The following quiz will have 5-10 MCQs. The questions are mainly framed from The Hindu and PIB news articles.
This quiz is intended to introduce you to concepts and certain important facts relevant to UPSC IAS civil services preliminary exam 2021. It is not a test of your knowledge. If you score less, please do not mind. Read again sources provided and try to remember better.
Please try to enjoy questions, discuss the concepts and facts they try to test from you and suggest improvements.
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INSIGHTS CURRENT AFFAIRS QUIZ 2020
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The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
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Question 1 of 5
1. Question
1 pointsConsider the following statements.
- Glacial Lake Outburst Floods(GLOFs) refers to the flooding that occurs when the water dammed by a glacier or a moraine is released suddenly.
- The Topography of Hindu Kush Himalayas does not favour the formation of glacial lakes.
- Synthetic-Aperture Radar imagery can detect changes in water bodies, including new lake formations.
Which of the above statements is/are correct?
Correct
Solution: c)
National Disaster Management Authority (NDMA), which is headed by PM Narendra Modi, had issued detailed guidelines on how to reduce and deal with disasters caused by what is scientifically called Glacial Lake Outburst Floods (GLOFs).
What are GLOFs and how vulnerable are the Himalayas?
When glaciers melt, the water in glacial lakes accumulates behind loose, natural “glacial/moraine dams” made of ice, sand, pebbles and ice residue. A GLOF refers to the flooding that occurs when the water dammed by a glacier or a moraine is released suddenly.
Unlike earthen dams, the weak structure of the moraine dam leads to the abrupt failure of the dam on top of the glacial lake, which holds large volume of water.
According to NDMA, glacial retreat due to climate change occurring in most parts of the Hindu Kush Himalaya has given rise to the formation of numerous new glacial lakes, which are the major cause of GLOFs.
NDMA has recommended use of Synthetic-Aperture Radar imagery to automatically detect changes in water bodies, including new lake formations, during the monsoon months.
Incorrect
Solution: c)
National Disaster Management Authority (NDMA), which is headed by PM Narendra Modi, had issued detailed guidelines on how to reduce and deal with disasters caused by what is scientifically called Glacial Lake Outburst Floods (GLOFs).
What are GLOFs and how vulnerable are the Himalayas?
When glaciers melt, the water in glacial lakes accumulates behind loose, natural “glacial/moraine dams” made of ice, sand, pebbles and ice residue. A GLOF refers to the flooding that occurs when the water dammed by a glacier or a moraine is released suddenly.
Unlike earthen dams, the weak structure of the moraine dam leads to the abrupt failure of the dam on top of the glacial lake, which holds large volume of water.
According to NDMA, glacial retreat due to climate change occurring in most parts of the Hindu Kush Himalaya has given rise to the formation of numerous new glacial lakes, which are the major cause of GLOFs.
NDMA has recommended use of Synthetic-Aperture Radar imagery to automatically detect changes in water bodies, including new lake formations, during the monsoon months.
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Question 2 of 5
2. Question
1 pointsJaapi is a traditional folk culture of
Correct
Solution: b)
Japi is a traditional symbol of Assamese folk culture. In the earlier days when umbrellas were unheard of, farmers used Japi as a headgear to protect them for the sun and rain. This made Japi an essential gear for the farmers while working in the fields.
Incorrect
Solution: b)
Japi is a traditional symbol of Assamese folk culture. In the earlier days when umbrellas were unheard of, farmers used Japi as a headgear to protect them for the sun and rain. This made Japi an essential gear for the farmers while working in the fields.
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Question 3 of 5
3. Question
1 pointsConsider the following statements regarding Capital Adequacy Ratio (CAR).
- Capital Adequacy Ratio (CAR) is the ratio of a bank’s capital in relation to its risk weighted assets and current liabilities.
- As per RBI norms, Indian scheduled commercial banks are required to maintain the CAR percentage as stated in the Basel III Banking report.
Which of the above statements is/are correct?
Correct
Solution: a)
The capital-to-risk weighted assets ratio, also known as the Capital Adequacy Ratio (CAR) is the ratio of a bank’s capital in relation to its risk weighted assets and current liabilities. It is decided by central banks and bank regulators to prevent commercial banks from taking excess leverage and becoming insolvent in the process.
The risk weighted assets take into account credit risk, market risk and operational risk.
The Basel III norms stipulated a capital to risk weighted assets of 8%. As per RBI guidelines, banks are required to maintain a minimum Capital to Risk-weighted Assets (CRAR) of 9%.
Incorrect
Solution: a)
The capital-to-risk weighted assets ratio, also known as the Capital Adequacy Ratio (CAR) is the ratio of a bank’s capital in relation to its risk weighted assets and current liabilities. It is decided by central banks and bank regulators to prevent commercial banks from taking excess leverage and becoming insolvent in the process.
The risk weighted assets take into account credit risk, market risk and operational risk.
The Basel III norms stipulated a capital to risk weighted assets of 8%. As per RBI guidelines, banks are required to maintain a minimum Capital to Risk-weighted Assets (CRAR) of 9%.
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Question 4 of 5
4. Question
1 pointsArrange the following locations from south to north.
- Palk Bay
- Palk Strait
- Gulf of Mannar
- Adam’s Bridge
Select the correct answer code:
Correct
Solution: b)
Incorrect
Solution: b)
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Question 5 of 5
5. Question
1 pointsWhich of the following National parks are part of Nilgiri Biosphere Reserve?
- Nagarhole National Park
- Mudumalai National Park
- Bandipur National Park
- Eravikulam National Park
Select the correct answer code:
Correct
Solution: a)
The Nilgiri Biosphere Reserve is an International Biosphere Reserve in the Western Ghats and Nilgiri Hills ranges of South India. The Nilgiri Sub-Cluster is a part of the Western Ghats, which was declared a World Heritage Site by UNESCO in 2012. It includes the Aralam, Mudumalai, Mukurthi, Nagarhole, Bandipur and Silent Valley national parks, as well as the Wayanad and Sathyamangalam wildlife sanctuaries.
Incorrect
Solution: a)
The Nilgiri Biosphere Reserve is an International Biosphere Reserve in the Western Ghats and Nilgiri Hills ranges of South India. The Nilgiri Sub-Cluster is a part of the Western Ghats, which was declared a World Heritage Site by UNESCO in 2012. It includes the Aralam, Mudumalai, Mukurthi, Nagarhole, Bandipur and Silent Valley national parks, as well as the Wayanad and Sathyamangalam wildlife sanctuaries.
