INSIGHTS CURRENT Affairs RTM - 2019
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The following Quiz is based on the Hindu, PIB and other news sources. It is a current events based quiz. Solving these questions will help retain both concepts and facts relevant to UPSC IAS civil services exam.
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New Initiative: Revision Through MCQs (RTM) – Revision of Current Affairs Made Interesting
As revision is the key to success in this exam, we are starting a new initiative where you will revise current affairs effectively through MCQs (RTM) that are solely based on Insights Daily Current Affairs.
These questions will be different than our regular current affairs quiz. These questions are framed to TEST how well you have read and revised Insights Current Affairs on daily basis.
We will post nearly 10 MCQs every day which are based on previous day’s Insights current affairs. Tonight we will be posting RTM questions on the Insights current affairs of October 3, 2019.
The added advantage of this initiative is it will help you solve at least 20 MCQs daily (5 Static + 5 CA Quiz + 10 RTM) – thereby helping you improve your retention as well as elimination and guessing skills.
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Question 1 of 10
1. Question
4 pointsWith reference to PM SVANidhi (PM Street Vendor’s Atma Nirbhar Nidhi) Scheme, consider the following statements:
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- It has been launched by MoH&UA, for providing affordable loans to street vendors.
- Under this scheme, the vendors can avail a working capital loan of up to ₹ 1 lakh.
- NABARD is the technical partner for implementation of this scheme.
Which of the given above statements is/are correct?
Correct
Ans: (b)
Explanation:
- Stat1: The Ministry of Housing and Urban Affairs has launched PM Svanidhi, or Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi scheme.
- Stat2: It is a special micro-credit facility plan to provide affordable loan of up to ₹10,000 to more than 50 lakh street vendors, who had their businesses operational on or before 24 March.
- Stat3: Small Industries Development Bank of India is the technical partner for implementation of this scheme.
Refer: https://www.insightsonindia.com/2020/06/02/pm-svanidhi/
Incorrect
Ans: (b)
Explanation:
- Stat1: The Ministry of Housing and Urban Affairs has launched PM Svanidhi, or Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi scheme.
- Stat2: It is a special micro-credit facility plan to provide affordable loan of up to ₹10,000 to more than 50 lakh street vendors, who had their businesses operational on or before 24 March.
- Stat3: Small Industries Development Bank of India is the technical partner for implementation of this scheme.
Refer: https://www.insightsonindia.com/2020/06/02/pm-svanidhi/
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Question 2 of 10
2. Question
1 pointsConsider the following statements:
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- Recently, this country has declared a new Ebola epidemic in the western city of Mbandaka.
- This country experiences high precipitation and has the highest frequency of thunderstorms in the world.
- This nation is bounded by Lake Tanganyika to the East.
Identify the nation based on above statements:
Correct
Ans: (b)
Explanation:
- Democratic Republic of Congo has declared a new Ebola epidemic in the western city of Mbandaka.
- The announcement comes as a long, difficult and complex Ebola outbreak in eastern Democratic Republic of the Congo is in its final phase, while the country also battles COVID-19 and the world’s largest measles outbreak.
- The country lies between latitudes 6°N and 14°S, and longitudes 12° and 32°E. It straddles the Equator, with one-third to the North and two-thirds to the South.
- As a result of its equatorial location, the DRC experiences high precipitation and has the highest frequency of thunderstorms in the world. The annual rainfall can total upwards of 2,000 millimetres (80 in) in some places, and the area sustains the Congo Rainforest, the second-largest rain forest in the world after the Amazon.
Refer: https://www.insightsonindia.com/2020/06/02/congo-declares-new-ebola-epidemic/
Incorrect
Ans: (b)
Explanation:
- Democratic Republic of Congo has declared a new Ebola epidemic in the western city of Mbandaka.
- The announcement comes as a long, difficult and complex Ebola outbreak in eastern Democratic Republic of the Congo is in its final phase, while the country also battles COVID-19 and the world’s largest measles outbreak.
- The country lies between latitudes 6°N and 14°S, and longitudes 12° and 32°E. It straddles the Equator, with one-third to the North and two-thirds to the South.
- As a result of its equatorial location, the DRC experiences high precipitation and has the highest frequency of thunderstorms in the world. The annual rainfall can total upwards of 2,000 millimetres (80 in) in some places, and the area sustains the Congo Rainforest, the second-largest rain forest in the world after the Amazon.
Refer: https://www.insightsonindia.com/2020/06/02/congo-declares-new-ebola-epidemic/
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Question 3 of 10
3. Question
1 pointsWhich of the following pairs is/are correctly matched?
Defence system developed in
- Iron Dome Israel
- Sky Bow Germany
- THAAD USA
Select the correct answer using the code below:
Correct
Ans: (d)
Explanation:
- Iron Dome is a mobile all-weather air defense system developed by Rafael Advanced Defense Systems and Israel Aerospace Industries.
- The Sky Bow, or Tien Kung are a series of surface-to-air anti-ballistic missile and anti-aircraft defense systems that have been developed by Taiwan.
- THAAD: This anti-ballistic missile defense system has been designed and manufactured by the US company Lockheed Martin.
Incorrect
Ans: (d)
Explanation:
- Iron Dome is a mobile all-weather air defense system developed by Rafael Advanced Defense Systems and Israel Aerospace Industries.
- The Sky Bow, or Tien Kung are a series of surface-to-air anti-ballistic missile and anti-aircraft defense systems that have been developed by Taiwan.
- THAAD: This anti-ballistic missile defense system has been designed and manufactured by the US company Lockheed Martin.
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Question 4 of 10
4. Question
1 pointsConsider the following statements:
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- Prime Minister is the ex-officio Chairman of the PM CARES Fund.
- Minister of Defence, Minister of Home Affairs and Minister of Health and Family Welfare, Government of India are ex-officio Trustees of the Fund.
Which of the given above statements is/are correct?
Correct
Ans: (a)
Explanation:
- What is PM CARES fund:
- The PM CARES Fund was created on 28 March 2020, “with the primary objective of dealing with any kind of emergency or distress situation, like posed by the COVID-19 pandemic”.
- It is a “public charitable trust”.
- Who administers the fund?
- Prime Minister is the ex-officio Chairman of the PM CARES Fund and Minister of Defence, Minister of Home Affairs and Minister of Finance, Government of India are ex-officio Trustees of the Fund.
- Minister of Health and Family Welfare is not ex-officio Trustees of the Fund.
Refer: https://www.insightsonindia.com/2020/06/01/pm-cares-fund-not-a-public-authority-under-rti-act/
Incorrect
Ans: (a)
Explanation:
- What is PM CARES fund:
- The PM CARES Fund was created on 28 March 2020, “with the primary objective of dealing with any kind of emergency or distress situation, like posed by the COVID-19 pandemic”.
- It is a “public charitable trust”.
- Who administers the fund?
- Prime Minister is the ex-officio Chairman of the PM CARES Fund and Minister of Defence, Minister of Home Affairs and Minister of Finance, Government of India are ex-officio Trustees of the Fund.
- Minister of Health and Family Welfare is not ex-officio Trustees of the Fund.
Refer: https://www.insightsonindia.com/2020/06/01/pm-cares-fund-not-a-public-authority-under-rti-act/
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Question 5 of 10
5. Question
1 pointsWhich of the following Credit Rating Agencies is/are registered with SEBI?
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- CRISIL
- Brickwork Ratings
- CARE
- S&P Ratings
- Moody’s Ratings
Select the correct answer using the code below:
Correct
Ans: (c)
Explanation:
- Source: As of now, there are six credit rating agencies registered under SEBI namely, CRISIL, ICRA, CARE, SMERA, Fitch India and Brickwork Ratings.
Refer: https://www.insightsonindia.com/2020/06/02/why-moodys-downgraded-indias-rating/
Incorrect
Ans: (c)
Explanation:
- Source: As of now, there are six credit rating agencies registered under SEBI namely, CRISIL, ICRA, CARE, SMERA, Fitch India and Brickwork Ratings.
Refer: https://www.insightsonindia.com/2020/06/02/why-moodys-downgraded-indias-rating/
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Question 6 of 10
6. Question
1 points‘Ishaat Hussain panel’, sometimes mentioned in the news with reference to:
Correct
Ans: (c)
Explanation:
- A working group constituted by the Securities and Exchange Board of India (SEBI) on social stock exchanges has submitted its recommendations.
- Terms of reference of the panel:
- The panel was set up by Sebi in September 2019 under the Chairmanship of Ishaat Hussain, Director at SBI Foundation and former Finance Director at Tata Sons, to suggest possible structures and regulations for creating SSE to facilitate listing and fund-raising by social enterprises as well as voluntary organisations.
Refer: https://www.insightsonindia.com/2020/06/02/social-stock-exchanges/
Incorrect
Ans: (c)
Explanation:
- A working group constituted by the Securities and Exchange Board of India (SEBI) on social stock exchanges has submitted its recommendations.
- Terms of reference of the panel:
- The panel was set up by Sebi in September 2019 under the Chairmanship of Ishaat Hussain, Director at SBI Foundation and former Finance Director at Tata Sons, to suggest possible structures and regulations for creating SSE to facilitate listing and fund-raising by social enterprises as well as voluntary organisations.
Refer: https://www.insightsonindia.com/2020/06/02/social-stock-exchanges/
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Question 7 of 10
7. Question
1 pointsWhich one of the following links all the ATMs in India?
Correct
Ans: (d)
Explanation:
- National Financial Switch (NFS) is the largest network of shared automated teller machines (ATMs) in India. It was designed, developed and deployed by the Institute for Development and Research in Banking Technology (IDRBT) in 2004, with the goal of inter-connecting the ATMs in the country and facilitating convenience banking.
- National Financial Switch (NFS) ATM network having 3.7 members and connecting about 50,000 ATMs was taken over by National Payments Corporation of India (NPCI) from Institute for Development and Research in Banking Technology (IDRBT) on December 14, 2009.
Refer: https://www.insightsonindia.com/2020/06/02/npci-denies-breach-of-bhim-app-data/
Incorrect
Ans: (d)
Explanation:
- National Financial Switch (NFS) is the largest network of shared automated teller machines (ATMs) in India. It was designed, developed and deployed by the Institute for Development and Research in Banking Technology (IDRBT) in 2004, with the goal of inter-connecting the ATMs in the country and facilitating convenience banking.
- National Financial Switch (NFS) ATM network having 3.7 members and connecting about 50,000 ATMs was taken over by National Payments Corporation of India (NPCI) from Institute for Development and Research in Banking Technology (IDRBT) on December 14, 2009.
Refer: https://www.insightsonindia.com/2020/06/02/npci-denies-breach-of-bhim-app-data/
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Question 8 of 10
8. Question
1 pointsConsider the following statements:
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- Bharat Interface for Money (BHIM) is a UPI based payment interface.
- It was developed by National Payments Corporation of India (NPCI).
- The BHIM apps has two levels of authentication.
Which of the given above statements is/are correct?
Correct
Ans: (a)
Explanation:
- Bharat Interface for Money (BHIM) is a UPI based payment interface.
- Developed by National Payments Corporation of India (NPCI).
- Allows real time fund transfer.
- Launched in December, 2016.
- The BHIM apps has three levels of authentication:
- For one, the app binds with a device’s ID and mobile number.
- Second a user needs to sync whichever bank account (UPI or non-UPI enabled) in order to the conduct transaction.
- Third, when a user sets up the app they are asked to create a pin which is needed to log into the app. The UPI pin, which a user creates with their bank account is needed to go through with the transaction.
Refer: https://www.insightsonindia.com/2020/06/02/npci-denies-breach-of-bhim-app-data/
Incorrect
Ans: (a)
Explanation:
- Bharat Interface for Money (BHIM) is a UPI based payment interface.
- Developed by National Payments Corporation of India (NPCI).
- Allows real time fund transfer.
- Launched in December, 2016.
- The BHIM apps has three levels of authentication:
- For one, the app binds with a device’s ID and mobile number.
- Second a user needs to sync whichever bank account (UPI or non-UPI enabled) in order to the conduct transaction.
- Third, when a user sets up the app they are asked to create a pin which is needed to log into the app. The UPI pin, which a user creates with their bank account is needed to go through with the transaction.
Refer: https://www.insightsonindia.com/2020/06/02/npci-denies-breach-of-bhim-app-data/
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Question 9 of 10
9. Question
1 points‘Ultra Swachh’, is a disinfection unit, developed by:
Correct
Ans: (d)
Explanation:
- It is a disinfection unit to disinfect a wide range of materials, including Personal Protective Equipment (PPEs), electronics items, fabrics, etc.
- Developed by DRDO.
- The system uses an advanced oxidative process comprising of multiple barrier disruption approach using Ozonated Space Technology for disinfection.
Refer: facts for prelims: https://www.insightsonindia.com/2020/06/02/insights-daily-current-affairs-pib-summary-2-june-2020/
Incorrect
Ans: (d)
Explanation:
- It is a disinfection unit to disinfect a wide range of materials, including Personal Protective Equipment (PPEs), electronics items, fabrics, etc.
- Developed by DRDO.
- The system uses an advanced oxidative process comprising of multiple barrier disruption approach using Ozonated Space Technology for disinfection.
Refer: facts for prelims: https://www.insightsonindia.com/2020/06/02/insights-daily-current-affairs-pib-summary-2-june-2020/
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Question 10 of 10
10. Question
1 points“SPIC MACAY”, sometimes mentioned in the news, it is:
Correct
Ans: (b)
Explanation:
- Society for the Promotion of Indian Classical Music And Culture Amongst Youth (SPIC MACAY) is a voluntary youth movement which promotes intangible aspects of Indian cultural heritage.
- It does this by promoting Indian classical music, classical dance, folk music, yoga, meditation, crafts and other aspects of Indian culture.
- It is a movement with chapters in over 300 towns all over the world.
- It was established by Dr. Kiran Seth in 1977 at IIT Delhi.
Refer: facts for prelims: https://www.insightsonindia.com/2020/06/02/insights-daily-current-affairs-pib-summary-2-june-2020/
Incorrect
Ans: (b)
Explanation:
- Society for the Promotion of Indian Classical Music And Culture Amongst Youth (SPIC MACAY) is a voluntary youth movement which promotes intangible aspects of Indian cultural heritage.
- It does this by promoting Indian classical music, classical dance, folk music, yoga, meditation, crafts and other aspects of Indian culture.
- It is a movement with chapters in over 300 towns all over the world.
- It was established by Dr. Kiran Seth in 1977 at IIT Delhi.
Refer: facts for prelims: https://www.insightsonindia.com/2020/06/02/insights-daily-current-affairs-pib-summary-2-june-2020/
