Print Friendly, PDF & Email

Centre mandates 3-yr health insurance plan for surrogate mothers

Gs Paper-2

Syllabus: Issues relating to development and management of Social Sector/Services relating to Health, Education, Human Resources



The government has issued fresh surrogacy rules, making it mandatory for couples who wish to become parents through surrogacy to buy health insurance plans for surrogate mothers for a period of 36 months.


  • Limited attempts: The government has also ensured that the number of attempts of any surrogacy procedure on the surrogate mother shall not be more than three times.
  • Allowed abortion: A surrogate mother may be allowed for abortion during the process of surrogacy in case of any complication as advised by the doctors
  • Regulation of private clinics: Every private surrogacy clinic has to file an application for registration with a fee of ₹2 lakh which is non-refundable. However, facilities under government-run institutes are exempt from such fees.
  • Specialist availability: Surrogacy clinics shall have at least one gynaecologist, one anaesthetist, one embryologist and one counsellor.
  • Marriage period: The couple should be married for more than five years.
  • Consent of surrogate: Under the Surrogacy Rules 2022, a surrogate mother has to give her consent through an agreement for giving up all her rights over the child and shall hand over the child/children as soon as she is permitted to do so by the hospital.


Counter view: Some experts have highlighted that health insurance coverage for 36 months which includes the postpartum expense for surrogate mother is a long period as it will unnecessarily burden the intending couple.


Insta Links

Surrogacy (Regulation) Bill, 2020

The debates around the Surrogacy Act

What’s in ART, Surrogacy Bills?


Practice Questions:

Q. In the context of hereditary diseases, consider the following statements: (UPSC CSE 2021)

  1. Passing on mitochondrial diseases from parent to child can be prevented by mitochondrial replacement therapy either before or after in vitro fertilization of an egg.
  2. A child inherits mitochondrial diseases entirely from the mother and not from the father.

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2


Answer: (c)

 Q. India’s regulation of surrogacy falls short of protecting bodily autonomy and guaranteeing reproductive liberty. Critically analyse. (15M)

Source: Live Mint