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Pradhan Mantri Awas Yojana (URBAN)


Topics Covered:  Population and associated issues, poverty and developmental issues, urbanization, their problems and their remedies. 

Pradhan Mantri Awas Yojana (URBAN) 


Anniversary event- Pradhan Mantri Awas Yojana-Urban (PMAY-U) was launched on 25th June, 2015. 


About PMAY- Urban: 

Launched by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA) in Mission mode. 

It envisions provision of Housing for All by 2022, when the Nation completes 75 years of its Independence. 


The Mission seeks to address the housing requirement of urban poor including slum dwellers through following programme verticals: 

  1. Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource. 
  2. Promotion of Affordable Housing for weaker sections through credit linked subsidy. 
  3. Affordable Housing in Partnership with Public & Private sectors. 
  4. Subsidy for beneficiary-led individual house construction /enhancement. 

Credit linked subsidy component will be implemented as a Central Sector Scheme while other three components will be implemented as Centrally Sponsored Scheme (CSS). 


Ownership of houses: 

Houses are to be allotted in the name of adult female members or in joint name and all houses to have toilet facility, drinking water and power supply. Preference is given to persons with disabilities, ST/ SC/ OBCs, minorities and transgender. 



A total of 1.12 crore houses have been sanctioned under Pradhan Mantri Awas Yojana (U), of which 82.5 lakh houses have been grounded and around 48 lakh have been completed. 



  1. Do you know about Housing rights in International Law? Read Here
  2. Can you recollect the Differences between centrally sponsored schemes and central sector schemes? Read this



Prelims Link: 

  1. PMAY Urban vs Rural. 
  2. Key features. 
  3. Implementation. 
  4. Eligibility. 


Mains Link: 

Write a note on PMAY- URBAN. 


Sources: PIB