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3) It is said that a well-designed loan-waiver programme could enhance the overall well-being of the households by improving their productive investments, as opposed to distorting their loan utilization and repayment patterns. What are the hazards of present designs of farm loan waiver schemes? What should be the ideal design? Discuss.

Topic: Government policies and interventions for development in various sectors and issues arising out of their design and implementation

3) It is said that a well-designed loan-waiver programme could enhance the overall well-being of the households by improving their productive investments, as opposed to distorting their loan utilization and repayment patterns. What are the hazards of present designs of farm loan waiver schemes? What should be the ideal design? Discuss. (200 Words)

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