Topic– Issues relating to development and management of Social Sector/Services relating to Health, Education, Human Resources.
1) A lot needs to be done to make Ayushman Bharat scheme a success story. Comment. (250 words)
Why this question
Ayushman Bharat is one of the most important healthcare schemes, recently envisaged by the GoI. Given the rising healthcare costs along with a large out-of-pocket expenditure incurred by the vast majority of the poor it is imperative to discuss as to what should be done in order to make Ayushman Bharat scheme a success story.
Comment- here we have to express our knowledge and understanding of the issue and form an overall opinion thereupon.
Key demand of the question.
The question wants us to dig deep into the newly envisaged Ayushman Bharat scheme and express our opinion as to what needs to be done and what steps should be taken in order to make it a success story.
Structure of the answer
Introduction- write a few lines about the nature of the Ayushman Bharat scheme. E.g it is a comprehensive health-insurance scheme targeted at poor, deprived rural families and identified occupational category of urban workers’ families. AB-NHPS will have a defined benefit cover of Rs 5 lakh per family (on a family floater basis) per year for secondary and tertiary care hospitalisation. It will offer a benefit cover of Rs 5 lakh per family per year. It will subsume the existing Rashtriya Swasthya Bima Yojana (RSBY).
Discuss what needs to be done in order to make it a success.
E.g State governments, which will administer it through their own agency, will have to purchase care from a variety of players, including in the private sector, at predetermined rates. Reaching a consensus on treatment costs through a transparent consultative process is vital for a smooth and steady rollout. A large-scale Information Technology network for cashless treatment should be set up and validated; State governments need to upgrade the health administrative systems;the NHPM has a problem with the distribution of hospitals, the capacity of human resources, and the finances available for cost-sharing. Addressing these through the planned increase in public health spending to touch 2.5% of GDP, and 8% of State budgets, is the immediate challenge etc.
Conclusion- Based on your discussion, form a fair and a balanced conclusion on the given issue.