adds to risk weighted assets which warrant the banks to shore up their capital base further.
Statement 3 – In the light of high NPAs, Banks tend to lower the interest rates on deposits on one hand and likely to levy higher interest rates on advances.
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Question 3 of 5
3. Question
Hatti community recently seen in news are mainly settled in which state?
Correct
Solution: b)
The Hattis are a close-knit community who take their name from their traditional occupation of selling home-grown crops, vegetables, meat, and wool at small-town markets known as ‘haats’. Hatti men traditionally don a distinctive white headgear on ceremonial occasions.
The Hatti homeland straddles the Himachal-Uttarakhand border in the basin of the Giri and Tons rivers, both tributaries of the Yamuna.
Incorrect
Solution: b)
The Hattis are a close-knit community who take their name from their traditional occupation of selling home-grown crops, vegetables, meat, and wool at small-town markets known as ‘haats’. Hatti men traditionally don a distinctive white headgear on ceremonial occasions.
The Hatti homeland straddles the Himachal-Uttarakhand border in the basin of the Giri and Tons rivers, both tributaries of the Yamuna.
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Question 4 of 5
4. Question
Bond yield is the return an investor gets on that bond or on a particular government security. Which of the following factors affect the bond yield in India?
- Inflation in the economy
- Monetary policy of the Reserve Bank of India
- Global markets
- Fiscal position of the government
Select the correct answer code:
Correct
Solution: d)
Bond yield is the return an investor gets on that bond or on a particular government security. The major factors affecting the yield is the monetary policy of the Reserve Bank of India, especially the course of interest rates, the fiscal position of the government and its borrowing programme, global markets, economy, and inflation.
Incorrect
Solution: d)
Bond yield is the return an investor gets on that bond or on a particular government security. The major factors affecting the yield is the monetary policy of the Reserve Bank of India, especially the course of interest rates, the fiscal position of the government and its borrowing programme, global markets, economy, and inflation.
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Question 5 of 5
5. Question
Kerch Strait sometimes in news is located between:
Correct
Solution: b)
The Kerch Strait is a strait connecting the Black Sea and the Sea of Azov.
Incorrect
Solution: b)
The Kerch Strait is a strait connecting the Black Sea and the Sea of Azov.
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