INSIGHTS CURRENT Affairs RTM - 2020
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The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
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New Initiative: Revision Through MCQs (RTM) – Revision of Current Affairs Made Interesting
As revision is the key to success in this exam, we are starting a new initiative where you will revise current affairs effectively through MCQs (RTM) that are solely based on Insights Daily Current Affairs.
These questions will be different than our regular current affairs quiz. These questions are framed to TEST how well you have read and revised Insights Current Affairs on daily basis.
We will post nearly 10 MCQs every day which are based on previous day’s Insights current affairs. Tonight we will be posting RTM questions on the Insights current affairs of October 3, 2019.
The added advantage of this initiative is it will help you solve at least 20 MCQs daily (5 Static + 5 CA Quiz + 10 RTM) – thereby helping you improve your retention as well as elimination and guessing skills.
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Question 1 of 10
1. Question
1 pointsConsider the following statements with reference to PM Street Vendor’s AtmaNirbhar Nidhi or PM SVANidhi Scheme:
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- It is a special micro-credit facility plan to provide affordable loan of up to ₹100000 to more than 50 lakh street vendors.
- Small Industries Development Bank of India is the technical partner for implementation of this scheme.
Which of the given above statements is/are correct?
Correct
Ans: (b)
Explanation:
- Overview of the scheme:
- It is a special micro-credit facility plan to provide affordable loan of up to ₹10,000 to more than 50 lakh street vendors, who had their businesses operational on or before 24 March 2020.
- The scheme is valid until March 2022.
- Small Industries Development Bank of India is the technical partner for implementation of this scheme.
- It will manage the credit guarantee to the lending institutions through Credit Guarantee Fund Trust for Micro and Small Enterprises.
- Loans under the scheme:
- Under the scheme, vendors can avail working capital loan of up to ₹10,000, which is repayable in monthly instalments within one year.
- On timely/early repayment of the loan, an interest subsidy of 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer (DBT) on six-months basis.
- There will be no penalty on early repayment of loan.
- Eligibility:
- The scheme is applicable to vendors, hawkers, thelewalas, rehriwalas, theliphadwalas in different areas/contexts who supply goods and services. Street vendors belonging to the surrounding peri-urban/rural areas are also included.
Refer: https://www.insightsonindia.com/2020/10/06/pm-street-vendors-atmanirbhar-nidhi-pm-svanidhi-3/
Incorrect
Ans: (b)
Explanation:
- Overview of the scheme:
- It is a special micro-credit facility plan to provide affordable loan of up to ₹10,000 to more than 50 lakh street vendors, who had their businesses operational on or before 24 March 2020.
- The scheme is valid until March 2022.
- Small Industries Development Bank of India is the technical partner for implementation of this scheme.
- It will manage the credit guarantee to the lending institutions through Credit Guarantee Fund Trust for Micro and Small Enterprises.
- Loans under the scheme:
- Under the scheme, vendors can avail working capital loan of up to ₹10,000, which is repayable in monthly instalments within one year.
- On timely/early repayment of the loan, an interest subsidy of 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer (DBT) on six-months basis.
- There will be no penalty on early repayment of loan.
- Eligibility:
- The scheme is applicable to vendors, hawkers, thelewalas, rehriwalas, theliphadwalas in different areas/contexts who supply goods and services. Street vendors belonging to the surrounding peri-urban/rural areas are also included.
Refer: https://www.insightsonindia.com/2020/10/06/pm-street-vendors-atmanirbhar-nidhi-pm-svanidhi-3/
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Question 2 of 10
2. Question
1 pointsConsider the following statements:
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- The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 on the initiative of the G20.
- Initially it was established to examine and develop measures to combat terrorist financing.
Which of the given above statements is/are correct?
Correct
Ans: (b)
Explanation:
- About FATF:
- What is it? The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 on the initiative of the G7.
- It is a “policy-making body” which works to generate the necessary political will to bring about national legislative and regulatory reforms in various areas.
- The FATF Secretariat is housed at the OECD headquarters in Paris.
- Roles and functions:
- Initially it was established to examine and develop measures to combat money laundering.
- In October 2001, the FATF expanded its mandate to incorporate efforts to combat terrorist financing, in addition to money laundering.
- In April 2012, it added efforts to counter the financing of proliferation of weapons of mass destruction.
- Composition:
- The FATF currently comprises 37 member jurisdictions and 2 regional organisations, representing most major financial centres in all parts of the globe. It also has observers and associate members.
- Objectives:
- To set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats to the integrity of the international financial system.
- What is blacklist and grey list?
- Black List: Countries knowns as Non-Cooperative Countries or Territories (NCCTs) are put in the blacklist. These countries support terror funding and money laundering activities. The FATF revises the blacklist regularly, adding or deleting entries.
- Grey List: Countries that are considered safe haven for supporting terror funding and money laundering are put in the FATF grey list. This inclusion serves as a warning to the country that it may enter the blacklist.
Refer: https://www.insightsonindia.com/2020/10/06/financial-action-task-force-fatf-6/
Incorrect
Ans: (b)
Explanation:
- About FATF:
- What is it? The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 on the initiative of the G7.
- It is a “policy-making body” which works to generate the necessary political will to bring about national legislative and regulatory reforms in various areas.
- The FATF Secretariat is housed at the OECD headquarters in Paris.
- Roles and functions:
- Initially it was established to examine and develop measures to combat money laundering.
- In October 2001, the FATF expanded its mandate to incorporate efforts to combat terrorist financing, in addition to money laundering.
- In April 2012, it added efforts to counter the financing of proliferation of weapons of mass destruction.
- Composition:
- The FATF currently comprises 37 member jurisdictions and 2 regional organisations, representing most major financial centres in all parts of the globe. It also has observers and associate members.
- Objectives:
- To set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats to the integrity of the international financial system.
- What is blacklist and grey list?
- Black List: Countries knowns as Non-Cooperative Countries or Territories (NCCTs) are put in the blacklist. These countries support terror funding and money laundering activities. The FATF revises the blacklist regularly, adding or deleting entries.
- Grey List: Countries that are considered safe haven for supporting terror funding and money laundering are put in the FATF grey list. This inclusion serves as a warning to the country that it may enter the blacklist.
Refer: https://www.insightsonindia.com/2020/10/06/financial-action-task-force-fatf-6/
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Question 3 of 10
3. Question
1 pointsK.V. Kamath Committee, sometimes mentioned in the news, is primarily related to:
Correct
Ans: (d)
Explanation:
- The Supreme Court recently asked the Centre and the Reserve Bank of India about the steps taken to implement the K.V. Kamath Committee report on recommendations to bail out sectors affected by the COVID-19 pandemic.
- Background:
- Various writ petitions have been filed in the court highlighting the plight of borrowers, small and big, who were being charged compound interest, post the pandemic moratorium which expired on August 31.
- When was the committee setup?
- In August this year, RBI set up a committee headed by K.V. Kamath on restructuring of loans impacted by the Covid-19 pandemic.
- The Committee was tasked to recommend parameters for one-time restructuring of corporate loans.
Refer: https://www.insightsonindia.com/2020/10/06/kamath-panel-report/
Incorrect
Ans: (d)
Explanation:
- The Supreme Court recently asked the Centre and the Reserve Bank of India about the steps taken to implement the K.V. Kamath Committee report on recommendations to bail out sectors affected by the COVID-19 pandemic.
- Background:
- Various writ petitions have been filed in the court highlighting the plight of borrowers, small and big, who were being charged compound interest, post the pandemic moratorium which expired on August 31.
- When was the committee setup?
- In August this year, RBI set up a committee headed by K.V. Kamath on restructuring of loans impacted by the Covid-19 pandemic.
- The Committee was tasked to recommend parameters for one-time restructuring of corporate loans.
Refer: https://www.insightsonindia.com/2020/10/06/kamath-panel-report/
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Question 4 of 10
4. Question
1 pointsWhich one of the following statements is not correct?
Correct
Ans: (b)
Explanation:
- What is Hepatitis C?
- It is a liver disease.
- Caused by the hepatitis C virus (HCV): the virus can cause both acute and chronic hepatitis.
- Hepatitis C is a major cause of liver cancer.
- How is it caused? Spread?
- The hepatitis C virus is a bloodborne virus: the most common modes of infection are through exposure to small quantities of blood.
- Treatment:
- Antiviral medicines can cure more than 95% of persons with hepatitis C infection, thereby reducing the risk of death from cirrhosis and liver cancer, but access to diagnosis and treatment is low.
- There is currently no effective vaccine against hepatitis C; however, research in this area is ongoing.
- Hepatitis B has a vaccine that is recommended for all infants at birth and for children up to 18 years. It is also recommended that adults in high-risk groups be vaccinated.
Incorrect
Ans: (b)
Explanation:
- What is Hepatitis C?
- It is a liver disease.
- Caused by the hepatitis C virus (HCV): the virus can cause both acute and chronic hepatitis.
- Hepatitis C is a major cause of liver cancer.
- How is it caused? Spread?
- The hepatitis C virus is a bloodborne virus: the most common modes of infection are through exposure to small quantities of blood.
- Treatment:
- Antiviral medicines can cure more than 95% of persons with hepatitis C infection, thereby reducing the risk of death from cirrhosis and liver cancer, but access to diagnosis and treatment is low.
- There is currently no effective vaccine against hepatitis C; however, research in this area is ongoing.
- Hepatitis B has a vaccine that is recommended for all infants at birth and for children up to 18 years. It is also recommended that adults in high-risk groups be vaccinated.
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Question 5 of 10
5. Question
1 pointsConsider the following statements about Amazon Rainforest:
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- South America’s Amazon contains nearly a third of all the tropical rainforests left on Earth.
- The Amazon has more species of primate than anywhere else on Earth.
- It is bounded by the Andes Mountains to the north, the Guiana Highlands to the west.
Which of the given above statements is/are correct?
Correct
Ans: (a)
Explanation:
- Stat3: Comprising about 40 percent of Brazil’s total area, it is bounded by the Guiana Highlands to the north, the Andes Mountains to the west, the Brazilian central plateau to the south, and the Atlantic Ocean to the east.
- Stat2: The Amazon has more species of primate than anywhere else on Earth. You can find more types of ant on one tree in the Amazon than you can in some whole countries.
- Stat1: South America’s Amazon contains nearly a third of all the tropical rainforests left on Earth. Despite covering only around 1% of the planet’s surface, the Amazon is home to 10% of all the wildlife species we know about – and probably a lot that we don’t know yet.
Incorrect
Ans: (a)
Explanation:
- Stat3: Comprising about 40 percent of Brazil’s total area, it is bounded by the Guiana Highlands to the north, the Andes Mountains to the west, the Brazilian central plateau to the south, and the Atlantic Ocean to the east.
- Stat2: The Amazon has more species of primate than anywhere else on Earth. You can find more types of ant on one tree in the Amazon than you can in some whole countries.
- Stat1: South America’s Amazon contains nearly a third of all the tropical rainforests left on Earth. Despite covering only around 1% of the planet’s surface, the Amazon is home to 10% of all the wildlife species we know about – and probably a lot that we don’t know yet.
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Question 6 of 10
6. Question
1 points‘Yuddh Pradushan Ke Virudh’ has been recently launched by:
Correct
Ans: (d)
Explanation: Yuddh Pradushan Ke Virudh:
- Launched by Delhi Government.
- It is an anti-pollution campaign.
- Seeks to reduce air pollution levels in Delhi during winter.
- The campaign will include release of a Green Delhi app, creation of a war room to monitor progress, processing liquid solution for farms in order to curb stubble burning, and hotspot-specific action plans.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
Incorrect
Ans: (d)
Explanation: Yuddh Pradushan Ke Virudh:
- Launched by Delhi Government.
- It is an anti-pollution campaign.
- Seeks to reduce air pollution levels in Delhi during winter.
- The campaign will include release of a Green Delhi app, creation of a war room to monitor progress, processing liquid solution for farms in order to curb stubble burning, and hotspot-specific action plans.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
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Question 7 of 10
7. Question
1 pointsConsider the following statements about Coalition for Epidemic Preparedness Innovations (CEPI):
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- It is an international non-governmental organisation funded by the World Bank.
- It was launched in 2017, its mission is to stimulate and accelerate the development of vaccines against emerging infectious diseases.
Which of the given above statements is/are correct?
Correct
Ans: (b)
Explanation:
- CEPI is an international non-governmental organisation funded by the Wellcome Trust, the Bill and Melinda Gates Foundation, the European Commission, and eight countries (Australia, Belgium, Canada, Ethiopia, Germany, Japan, Norway, and the UK).
- Launched in 2017, its mission is to stimulate and accelerate the development of vaccines against emerging infectious diseases and enable access to these vaccines for people during outbreaks.
- Why in News?
- Translational Health Science And Technology Institute (THSTI), an autonomous institute of the Department of Biotechnology (DBT), has been chosen by CEPI as one of the global network of laboratories for centralised assessment of COVID-19 vaccines.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
Incorrect
Ans: (b)
Explanation:
- CEPI is an international non-governmental organisation funded by the Wellcome Trust, the Bill and Melinda Gates Foundation, the European Commission, and eight countries (Australia, Belgium, Canada, Ethiopia, Germany, Japan, Norway, and the UK).
- Launched in 2017, its mission is to stimulate and accelerate the development of vaccines against emerging infectious diseases and enable access to these vaccines for people during outbreaks.
- Why in News?
- Translational Health Science And Technology Institute (THSTI), an autonomous institute of the Department of Biotechnology (DBT), has been chosen by CEPI as one of the global network of laboratories for centralised assessment of COVID-19 vaccines.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
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Question 8 of 10
8. Question
1 pointsConsider the following statements about Wayanad Wildlife Sanctuary:
-
- It is the second largest wildlife sanctuary in Kerala.
- The sanctuary is now an integral part of the Nilgiri Biosphere Reserve.
- The vegetation is predominantly of the south Indian moist deciduous teak forests.
Which of the given above statements is/are correct?
Correct
Ans: (d)
Explanation:
- Stat1: Wayanad Wildlife Sanctuary is the second largest wildlife sanctuary in Kerala. It is bestowed with lush green forests and rich wildlife.This wildlife area houses some of the rare and endangered species of both flora and fauna
- Stat2: Established in 1973, the sanctuary is now an integral part of the Nilgiri Biosphere Reserve. It is bounded by protected area network of Nagarhole and Bandipur of Karnataka in the northeast, and on the southeast by Mudumalai of Tamil Nadu.
- Stat3: It is part of the Deccan Plateau and the vegetation is predominantly of the south Indian moist deciduous teak forests. Also, the sanctuary has pastures of the west-coast semi-evergreen trees. The wildlife sanctuary comes under Protect Elephant and one can spot herd of elephants roaming in the area. Elephant rides are arranged by the Kerala Forest Department.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
Incorrect
Ans: (d)
Explanation:
- Stat1: Wayanad Wildlife Sanctuary is the second largest wildlife sanctuary in Kerala. It is bestowed with lush green forests and rich wildlife.This wildlife area houses some of the rare and endangered species of both flora and fauna
- Stat2: Established in 1973, the sanctuary is now an integral part of the Nilgiri Biosphere Reserve. It is bounded by protected area network of Nagarhole and Bandipur of Karnataka in the northeast, and on the southeast by Mudumalai of Tamil Nadu.
- Stat3: It is part of the Deccan Plateau and the vegetation is predominantly of the south Indian moist deciduous teak forests. Also, the sanctuary has pastures of the west-coast semi-evergreen trees. The wildlife sanctuary comes under Protect Elephant and one can spot herd of elephants roaming in the area. Elephant rides are arranged by the Kerala Forest Department.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
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Question 9 of 10
9. Question
1 points“Housing For All — A Better Urban Future” is the theme of which one of the following event?
Correct
Ans: (b)
Explanation: World Habitat Day:
- The United Nations designated the first Monday of October of every year as World Habitat Day to reflect on the state of our towns and cities, and on the basic right of all to adequate shelter.
- The Day is also intended to remind the world that we all have the power and the responsibility to shape the future of our cities and towns.
- World Habitat Day was established in 1985 by the United Nations General Assembly through Resolution 40/202, and was first celebrated in 1986.
- 2020 Theme: Housing For All — A Better Urban Future.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
Incorrect
Ans: (b)
Explanation: World Habitat Day:
- The United Nations designated the first Monday of October of every year as World Habitat Day to reflect on the state of our towns and cities, and on the basic right of all to adequate shelter.
- The Day is also intended to remind the world that we all have the power and the responsibility to shape the future of our cities and towns.
- World Habitat Day was established in 1985 by the United Nations General Assembly through Resolution 40/202, and was first celebrated in 1986.
- 2020 Theme: Housing For All — A Better Urban Future.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
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Question 10 of 10
10. Question
1 pointsThe word ‘Adjuvant’ is sometimes mentioned in media in reference to:
Correct
Ans: (d)
Explanation: What is an Adjuvant?
- An adjuvant is a pharmacological or immunological agent that improves the immune response of a vaccine. Adjuvants may be added to a vaccine to boost the immune response to produce more antibodies and longer-lasting immunity, thus minimizing the dose of antigen needed.
- Why in News?
- Bharat Biotech has entered into a licensing agreement with Kansas-based ViroVax for use of adjuvant Alhydroxiquim-II in its COVID-19 vaccine Covaxin.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
Incorrect
Ans: (d)
Explanation: What is an Adjuvant?
- An adjuvant is a pharmacological or immunological agent that improves the immune response of a vaccine. Adjuvants may be added to a vaccine to boost the immune response to produce more antibodies and longer-lasting immunity, thus minimizing the dose of antigen needed.
- Why in News?
- Bharat Biotech has entered into a licensing agreement with Kansas-based ViroVax for use of adjuvant Alhydroxiquim-II in its COVID-19 vaccine Covaxin.
Refer: Facts for Prelims: https://www.insightsonindia.com/2020/10/06/insights-daily-current-affairs-pib-summary-6-october-2020/
