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Academic Bank of Credit

Topics Covered: Issues related to Education.

Academic Bank of Credit:


Academic Bank of Credit (ABC), proposed under the National Education Policy (NEP) 2020, will be unveiled.


What is the Academic Bank of Credit (ABC)?

Set-up by the University Grants Commission (UGC).

  • Under the ABC, students will be given multiple entry and exit options.
  • This enables students to leave a degree or course and get a corresponding certification and rejoin studies after a certain time and be able to start from where they had left.
  • It will also provide students with the flexibility to move between institutes while pursuing one degree or leave a course.


How does it work?

ABC will keep records of the academic credits of a student. It will not accept any credit course document directly from the students for any course they might be pursuing, but only from higher education institutes, who will have to make deposits in students’ accounts.




ABC will help in credit verification, credit accumulation, credit transfer and redemption of students, and promotion of the students. Know more about the National Education Policy here: Read here



Insta Curious: 

ABC has been drafted on the lines of the National Academic Depository. What is the National Academic Depository? Reference



Prelims Link:

  1. About NEP.
  2. What is ABC?
  3. Features.

Mains Link:

Discuss the significance of ABC.

Sources: the Hindu.