9) It is said that to make the Pradhan Mantri Jan Dhan Yojana (PMJDY) a meaningful exercise in achieving the goal of financial inclusion, the key driver will be the Direct Benefits Transfers (DBT) payment flows from government to banks to customer accounts. Elaborate and explain why DBT is crucial in this regard.

Topic: Inclusive growth and issues arising from it

9) It is said that to make the Pradhan Mantri Jan Dhan Yojana (PMJDY) a meaningful exercise in achieving the goal of financial inclusion, the key driver will be the Direct Benefits Transfers (DBT) payment flows from government to banks to customer accounts. Elaborate and explain why DBT is crucial in this regard. (200 Words)

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