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2) Pradhan Mantri Jan Aarogya Yojana is the government’s initiative to provide healthcare access to the economically-backward and weaker sections of the society, and represents a quantum leap towards India achieving universal healthcare. Explain the initiative and examine issues that are critical for the scheme’s success?(250 words)

Are you Ready for Insta 75 Days Revision Plan (UPSC Prelims - 2020)?

Topic : Government policies and interventions for development in various sectors and
issues arising out of their design and implementation.

2) Pradhan Mantri Jan Aarogya Yojana is the government’s initiative to provide healthcare access to the economically-backward and weaker sections of the society, and represents a quantum leap towards India achieving universal healthcare. Explain the initiative and examine issues that are critical for the scheme’s success?(250 words)

Financial express

The hindu

Why this question

This article highlights the significance of this initiative for promoting healthcare in the country and the issues that need to be taken care of to ensure that the scheme is a success. This scheme is very important launched with an objective to improve the status of healthcare in the country and needs to be prepared in detail.

Key demand of the question

The question expects us to explain the details of PMJAY, examine how is it different from the earlier insurance coverage schemes launched by the government. In the latter part, we need to bring out the major challenges that might prove to be an impediment in success of the scheme and how they can be addressed.

Directive word

Examine – When you are asked to examine, you have to probe deeper into the topic,  get into details, and find out the causes or implications if any .

Structure of the answer

Introduction – Explain the status of healthcare in the country with a mention of insurance coverage, OoPE etc.

Body – Explain details about PMJAY. The scheme aims to provide annual health insurance cover of Rs 5 lakh to 10.74 crore beneficiary families i.e. over 50 crore beneficiaries across India. It is touted as world’s largest healthcare scheme. Highlight how the scheme tries to achieve these targets – discuss about national health agency, finances, mention that the scheme is entitlement based etc.

Highlight the major challenges that the scheme might face – of finances, empanelled hospitals, funding and package rates etc.

Conclusion – Discuss how the scheme can be implemented to ensure that such challenges do not pose a problem. By bringing out health deprivation, mention how crucial the success of the scheme is.