INSIGHTS CURRENT Affairs RTM - 2020
Quiz-summary
0 of 10 questions completed
Questions:
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
Information
The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
To view Solutions, follow these instructions:
-
Click on – ‘Start Quiz’ button
-
Solve Questions
-
Click on ‘Quiz Summary’ button
-
Click on ‘Finish Quiz’ button
-
Now click on ‘View Questions’ button – here you will see solutions and links.
You have already completed the quiz before. Hence you can not start it again.
Quiz is loading...
You must sign in or sign up to start the quiz.
You have to finish following quiz, to start this quiz:
Results
0 of 10 questions answered correctly
Your time:
Time has elapsed
You have reached 0 of 0 points, (0)
| Average score |
|
| Your score |
|
Categories
- Not categorized 0%
-
New Initiative: Revision Through MCQs (RTM) – Revision of Current Affairs Made Interesting
As revision is the key to success in this exam, we are starting a new initiative where you will revise current affairs effectively through MCQs (RTM) that are solely based on Insights Daily Current Affairs.
These questions will be different than our regular current affairs quiz. These questions are framed to TEST how well you have read and revised Insights Current Affairs on daily basis.
We will post nearly 10 MCQs every day which are based on previous day’s Insights current affairs. Tonight we will be posting RTM questions on the Insights current affairs of October 3, 2019.
The added advantage of this initiative is it will help you solve at least 20 MCQs daily (5 Static + 5 CA Quiz + 10 RTM) – thereby helping you improve your retention as well as elimination and guessing skills.
| Pos. | Name | Entered on | Points | Result |
|---|---|---|---|---|
| Table is loading | ||||
| No data available | ||||
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- Answered
- Review
-
Question 1 of 10
1. Question
1 pointsConsider the following statements:
-
- As per the Constitution of India, it is mandatory for a State to take the Central Government’s consent for raising any loan if the former owes any outstanding liabilities to the letter.
- In practice, the Centre has been exercising this power in accordance with the recommendations of the Finance Commission.
Which of the given above statements is/are correct?
Correct
Ans: (c)
Explanation:
- Why states need centre’s permission while borrowing? Is it mandatory for all states?
- Article 293(3) of the Constitution requires states to obtain the Centre’s consent in order to borrow in case the state is indebted to the Centre over a previous loan.
- This consent can also be granted subject to certain conditions by virtue of Article 293(4).
- In practice, the Centre has been exercising this power in accordance with the recommendations of the Finance Commission.
- Every single state is currently indebted to the Centre and thus, all of them require the Centre’s consent in order to borrow.
- Does the Centre have unfettered power to impose conditions under this provision?
- Neither does the provision itself offer any guidance on this, nor is there any judicial precedent that one could rely on.
- Interestingly, even though this question formed part of the terms of reference of the 15th Finance Commission, it was not addressed in its interim report.
- So, when can the centre impose conditions?
- The Centre can impose conditions only when it gives consent for state borrowing, and it can only give such consent when the state is indebted to the Centre.
- Why are such restrictions necessary?
- One possible purpose behind conferring this power upon the Centre was to protect its interests in the capacity of a creditor.
- A broader purpose of ensuring macroeconomic stability is also discernible, since state indebtedness negatively affects the fiscal health of the nation as a whole.
Refer: https://www.insightsonindia.com/2020/09/25/centre-allows-five-states-to-borrow/
Incorrect
Ans: (c)
Explanation:
- Why states need centre’s permission while borrowing? Is it mandatory for all states?
- Article 293(3) of the Constitution requires states to obtain the Centre’s consent in order to borrow in case the state is indebted to the Centre over a previous loan.
- This consent can also be granted subject to certain conditions by virtue of Article 293(4).
- In practice, the Centre has been exercising this power in accordance with the recommendations of the Finance Commission.
- Every single state is currently indebted to the Centre and thus, all of them require the Centre’s consent in order to borrow.
- Does the Centre have unfettered power to impose conditions under this provision?
- Neither does the provision itself offer any guidance on this, nor is there any judicial precedent that one could rely on.
- Interestingly, even though this question formed part of the terms of reference of the 15th Finance Commission, it was not addressed in its interim report.
- So, when can the centre impose conditions?
- The Centre can impose conditions only when it gives consent for state borrowing, and it can only give such consent when the state is indebted to the Centre.
- Why are such restrictions necessary?
- One possible purpose behind conferring this power upon the Centre was to protect its interests in the capacity of a creditor.
- A broader purpose of ensuring macroeconomic stability is also discernible, since state indebtedness negatively affects the fiscal health of the nation as a whole.
Refer: https://www.insightsonindia.com/2020/09/25/centre-allows-five-states-to-borrow/
-
-
Question 2 of 10
2. Question
1 pointsConsider the following statements:
-
- Article 39A of the Constitution provides for free legal aid to the deprived and weaker sections of the society and to promote justice on the base of equal opportunity.
- Under the Legal Services Authorities Act, 1987 Lok Adalats have been given statutory status.
- The decision made by the Lok Adalats is considered to be a verdict of a civil court and is ultimate and binding on all parties.
- There is provision for an appeal against the verdict made by Lok Adalat.
Which of the given above statements is/are correct?
Correct
Ans: (a)
Explanation:
- What is a Lok Adalat?
- Lok Adalat is one of the alternative dispute redressal mechanisms, it is a forum where disputes/cases pending in the court of law or at pre-litigation stage are settled/ compromised amicably.
- The Lok Adalats are formed to fulfil the promise given by the preamble of the Indian Constitution– securing Justice – social, economic and political of every citizen of India.
- Constitutional basis:
- Article 39A of the Constitution provides for free legal aid to the deprived and weaker sections of the society and to promote justice on the base of equal opportunity.
- Articles 14 of the Constitution also make it compulsory for the State to guarantee equality before the law.
- Statutory provisions:
- Under the Legal Services Authorities Act, 1987 Lok Adalats have been given statutory status.
- Final award:
- The decision made by the Lok Adalats is considered to be a verdict of a civil court and is ultimate and binding on all parties.
- No appeal:
- There is no provision for an appeal against the verdict made by Lok Adalat.
- But, they are free to initiate litigation by approaching the court of appropriate jurisdiction by filing a case by following the required procedure, in exercise of their right to litigate.
- Court fee:
- There is no court fee payable when a matter is filed in a Lok Adalat.
- Note: If a matter pending in the court of law is referred to the Lok Adalat and is settled subsequently, the court fee originally paid in the court on the complaints/petition is also refunded back to the parties.
- Nature of Cases to be Referred to Lok Adalat:
- Any case pending before any court.
- Any dispute which has not been brought before any court and is likely to be filed before the court.
- Provided that any matter relating to an offence not compoundable under the law shall not be settled in Lok Adalat.
Refer: https://www.insightsonindia.com/2020/09/25/lok-adalat/
Incorrect
Ans: (a)
Explanation:
- What is a Lok Adalat?
- Lok Adalat is one of the alternative dispute redressal mechanisms, it is a forum where disputes/cases pending in the court of law or at pre-litigation stage are settled/ compromised amicably.
- The Lok Adalats are formed to fulfil the promise given by the preamble of the Indian Constitution– securing Justice – social, economic and political of every citizen of India.
- Constitutional basis:
- Article 39A of the Constitution provides for free legal aid to the deprived and weaker sections of the society and to promote justice on the base of equal opportunity.
- Articles 14 of the Constitution also make it compulsory for the State to guarantee equality before the law.
- Statutory provisions:
- Under the Legal Services Authorities Act, 1987 Lok Adalats have been given statutory status.
- Final award:
- The decision made by the Lok Adalats is considered to be a verdict of a civil court and is ultimate and binding on all parties.
- No appeal:
- There is no provision for an appeal against the verdict made by Lok Adalat.
- But, they are free to initiate litigation by approaching the court of appropriate jurisdiction by filing a case by following the required procedure, in exercise of their right to litigate.
- Court fee:
- There is no court fee payable when a matter is filed in a Lok Adalat.
- Note: If a matter pending in the court of law is referred to the Lok Adalat and is settled subsequently, the court fee originally paid in the court on the complaints/petition is also refunded back to the parties.
- Nature of Cases to be Referred to Lok Adalat:
- Any case pending before any court.
- Any dispute which has not been brought before any court and is likely to be filed before the court.
- Provided that any matter relating to an offence not compoundable under the law shall not be settled in Lok Adalat.
Refer: https://www.insightsonindia.com/2020/09/25/lok-adalat/
-
-
Question 3 of 10
3. Question
1 points- Consider the following statements:
- South Asian Association for Regional Cooperation (SAARC) was established with the signing of the SAARC Charter in Dhaka on 8 December 1985.
- Afghanistan became the newest member of SAARC at the 17th annual summit in 2011.
- The Headquarters and Secretariat of the Association are at Kathmandu, Nepal.
Which of the given above statements is/are correct?
Correct
Ans: (c)
Explanation:
- What is SAARC? When was it established?
- South Asian Association for Regional Cooperation (SAARC) was established with the signing of the SAARC Charter in Dhaka on 8 December 1985.
- Afghanistan became the newest member of SAARC at the 13th annual summit in 2005.
- The Headquarters and Secretariat of the Association are at Kathmandu, Nepal.
- Importance of SAARC:
- SAARC comprises 3% of the world’s area, 21% of the world’s population and 3.8% (US$2.9 trillion) of the global economy.
- It is the world’s most densely populated region and one of the most fertile areas.
- SAARC countries have common tradition, dress, food and culture and political aspects thereby synergizing their actions.
- All the SAARC countries have common problems and issues like poverty, illiteracy, malnutrition, natural disasters, internal conflicts, industrial and technological backwardness, low GDP and poor socio-economic condition.
Refer: https://www.insightsonindia.com/2020/09/25/south-asian-association-for-regional-cooperation-saarc/
Incorrect
Ans: (c)
Explanation:
- What is SAARC? When was it established?
- South Asian Association for Regional Cooperation (SAARC) was established with the signing of the SAARC Charter in Dhaka on 8 December 1985.
- Afghanistan became the newest member of SAARC at the 13th annual summit in 2005.
- The Headquarters and Secretariat of the Association are at Kathmandu, Nepal.
- Importance of SAARC:
- SAARC comprises 3% of the world’s area, 21% of the world’s population and 3.8% (US$2.9 trillion) of the global economy.
- It is the world’s most densely populated region and one of the most fertile areas.
- SAARC countries have common tradition, dress, food and culture and political aspects thereby synergizing their actions.
- All the SAARC countries have common problems and issues like poverty, illiteracy, malnutrition, natural disasters, internal conflicts, industrial and technological backwardness, low GDP and poor socio-economic condition.
Refer: https://www.insightsonindia.com/2020/09/25/south-asian-association-for-regional-cooperation-saarc/
- Consider the following statements:
-
Question 4 of 10
4. Question
1 pointsConference on Interaction and Confidence-Building Measures in Asia (CICA), sometimes in news, it is a/an/the:
Correct
Ans: (c)
Explanation:
- What is CICA?
- It is an inter-governmental forum for enhancing cooperation towards promoting peace, security and stability in Asia.
- The key idea of the Conference is based on the priority of the indivisibility of security, joint initiative and mutually beneficial interaction of small and large states.
- Secretariat: Nur-Sultan, Kazakhstan.
- Meeting and summits:
- The CICA Summit is convened every four years in order to conduct consultations, review the progress of, and set priorities for CICA activities.
- Meeting of the Ministers of Foreign Affairs is required to be held every two years.
- Genesis:
- The idea of convening the CICA was first proposed by Kazakhstan in October 1992, at the 47th Session of the United Nations General Assembly.
- However, the first meeting of the CICA Ministers of Foreign Affairs was held on 14 September 1999 with participation of 15 Member States.
- The first CICA summit was held on 4 June 2002 with participation of 16 Member States and Almaty Act, the charter of the CICA, was adopted.
- Membership:
- 27 member states; 8 observer states; 5 observer organizations.
- For becoming a member of CICA, a state must have at least a part of its territory in Asia.
- All decisions within CICA framework are taken by consensus.
Incorrect
Ans: (c)
Explanation:
- What is CICA?
- It is an inter-governmental forum for enhancing cooperation towards promoting peace, security and stability in Asia.
- The key idea of the Conference is based on the priority of the indivisibility of security, joint initiative and mutually beneficial interaction of small and large states.
- Secretariat: Nur-Sultan, Kazakhstan.
- Meeting and summits:
- The CICA Summit is convened every four years in order to conduct consultations, review the progress of, and set priorities for CICA activities.
- Meeting of the Ministers of Foreign Affairs is required to be held every two years.
- Genesis:
- The idea of convening the CICA was first proposed by Kazakhstan in October 1992, at the 47th Session of the United Nations General Assembly.
- However, the first meeting of the CICA Ministers of Foreign Affairs was held on 14 September 1999 with participation of 15 Member States.
- The first CICA summit was held on 4 June 2002 with participation of 16 Member States and Almaty Act, the charter of the CICA, was adopted.
- Membership:
- 27 member states; 8 observer states; 5 observer organizations.
- For becoming a member of CICA, a state must have at least a part of its territory in Asia.
- All decisions within CICA framework are taken by consensus.
-
Question 5 of 10
5. Question
1 pointsThe ‘Technology Vision for Cyber Security for Urban Co-operative Banks (UCBs) 2020-2023’ was recently released by:
Correct
Ans: (c)
Explanation:
- The ‘Technology Vision for Cyber Security for Urban Co-operative Banks (UCBs) 2020-2023’ was recently released by RBI.
- It has been formalised based on inputs from various stakeholders.
- It seeks to enhance cybersecurity of urban co-operative banks (UCBs).
- RBI plans to achieve its objective through a five-pillared strategic approach GUARD, viz.
- Governance Oversight.
- Utile Technology Investment.
- Appropriate Regulation and Supervision.
- Robust Collaboration.
- Developing necessary IT, cybersecurity skill sets.
Refer: https://www.insightsonindia.com/2020/09/25/rbi-releases-document-on-ucbs-cybersecurity/
Incorrect
Ans: (c)
Explanation:
- The ‘Technology Vision for Cyber Security for Urban Co-operative Banks (UCBs) 2020-2023’ was recently released by RBI.
- It has been formalised based on inputs from various stakeholders.
- It seeks to enhance cybersecurity of urban co-operative banks (UCBs).
- RBI plans to achieve its objective through a five-pillared strategic approach GUARD, viz.
- Governance Oversight.
- Utile Technology Investment.
- Appropriate Regulation and Supervision.
- Robust Collaboration.
- Developing necessary IT, cybersecurity skill sets.
Refer: https://www.insightsonindia.com/2020/09/25/rbi-releases-document-on-ucbs-cybersecurity/
-
Question 6 of 10
6. Question
1 pointsWith reference to digital payments, consider the following statements:
-
- BHIM app allows the user to transfer money to anyone with a UPI-enabled bank account.
- While a chip pin debit card has four factors of authentication, BHIM app has only two factors of authentication.
Which of the statements given above is/are correct?
Correct
Ans: (a)
Explanation:
- Statement 1 is correct because BHIM app is powered by UPI and integrates the Payments platform as the official app of the government of India.
- Statement 2 is incorrect: Debit card does not have four factor authorization and BHIM app has three factor authorization.
Refer: https://www.insightsonindia.com/2020/09/25/gpay-can-share-upi-data-under-law-says-google/
Incorrect
Ans: (a)
Explanation:
- Statement 1 is correct because BHIM app is powered by UPI and integrates the Payments platform as the official app of the government of India.
- Statement 2 is incorrect: Debit card does not have four factor authorization and BHIM app has three factor authorization.
Refer: https://www.insightsonindia.com/2020/09/25/gpay-can-share-upi-data-under-law-says-google/
-
-
Question 7 of 10
7. Question
1 pointsConsider the following statements:
-
- Under Unlawful Activities (Prevention) Act, both Indian and foreign nationals can be charged.
- Under the UAPA, the investigating agency can file a charge sheet in maximum 180 days after the arrests and the duration cannot be extended further after intimating the court.
Which of the given above statements is/are correct?
Correct
Ans: (a)
Explanation:
- Stat1: Under UAPA, both Indian and foreign nationals can be charged. It will be applicable to the offenders in the same manner, even if crime is committed on a foreign land, outside India.
- Stat2: Under the UAPA, the investigating agency can file a charge sheet in maximum 180 days after the arrests and the duration can be extended further after intimating the court.
Refer: https://www.insightsonindia.com/2020/09/25/unlawful-activities-prevention-act-7/
Incorrect
Ans: (a)
Explanation:
- Stat1: Under UAPA, both Indian and foreign nationals can be charged. It will be applicable to the offenders in the same manner, even if crime is committed on a foreign land, outside India.
- Stat2: Under the UAPA, the investigating agency can file a charge sheet in maximum 180 days after the arrests and the duration can be extended further after intimating the court.
Refer: https://www.insightsonindia.com/2020/09/25/unlawful-activities-prevention-act-7/
-
-
Question 8 of 10
8. Question
1 pointsConsider the following statements about Jnanpith award:
-
- It was instituted in 1953.
- Any Indian citizen who writes in any of the official languages of India is eligible for the honour.
Which of the given above statements is/are correct?
Correct
Ans: (b)
Explanation: About the Award:
- Instituted in 1961.
- Eligibility: Any Indian citizen who writes in any of the official languages of India is eligible for the honour.
- English language was added to the list of languages for consideration after the 49th Jnanpith Award.
Refer: facts for prelims: https://www.insightsonindia.com/2020/09/25/insights-daily-current-affairs-pib-summary-25-september-2020/
Incorrect
Ans: (b)
Explanation: About the Award:
- Instituted in 1961.
- Eligibility: Any Indian citizen who writes in any of the official languages of India is eligible for the honour.
- English language was added to the list of languages for consideration after the 49th Jnanpith Award.
Refer: facts for prelims: https://www.insightsonindia.com/2020/09/25/insights-daily-current-affairs-pib-summary-25-september-2020/
-
-
Question 9 of 10
9. Question
1 pointsConsider the following statements about International Commission of Jurists (ICJ):
-
- It is an international human rights non-governmental organization.
- It is a standing group of 60 eminent jurists—including senior judges, attorneys and academics.
Which of the given above statements is/are correct?
Correct
Ans: (c)
Explanation: International Commission of Jurists (ICJ):
- It is an international human rights non-governmental organization.
- Composition: It is a standing group of 60 eminent jurists—including senior judges, attorneys and academics.
- Functions: To develop national and international human rights standards through the law.
- Why in News?
- ICJ had observed that the Foreign Contribution (Regulation) Amendment Bill, 2020 passed by Parliament was incompatible with international law.
- The legislation fails to comply with India’s international legal obligations and constitutional provisions to respect and protect the rights to freedom of association, expression, and freedom of assembly.
Refer: facts for prelims: https://www.insightsonindia.com/2020/09/25/insights-daily-current-affairs-pib-summary-25-september-2020/
Incorrect
Ans: (c)
Explanation: International Commission of Jurists (ICJ):
- It is an international human rights non-governmental organization.
- Composition: It is a standing group of 60 eminent jurists—including senior judges, attorneys and academics.
- Functions: To develop national and international human rights standards through the law.
- Why in News?
- ICJ had observed that the Foreign Contribution (Regulation) Amendment Bill, 2020 passed by Parliament was incompatible with international law.
- The legislation fails to comply with India’s international legal obligations and constitutional provisions to respect and protect the rights to freedom of association, expression, and freedom of assembly.
Refer: facts for prelims: https://www.insightsonindia.com/2020/09/25/insights-daily-current-affairs-pib-summary-25-september-2020/
-
-
Question 10 of 10
10. Question
1 pointsRAISE Summit 2020 is being conducted by the:
Correct
Ans: (d)
Explanation:
- It will be held in October.
- RAISE 2020- ‘Responsible AI for Social Empowerment 2020.’
- It is being conducted by the Ministry of Electronics and Information Technology (MeitY) and NITI Aayog.
- It will be a global meeting of minds to exchange ideas and chart a course for using AI for social transformation, inclusion and empowerment in areas like healthcare, agriculture, education and smart mobility, among other sectors.
Refer: facts for prelims: https://www.insightsonindia.com/2020/09/25/insights-daily-current-affairs-pib-summary-25-september-2020/
Incorrect
Ans: (d)
Explanation:
- It will be held in October.
- RAISE 2020- ‘Responsible AI for Social Empowerment 2020.’
- It is being conducted by the Ministry of Electronics and Information Technology (MeitY) and NITI Aayog.
- It will be a global meeting of minds to exchange ideas and chart a course for using AI for social transformation, inclusion and empowerment in areas like healthcare, agriculture, education and smart mobility, among other sectors.
Refer: facts for prelims: https://www.insightsonindia.com/2020/09/25/insights-daily-current-affairs-pib-summary-25-september-2020/
